{"id":1201370,"date":"2023-12-05T13:01:15","date_gmt":"2023-12-05T10:01:15","guid":{"rendered":"https:\/\/robin.jobs\/sk\/?p=1201370"},"modified":"2026-01-27T07:31:25","modified_gmt":"2026-01-27T04:31:25","slug":"kupa-domu-v-holandsku","status":"publish","type":"post","link":"https:\/\/robin.jobs\/sk\/praca-v-holandsku\/kupa-domu-v-holandsku","title":{"rendered":"Usadenie sa v zahrani\u010d\u00ed: K\u00fapa domu v Holandsku pre cudzincov"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">Pravdepodobne nastane v \u017eivote ka\u017ed\u00e9ho zahrani\u010dn\u00e9ho pracovn\u00edka, ktor\u00fd sa pl\u00e1nuje usadi\u0165 v zahrani\u010d\u00ed, moment, ke\u010f si polo\u017e\u00ed ot\u00e1zku: Mal by som presta\u0165 plati\u0165 n\u00e1jom a k\u00fapi\u0165 si dom?<\/span><\/p>\n<p><span style=\"font-weight: 400;\">K\u00fapa domu v Holandsku pre cudzinca sa m\u00f4\u017ee zda\u0165 zastra\u0161uj\u00faca, preto\u017ee do hry vstupuje mnoho faktorov, je s \u0148ou spojen\u00fdch ve\u013ea pr\u00e1vnych z\u00e1le\u017eitost\u00ed a trh je vysoko konkuren\u010dn\u00fd. Tento \u010dl\u00e1nok je ur\u010den\u00fd pre t\u00fdch, ktor\u00ed chc\u00fa v roku 2026 \u010deli\u0165 holandsk\u00e9mu trhu s b\u00fdvan\u00edm priamo, prevedie v\u00e1s procesom k\u00fapy nehnute\u013enosti v Holandsku a podel\u00ed sa o cenn\u00e9 inform\u00e1cie predt\u00fdm, ako urob\u00edte tento obrovsk\u00fd krok.<\/span><\/p>\n<h2>Pochopenie holandsk\u00e9ho trhu s nehnute\u013enos\u0165ami v roku 2026<\/h2>\n<p><span style=\"font-weight: 400;\">K\u00fapa nehnute\u013enosti v Amsterdame (alebo v akomko\u013evek inom meste) ako cudzinec v krajine je naozaj l\u00e1kav\u00e1. Jedine\u010dn\u00e9 domy, malebn\u00e9 kan\u00e1ly a kr\u00e1sne dom\u010deky s\u00fa pastvou pre o\u010di. Av\u0161ak, pri v\u00fdbere v\u00e1\u0161ho vysn\u00edvan\u00e9ho domova mus\u00edte pochopi\u0165 v\u0161etky detaily holandsk\u00e9ho trhu s nehnute\u013enos\u0165ami.<\/span><\/p>\n<p><picture><source srcset=\"https:\/\/robin.jobs\/sk\/wp-content\/webp-express\/webp-images\/doc-root\/wp-content\/uploads\/sites\/12\/2023\/12\/klucka-dveri-kluc.jpg.webp 720w, https:\/\/robin.jobs\/sk\/wp-content\/webp-express\/webp-images\/doc-root\/wp-content\/uploads\/sites\/12\/2023\/12\/klucka-dveri-kluc-300x192.jpg.webp 300w, https:\/\/robin.jobs\/sk\/wp-content\/webp-express\/webp-images\/doc-root\/wp-content\/uploads\/sites\/12\/2023\/12\/klucka-dveri-kluc-697x446.jpg.webp 697w\" sizes=\"(max-width: 720px) 100vw, 720px\" type=\"image\/webp\"><img fetchpriority=\"high\" decoding=\"async\" class=\"alignnone size-full wp-image-1249078 webpexpress-processed\" src=\"https:\/\/robin.jobs\/sk\/wp-content\/uploads\/sites\/12\/2023\/12\/klucka-dveri-kluc.jpg\" alt=\"Klucka Dveri Kluc\" width=\"720\" height=\"461\" srcset=\"https:\/\/robin.jobs\/sk\/wp-content\/uploads\/sites\/12\/2023\/12\/klucka-dveri-kluc.jpg 720w, https:\/\/robin.jobs\/sk\/wp-content\/uploads\/sites\/12\/2023\/12\/klucka-dveri-kluc-300x192.jpg 300w, https:\/\/robin.jobs\/sk\/wp-content\/uploads\/sites\/12\/2023\/12\/klucka-dveri-kluc-697x446.jpg 697w\" sizes=\"(max-width: 720px) 100vw, 720px\"><\/picture><\/p>\n<h3><span style=\"font-weight: 400;\">Aktu\u00e1lny stav trhu<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">V roku 2026 je holandsk\u00fd trh s b\u00fdvan\u00edm siln\u00fd, pri\u010dom sa o\u010dak\u00e1va, \u017ee ceny nehnute\u013enost\u00ed vzrast\u00fa minim\u00e1lne o 7 % po\u010das roka a v roku 2026 sa zv\u00fd\u0161ia o \u010fal\u0161ie 3 %.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Ak pozn\u00e1te sc\u00e9nu s nehnute\u013enos\u0165ami v krajine, pravdepodobne viete, \u017ee rok 2023 bol sk\u00f4r slab\u00fd, po ktorom nasledoval n\u00e1rast o 8,7 % v roku 2024. N\u00e1rast cien v tomto roku je prim\u00e1rne poh\u00e1\u0148an\u00fd klesaj\u00facimi \u00farokov\u00fdmi sadzbami hypot\u00e9k, zv\u00fd\u0161en\u00fdmi pr\u00edjmami a nedostatkom b\u00fdvania. V s\u00fa\u010dasnosti je v\u00e4\u010d\u0161ina dom\u00e1cnost\u00ed v krajine finan\u010dne stabiln\u00e1 a pr\u00edsnej\u0161ie podmienky \u00faverov zrejme nesp\u00f4sobili \u017eiadne finan\u010dn\u00e9 probl\u00e9my existuj\u00facim ani nov\u00fdm majite\u013eom domov.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">V skuto\u010dnosti, doch\u00e1dza aj k n\u00e1rastu po\u010dtu transakci\u00ed s\u00favisiacich s trhom s nehnute\u013enos\u0165ami. V roku 2024 bolo viac ako 200 000 transakci\u00ed, \u010do je v s\u00falade s progn\u00f3zami a ukazuje, \u017ee po slabom roku 2023 s\u00fa pred\u00e1vaj\u00faci aj kupuj\u00faci akt\u00edvnej\u0161\u00ed.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Je d\u00f4le\u017eit\u00e9 vedie\u0165, \u017ee ceny nehnute\u013enost\u00ed sa m\u00f4\u017eu meni\u0165, niekedy st\u00fapaj\u00fa a inokedy klesaj\u00fa. Holan\u010fania si cenia svoje domy, \u010do m\u00f4\u017ee ovplyvni\u0165, ko\u013eko budete musie\u0165 za dom zaplati\u0165.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Napr\u00edklad v roku 2022 boli ceny nehnute\u013enost\u00ed v\u00fdnimo\u010dne vysok\u00e9 a be\u017en\u00e9 bolo pon\u00fakanie ceny nad po\u017eadovan\u00fa sumu. Po\u010das prvej polovice roka zaznamenal trh s b\u00fdvan\u00edm v\u00fdrazn\u00fd 10 % n\u00e1rast k\u00fapnych cien v porovnan\u00ed s predch\u00e1dzaj\u00facim rokom. Priemern\u00e1 cena domu v druhom \u0161tvr\u0165roku 2022 bola 448 000 \u20ac.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">\u010co prinesie bud\u00facnos\u0165?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">V z\u00e1vislosti od toho, ako sa bud\u00fa v nasleduj\u00facich mesiacoch meni\u0165 \u00farokov\u00e9 sadzby hypot\u00e9k a mno\u017estvo pe\u0148az\u00ed, ktor\u00e9 maj\u00fa \u013eudia na k\u00fapu domov, je pravdepodobn\u00e9, \u017ee dopyt po domoch zostane stabiln\u00fd alebo sa mierne zn\u00ed\u017ei.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Faktory ovplyv\u0148uj\u00face ceny a dopyt<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Rovnako ako zvy\u0161ok sveta, aj holandsk\u00fd trh s nehnute\u013enos\u0165ami m\u00e1 svoje vzostupy a p\u00e1dy.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Jednou ve\u013ekou vecou, ktor\u00e1 ovplyv\u0148uje ceny domov, je ponuka a dopyt. Ak h\u013ead\u00e1 dom viac \u013eud\u00ed, ako je k dispoz\u00edcii, ceny m\u00f4\u017eu st\u00fapnu\u0165.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u010eal\u0161ie veci, ako je ekonomika, \u00farokov\u00e9 sadzby (ktor\u00e9 ovplyv\u0148uj\u00fa, ko\u013eko splat\u00edte, ke\u010f si po\u017ei\u010diate peniaze), a dokonca aj poloha domu, m\u00f4\u017eu zmeni\u0165 k\u00fapnu cenu.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Ob\u013e\u00faben\u00e9 miesta pre zahrani\u010dn\u00fdch pracovn\u00edkov<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Chcie\u0165 si k\u00fapi\u0165 dom je len za\u010diatok. Po\u010fme sa bavi\u0165 o tom, kde presne chcete v Holandsku \u017ei\u0165. Prirodzene, Amsterdam v\u00e1m m\u00f4\u017ee pr\u00eds\u0165 na myse\u013e ako prv\u00fd, ale existuje pomerne ve\u013ea regi\u00f3nov a miest, ktor\u00e9 s\u00fa ob\u013e\u00faben\u00e9 medzi zahrani\u010dn\u00fdmi pracovn\u00edkmi.<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Amsterdam: Toto mesto je ako ru\u0161n\u00fd \u00fa\u013e so svojou medzin\u00e1rodnou atmosf\u00e9rou a \u017eivou kult\u00farou. Je v\u0161ak tie\u017e ve\u013emi popul\u00e1rne, tak\u017ee ceny domov tu m\u00f4\u017eu by\u0165 vy\u0161\u0161ie.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Rotterdam: Rotterdam, zn\u00e1my svojou modernou architekt\u00farou a r\u00f4znorodou popul\u00e1ciou, je fantastickou vo\u013ebou, ak h\u013ead\u00e1te miesto s trochou \u0161mrncu.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Haag: Ak v\u00e1s zauj\u00edma vl\u00e1da a medzin\u00e1rodn\u00e9 z\u00e1le\u017eitosti, Haag je to prav\u00e9 miesto. Je tie\u017e bl\u00edzko pl\u00e1\u017ee, \u010do je pr\u00edjemn\u00fd bonus.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Eindhoven: Pre technicky zdatn\u00fdch \u013eud\u00ed je Eindhoven centrom inov\u00e1ci\u00ed a technol\u00f3gi\u00ed. Je to ako mesto v bud\u00facnosti.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Utrecht: Ak sa v\u00e1m p\u00e1\u010di my\u0161lienka \u00fatuln\u00e9ho, malebn\u00e9ho mesta s kan\u00e1lmi, ktor\u00e9 nie je tak preplnen\u00e9 ako Amsterdam, Utrecht by mohol by\u0165 presne to, \u010do h\u013ead\u00e1te.<\/span><\/li>\n<\/ul>\n<p><picture><source srcset=\"https:\/\/robin.jobs\/sk\/wp-content\/webp-express\/webp-images\/doc-root\/wp-content\/uploads\/sites\/12\/2023\/12\/zeleznicna-stanica.jpg.webp 720w, https:\/\/robin.jobs\/sk\/wp-content\/webp-express\/webp-images\/doc-root\/wp-content\/uploads\/sites\/12\/2023\/12\/zeleznicna-stanica-300x192.jpg.webp 300w, https:\/\/robin.jobs\/sk\/wp-content\/webp-express\/webp-images\/doc-root\/wp-content\/uploads\/sites\/12\/2023\/12\/zeleznicna-stanica-697x446.jpg.webp 697w\" sizes=\"(max-width: 720px) 100vw, 720px\" type=\"image\/webp\"><img decoding=\"async\" class=\"alignnone size-full wp-image-1249076 webpexpress-processed\" src=\"https:\/\/robin.jobs\/sk\/wp-content\/uploads\/sites\/12\/2023\/12\/zeleznicna-stanica.jpg\" alt=\"Zeleznicna Stanica\" width=\"720\" height=\"461\" srcset=\"https:\/\/robin.jobs\/sk\/wp-content\/uploads\/sites\/12\/2023\/12\/zeleznicna-stanica.jpg 720w, https:\/\/robin.jobs\/sk\/wp-content\/uploads\/sites\/12\/2023\/12\/zeleznicna-stanica-300x192.jpg 300w, https:\/\/robin.jobs\/sk\/wp-content\/uploads\/sites\/12\/2023\/12\/zeleznicna-stanica-697x446.jpg 697w\" sizes=\"(max-width: 720px) 100vw, 720px\"><\/picture><\/p>\n<p><span style=\"font-weight: 400;\">Tieto miesta maj\u00fa svoje vlastn\u00e9 chute a atmosf\u00e9ru, tak\u017ee si m\u00f4\u017eete vybra\u0165 to, ktor\u00e9 v\u00e1m najviac vyhovuje.<\/span><\/p>\n<h2>Pr\u00e1vne a regula\u010dn\u00e9 aspekty<\/h2>\n<p><span style=\"font-weight: 400;\">K\u00fapa domu je strategick\u00e1 hra, ktor\u00e1 spo\u010d\u00edva v pochopen\u00ed trhu, dostupnosti, va\u0161ej finan\u010dnej situ\u00e1cie, b\u00e1nk a zml\u00fav, tak\u017ee dodr\u017eiavanie pravidiel je k\u013e\u00fa\u010dov\u00e9.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Pravidl\u00e1 vlastn\u00edctva nehnute\u013enost\u00ed pre cudzincov<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Vo v\u0161eobecnosti Holandsko v\u00edta medzin\u00e1rodn\u00fdch kupuj\u00facich, ale existuje nieko\u013eko pr\u00e1vnych procesov, ktor\u00e9 mus\u00edte zv\u00e1\u017ei\u0165. Ako cudzinec je k\u00fapa nehnute\u013enosti trochu in\u00e1 ako pre holandsk\u00fdch ob\u010danov, ale netreba sa ob\u00e1va\u0165.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Povolenie na pobyt pre vlastn\u00edctvo nehnute\u013enosti<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Na za\u010diatok m\u00f4\u017eu by\u0165 potrebn\u00e9 povolenia na pobyt, najm\u00e4 ak ste ob\u010danom krajiny mimo E\u00da. To bude znamena\u0165 nieko\u013eko dodato\u010dn\u00fdch krokov pred k\u00fapou nehnute\u013enosti, ale proces nie je komplikovan\u00fd.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Budete musie\u0165 po\u017eiada\u0165 o povolenie na pobyt od <\/span><a href=\"https:\/\/ind.nl\/en\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">IND<\/span><\/a><span style=\"font-weight: 400;\"> (Imigra\u010dn\u00e1 a naturaliza\u010dn\u00e1 slu\u017eba) a potvrdi\u0165, \u017ee m\u00e1te dostato\u010dn\u00fd pr\u00edjem na podporu seba a svojej rodiny (ak je to relevantn\u00e9). Po z\u00edskan\u00ed povolenia m\u00f4\u017eete Holandsko ofici\u00e1lne naz\u00fdva\u0165 svoj\u00edm domovom.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">\u0160pecifik\u00e1 pre zahrani\u010dn\u00fdch kupuj\u00facich<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Tak\u017ee, m\u00f4\u017eu si expati k\u00fapi\u0165 nehnute\u013enos\u0165 v Holandsku? \u00c1no. A hoci s\u00fa zahrani\u010dn\u00ed kupuj\u00faci v\u00edtan\u00ed, st\u00e1le existuje nieko\u013eko vec\u00ed, ktor\u00e9 by ste mali ma\u0165 na pam\u00e4ti:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Skontrolujte obmedzenia: Niektor\u00e9 oblasti m\u00f4\u017eu ma\u0165 obmedzenia t\u00fdkaj\u00face sa vlastn\u00edctva nehnute\u013enost\u00ed cudzincami, najm\u00e4 v ur\u010dit\u00fdch regi\u00f3noch bl\u00edzko hran\u00edc. Uistite sa, \u017ee si pravidl\u00e1 v konkr\u00e9tnej lokalite, o ktor\u00fa m\u00e1te z\u00e1ujem, d\u00f4kladne prever\u00edte.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Dane a poplatky: K\u00fapa nehnute\u013enosti zah\u0155\u0148a n\u00e1klady, ako s\u00fa dane a poplatky. Tie sa m\u00f4\u017eu l\u00ed\u0161i\u0165 v z\u00e1vislosti od toho, odkia\u013e poch\u00e1dzate, tak\u017ee je dobr\u00e9 poradi\u0165 sa s odborn\u00edkom, aby ste pochopili, \u010do m\u00f4\u017eete o\u010dak\u00e1va\u0165.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Opatrenia proti praniu \u0161pinav\u00fdch pe\u0148az\u00ed: Rovnako ako superhrdinovia bojuj\u00faci proti zloduchom, aj holandsk\u00e1 vl\u00e1da m\u00e1 opatrenia na zabr\u00e1nenie praniu \u0161pinav\u00fdch pe\u0148az\u00ed a in\u00fdm finan\u010dn\u00fdm trestn\u00fdm \u010dinom. To znamen\u00e1, \u017ee mo\u017eno budete musie\u0165 poskytn\u00fa\u0165 dodato\u010dn\u00fa dokument\u00e1ciu na preuk\u00e1zanie, \u017ee sa nevenujete \u017eiadnej neleg\u00e1lnej \u010dinnosti.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Pochopenie a orient\u00e1cia v t\u00fdchto regula\u010dn\u00fdch a pr\u00e1vnych aspektoch m\u00f4\u017ee by\u0165 zd\u013ahav\u00e1, ale nezabudnite, \u017ee v\u017edy m\u00f4\u017eete z\u00edska\u0165 pomoc od odborn\u00edkov, ako s\u00fa pr\u00e1vnici a realitn\u00ed agenti.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Ak sa n\u00e1s sp\u00fdtate, jedna rada, ktor\u00fa by sme v\u00e1m dali, je podp\u00edsa\u0165 form\u00e1lnu predbe\u017en\u00fa k\u00fapnu zmluvu (koopakte) s pred\u00e1vaj\u00facim, aby ste sa ochr\u00e1nili. Konkr\u00e9tne v\u00e1s ochr\u00e1ni, ak sa v\u00e1\u0161 poskytovate\u013e hypot\u00e9ky rozhodne zamietnu\u0165 \u017eiados\u0165 o hypot\u00e9ku, \u010do v\u00e1m umo\u017en\u00ed k\u00fapi\u0165 dom bez ak\u00fdchko\u013evek sankci\u00ed.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Ke\u010f\u017ee k\u00fapa domu nie je ka\u017edodenn\u00e1 z\u00e1le\u017eitos\u0165, kupuj\u00facemu sa poskytuje trojd\u0148ov\u00e1 lehota na rozmyslenie, po\u010das ktorej m\u00f4\u017ee zru\u0161i\u0165 obchod bez udania d\u00f4vodu. Po uplynut\u00ed tejto lehoty sa k\u00fapna zmluva st\u00e1va z\u00e1v\u00e4znou pre obe strany. Zvy\u010dajne je po vybaven\u00ed hypot\u00e9ky potrebn\u00e1 z\u00e1loha vo v\u00fd\u0161ke 10 % z k\u00fapnej ceny. Ak nem\u00e1te tieto <\/span><b>\u00faspory, v\u00e1\u0161 hypotek\u00e1rny poradca v\u00e1m m\u00f4\u017ee pom\u00f4c\u0165 zabezpe\u010di\u0165 bankov\u00fa z\u00e1ruku.<\/b><\/p>\n<h2>Finan\u010dn\u00e9 pl\u00e1novanie a mo\u017enosti hypot\u00e9k pre zahrani\u010dn\u00fdch pracovn\u00edkov v Holandsku<\/h2>\n<p><span style=\"font-weight: 400;\">K\u00fapa domu v Holandsku si vy\u017eaduje pevn\u00fd z\u00e1klad finan\u010dn\u00e9ho pl\u00e1novania. Pozrime sa, ako spravova\u0165 n\u00e1klady, presk\u00fama\u0165 mo\u017enosti hypot\u00e9k a zabezpe\u010di\u0165 finan\u010dn\u00e9 prostriedky, ktor\u00e9 potrebujete.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Pochopenie n\u00e1kladov a dan\u00ed<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Pochopenie finan\u010dn\u00fdch d\u00f4sledkov procesu k\u00fapy je tie\u017e k\u013e\u00fa\u010dov\u00e9, od po\u010diato\u010dn\u00fdch n\u00e1kladov cez not\u00e1rske poplatky a\u017e po poplatky realitn\u00e9ho agenta. Tu s\u00fa niektor\u00e9 z n\u00e1kladov spojen\u00fdch s k\u00fapou domu:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">K\u00fapna cena: Skuto\u010dn\u00e1 cena nehnute\u013enosti, ktor\u00fa kupujete.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Da\u0148 z prevodu (alebo da\u0148 z prevodu nehnute\u013enosti): Toto je da\u0148, ktor\u00fa plat\u00edte vl\u00e1de pri k\u00fape nehnute\u013enosti. Suma sa l\u00ed\u0161i v z\u00e1vislosti od k\u00fapnej ceny nehnute\u013enosti.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Not\u00e1rske poplatky: Budete potrebova\u0165 not\u00e1ra, ktor\u00fd sa postar\u00e1 o pr\u00e1vne aspekty prevodu nehnute\u013enosti na va\u0161e meno. Za svoje slu\u017eby si \u00fa\u010dtuje poplatok.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Prov\u00edzia realitn\u00e9ho agenta: Ak vyu\u017e\u00edvate realitn\u00e9ho agenta alebo hypotek\u00e1rneho poradcu, zvy\u010dajne si \u00fa\u010dtuj\u00fa poplatok, ktor\u00fd je percentom z k\u00fapnej ceny.<\/span><\/li>\n<\/ul>\n<h3><span style=\"font-weight: 400;\">Presk\u00famanie mo\u017enost\u00ed hypot\u00e9k<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Ak nem\u00f4\u017eete zaplati\u0165 cel\u00fa nehnute\u013enos\u0165 vopred, nebojte sa \u2013 tu prich\u00e1dzaj\u00fa na rad hypot\u00e9ky.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Hypot\u00e9ka je ako p\u00f4\u017ei\u010dka \u0161peci\u00e1lne ur\u010den\u00e1 na k\u00fapu domu. V Holandsku n\u00e1jdete r\u00f4zne mo\u017enosti hypot\u00e9k ako zahrani\u010dn\u00fd pracovn\u00edk.<\/span><\/p>\n<p><picture><source srcset=\"https:\/\/robin.jobs\/sk\/wp-content\/webp-express\/webp-images\/doc-root\/wp-content\/uploads\/sites\/12\/2023\/12\/hypotekarny-uver-percento.jpg.webp 720w, https:\/\/robin.jobs\/sk\/wp-content\/webp-express\/webp-images\/doc-root\/wp-content\/uploads\/sites\/12\/2023\/12\/hypotekarny-uver-percento-300x192.jpg.webp 300w, https:\/\/robin.jobs\/sk\/wp-content\/webp-express\/webp-images\/doc-root\/wp-content\/uploads\/sites\/12\/2023\/12\/hypotekarny-uver-percento-697x446.jpg.webp 697w\" sizes=\"(max-width: 720px) 100vw, 720px\" type=\"image\/webp\"><img decoding=\"async\" class=\"alignnone size-full wp-image-1249077 webpexpress-processed\" src=\"https:\/\/robin.jobs\/sk\/wp-content\/uploads\/sites\/12\/2023\/12\/hypotekarny-uver-percento.jpg\" alt=\"Hypotekarny Uver Percento\" width=\"720\" height=\"461\" srcset=\"https:\/\/robin.jobs\/sk\/wp-content\/uploads\/sites\/12\/2023\/12\/hypotekarny-uver-percento.jpg 720w, https:\/\/robin.jobs\/sk\/wp-content\/uploads\/sites\/12\/2023\/12\/hypotekarny-uver-percento-300x192.jpg 300w, https:\/\/robin.jobs\/sk\/wp-content\/uploads\/sites\/12\/2023\/12\/hypotekarny-uver-percento-697x446.jpg 697w\" sizes=\"(max-width: 720px) 100vw, 720px\"><\/picture><\/p>\n<p><span style=\"font-weight: 400;\">Tieto mo\u017enosti m\u00f4\u017eu ma\u0165 r\u00f4zne podmienky, \u00farokov\u00e9 sadzby a pl\u00e1ny spl\u00e1cania. Presk\u00famanie a porovnanie t\u00fdchto mo\u017enost\u00ed v\u00e1m pom\u00f4\u017ee n\u00e1js\u0165 t\u00fa, ktor\u00e1 vyhovuje va\u0161ej finan\u010dnej situ\u00e1cii.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Hypotek\u00e1rni poradcovia pon\u00fakaj\u00faci hypot\u00e9ky pre expatov<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Mnoh\u00ed expati, ktor\u00ed si chc\u00fa k\u00fapi\u0165 nehnute\u013enos\u0165 v Holandsku, sa \u010dasto obracaj\u00fa na hypotek\u00e1rnych poradcov so \u017eiados\u0165ou o pomoc po\u010das cel\u00e9ho procesu.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Popri mno\u017estve dostupn\u00fdch holandsk\u00fdch poradcov je v krajine aj zna\u010dn\u00e1 pr\u00edtomnos\u0165 hypotek\u00e1rnych poradcov pre expatov.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">To je obzvl\u00e1\u0161\u0165 v\u00fdhodn\u00e9, ak neovl\u00e1date holand\u010dinu alebo ak ste na holandskom trhu s nehnute\u013enos\u0165ami nov\u00e1\u010dik. Medzi v\u00fdznamn\u00fdch makl\u00e9rov priate\u013esk\u00fdch k expatom v Holandsku patria:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Expat Mortgages<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Independent Expat Finance<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Tie\u017e m\u00f4\u017eete pou\u017ei\u0165 t\u00fato hypotek\u00e1rnu kalkula\u010dku na kontrolu va\u0161ich holandsk\u00fdch hypotek\u00e1rnych sadzieb.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Tipy pre rozpo\u010dtovanie a financovanie<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">K\u00fapa domu je ve\u013ek\u00fd krok, tak\u017ee riadenie va\u0161ich financi\u00ed je k\u013e\u00fa\u010dov\u00e9. Tu je nieko\u013eko tipov, ktor\u00e9 treba zv\u00e1\u017ei\u0165:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Vytvorte si rozpo\u010det: Sadnite si a zistite svoj mesa\u010dn\u00fd pr\u00edjem a v\u00fddavky. To v\u00e1m pom\u00f4\u017ee pochopi\u0165, ko\u013eko si m\u00f4\u017eete pohodlne dovoli\u0165 na spl\u00e1tku hypot\u00e9ky.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Z\u00e1loha: Vo v\u0161eobecnosti budete musie\u0165 zaplati\u0165 z\u00e1lohu vopred, \u010do je percento z ceny nehnute\u013enosti. Napl\u00e1nujte si tento v\u00fddavok vopred.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Vybudujte si dobr\u00fa \u00faverov\u00fa hist\u00f3riu: Dobr\u00e1 \u00faverov\u00e1 hist\u00f3ria v\u00e1m m\u00f4\u017ee pom\u00f4c\u0165 zabezpe\u010di\u0165 lep\u0161iu hypot\u00e9ku. Pla\u0165te svoje \u00fa\u010dty v\u010das a spravujte svoje dlhy zodpovedne.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Pora\u010fte sa s finan\u010dn\u00fdmi odborn\u00edkmi: Nebojte sa po\u017eiada\u0165 o radu. Finan\u010dn\u00ed poradcovia a hypotek\u00e1rni makl\u00e9ri v\u00e1m m\u00f4\u017eu poskytn\u00fa\u0165 poznatky prisp\u00f4soben\u00e9 va\u0161ej situ\u00e1cii.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Pl\u00e1nujte dodato\u010dn\u00e9 n\u00e1klady: Okrem k\u00fapnej ceny zv\u00e1\u017ete aj in\u00e9 n\u00e1klady, ako je poistenie domu, \u00fadr\u017eba a energie.<\/span><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<h2>Orient\u00e1cia v procese k\u00fapy<\/h2>\n<p><span style=\"font-weight: 400;\">Gratulujeme! Dostali ste sa k vzru\u0161uj\u00facemu procesu k\u00fapy. Tu je podrobn\u00fd sprievodca:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">H\u013eadanie domu: Toto je ako \u010das\u0165 s h\u013eadan\u00edm pokladu. Budete h\u013eada\u0165 nehnute\u013enosti, nav\u0161tevova\u0165 ich a zis\u0165ova\u0165, ktor\u00e1 v\u00e1m ukradne srdce.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Podanie ponuky: Akon\u00e1hle n\u00e1jdete \u201et\u00fa prav\u00fa\u201c, pod\u00e1te ponuku pred\u00e1vaj\u00facemu. M\u00f4\u017eu nasledova\u0165 rokovania, k\u00fdm sa obaja dohodnete na cene.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Vypracovanie k\u00fapnej zmluvy: Toto je pr\u00e1vna \u010das\u0165. Vypracuje sa k\u00fapna zmluva, ktor\u00e1 podrobne popisuje podmienky predaja.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Stretnutie s not\u00e1rom: Budete potrebova\u0165 not\u00e1ra, ktor\u00fd sa postar\u00e1 o ofici\u00e1lny prevod vlastn\u00edctva. Obe strany (vy a pred\u00e1vaj\u00faci) sa stretn\u00fa s not\u00e1rom, aby podp\u00edsali potrebn\u00e9 dokumenty.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Prevod vlastn\u00edctva: Toto je moment, kedy sa nehnute\u013enos\u0165 ofici\u00e1lne st\u00e1va va\u0161ou. Zaplat\u00edte pred\u00e1vaj\u00facemu dohodnut\u00fa sumu a not\u00e1r zaregistruje nehnute\u013enos\u0165 na va\u0161e meno.<\/span><\/li>\n<\/ul>\n<p><picture><source srcset=\"https:\/\/robin.jobs\/sk\/wp-content\/webp-express\/webp-images\/doc-root\/wp-content\/uploads\/sites\/12\/2023\/12\/kalkulacka-kluce-dokumenty.jpg.webp 720w, https:\/\/robin.jobs\/sk\/wp-content\/webp-express\/webp-images\/doc-root\/wp-content\/uploads\/sites\/12\/2023\/12\/kalkulacka-kluce-dokumenty-300x192.jpg.webp 300w, https:\/\/robin.jobs\/sk\/wp-content\/webp-express\/webp-images\/doc-root\/wp-content\/uploads\/sites\/12\/2023\/12\/kalkulacka-kluce-dokumenty-697x446.jpg.webp 697w\" sizes=\"(max-width: 720px) 100vw, 720px\" type=\"image\/webp\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-1249079 webpexpress-processed\" src=\"https:\/\/robin.jobs\/sk\/wp-content\/uploads\/sites\/12\/2023\/12\/kalkulacka-kluce-dokumenty.jpg\" alt=\"Kalkulacka Kluce Dokumenty\" width=\"720\" height=\"461\" srcset=\"https:\/\/robin.jobs\/sk\/wp-content\/uploads\/sites\/12\/2023\/12\/kalkulacka-kluce-dokumenty.jpg 720w, https:\/\/robin.jobs\/sk\/wp-content\/uploads\/sites\/12\/2023\/12\/kalkulacka-kluce-dokumenty-300x192.jpg 300w, https:\/\/robin.jobs\/sk\/wp-content\/uploads\/sites\/12\/2023\/12\/kalkulacka-kluce-dokumenty-697x446.jpg 697w\" sizes=\"(max-width: 720px) 100vw, 720px\"><\/picture><\/p>\n<h3><span style=\"font-weight: 400;\">Asisten\u010dn\u00e9 sch\u00e9my<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Hoci nemusia by\u0165 k dispoz\u00edcii \u017eiadne priame asisten\u010dn\u00e9 sch\u00e9my pre kupuj\u00facich prv\u00e9ho domu, existuje nieko\u013eko v\u00fdhod, ktor\u00e9 m\u00f4\u017eete vyu\u017ei\u0165:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Mesa\u010dn\u00e9 alebo ro\u010dn\u00e9 odpo\u010dty \u00farokov: Spl\u00e1tky \u00farokov z hypot\u00e9ky m\u00f4\u017eu by\u0165 odpo\u010d\u00edtan\u00e9 z zdanite\u013en\u00e9ho pr\u00edjmu, \u010do m\u00f4\u017ee zn\u00ed\u017ei\u0165 va\u0161u ro\u010dn\u00fa da\u0148 z pr\u00edjmu.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Oslobodenie od platenia dane z prevodu: Od roku 2026, ak je cena nehnute\u013enosti ni\u017e\u0161ia ako 525 000 \u20ac a m\u00e1te medzi 18 a 35 rokov, m\u00f4\u017eete sa kvalifikova\u0165 na jednorazov\u00e9 oslobodenie od dane z prevodu (ktor\u00e1 je 2 %).<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Energetick\u00fd \u0161t\u00edtok: Ak si po\u017ei\u010diate navy\u0161e a investujete do technol\u00f3gie \u0161etriacej energiu, m\u00f4\u017eete sa kvalifikova\u0165 na da\u0148ov\u00e9 v\u00fdhody a zv\u00fd\u0161en\u00e9 limity p\u00f4\u017ei\u010diek, v z\u00e1vislosti od vylep\u0161en\u00ed, ktor\u00e9 si vyberiete.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Ni\u017e\u0161ie \u00farokov\u00e9 sadzby: Ak sa rozhodnete pre hypot\u00e9ku NHG, m\u00f4\u017eete z\u00edska\u0165 ni\u017e\u0161ie \u00farokov\u00e9 sadzby, preto\u017ee verite\u013e m\u00e1 zn\u00ed\u017een\u00e9 riziko, \u010do znamen\u00e1, \u017ee m\u00f4\u017eete u\u0161etri\u0165 peniaze po\u010das obdobia va\u0161ej p\u00f4\u017ei\u010dky.<\/span><\/li>\n<\/ul>\n<h3><span style=\"font-weight: 400;\">Due Diligence a in\u0161pekcie nehnute\u013enost\u00ed<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Rovnako ako by ste presk\u00famali ka\u017ed\u00fd k\u00fat a \u0161trbinu nov\u00e9ho miesta, je d\u00f4le\u017eit\u00e9 urobi\u0165 to ist\u00e9 s va\u0161\u00edm potenci\u00e1lnym nov\u00fdm domovom. Vykonajte d\u00f4kladn\u00fa due diligence, \u010do znamen\u00e1 presk\u00famanie hist\u00f3rie nehnute\u013enosti, kontrolu ak\u00fdchko\u013evek nesplaten\u00fdch dlhov alebo probl\u00e9mov a overenie, \u010di s\u00fa v\u0161etky potrebn\u00e9 povolenia v poriadku.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">In\u0161pekcie nehnute\u013enost\u00ed s\u00fa ako kontrola zdravotn\u00e9ho stavu v\u00e1\u0161ho bud\u00faceho domova. Profesion\u00e1lny in\u0161pektor bude h\u013eada\u0165 \u0161truktur\u00e1lne probl\u00e9my alebo probl\u00e9my s \u00fadr\u017ebou, ktor\u00e9 si vy\u017eaduj\u00fa pozornos\u0165. Tento krok zais\u0165uje, \u017ee rob\u00edte informovan\u00e9 rozhodnutie a v pr\u00edpade potreby m\u00f4\u017eete rokova\u0165 o oprav\u00e1ch.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Vo vzru\u0161uj\u00facom v\u00edre procesu k\u00fapy nezabudnite si n\u00e1js\u0165 \u010das, kl\u00e1s\u0165 ot\u00e1zky a spolieha\u0165 sa na odborn\u00e9 znalosti profesion\u00e1lov.<\/span><\/p>\n<p><picture><source srcset=\"https:\/\/robin.jobs\/sk\/wp-content\/webp-express\/webp-images\/doc-root\/wp-content\/uploads\/sites\/12\/2023\/12\/dreveny-dom-kluce-dokumenty.jpg.webp 720w, https:\/\/robin.jobs\/sk\/wp-content\/webp-express\/webp-images\/doc-root\/wp-content\/uploads\/sites\/12\/2023\/12\/dreveny-dom-kluce-dokumenty-300x192.jpg.webp 300w, https:\/\/robin.jobs\/sk\/wp-content\/webp-express\/webp-images\/doc-root\/wp-content\/uploads\/sites\/12\/2023\/12\/dreveny-dom-kluce-dokumenty-697x446.jpg.webp 697w\" sizes=\"(max-width: 720px) 100vw, 720px\" type=\"image\/webp\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-1249075 webpexpress-processed\" src=\"https:\/\/robin.jobs\/sk\/wp-content\/uploads\/sites\/12\/2023\/12\/dreveny-dom-kluce-dokumenty.jpg\" alt=\"Dreveny Dom Kluce Dokumenty\" width=\"720\" height=\"461\" srcset=\"https:\/\/robin.jobs\/sk\/wp-content\/uploads\/sites\/12\/2023\/12\/dreveny-dom-kluce-dokumenty.jpg 720w, https:\/\/robin.jobs\/sk\/wp-content\/uploads\/sites\/12\/2023\/12\/dreveny-dom-kluce-dokumenty-300x192.jpg 300w, https:\/\/robin.jobs\/sk\/wp-content\/uploads\/sites\/12\/2023\/12\/dreveny-dom-kluce-dokumenty-697x446.jpg 697w\" sizes=\"(max-width: 720px) 100vw, 720px\"><\/picture><\/p>\n<h2>Mali by ste si k\u00fapi\u0165 alebo prenaja\u0165 nehnute\u013enos\u0165 v Holandsku?<\/h2>\n<p><span style=\"font-weight: 400;\">Hoci k\u00fapa domu v Holandsku m\u00f4\u017ee by\u0165 spojen\u00e1 s vysok\u00fdmi n\u00e1kladmi, z dlhodob\u00e9ho h\u013eadiska je to vo v\u0161eobecnosti m\u00fadre finan\u010dn\u00e9 rozhodnutie. Napriek roz\u0161\u00edrenosti pren\u00e1jmu s\u00fa holandsk\u00e9 ceny domov strm\u00e9 a m\u00f4\u017eu sa k nim pripo\u010d\u00edta\u0165 dodato\u010dn\u00e9 v\u00fddavky.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Majitelia domov m\u00f4\u017eu vyu\u017e\u00edva\u0165 da\u0148ov\u00e9 v\u00fdhody, ktor\u00e9 ved\u00fa k ni\u017e\u0161\u00edm n\u00e1kladom na hypot\u00e9ku v porovnan\u00ed s pren\u00e1jmom. To je obzvl\u00e1\u0161\u0165 zrejm\u00e9, preto\u017ee n\u00e1jomn\u00e9 m\u00e1 tendenciu r\u00e1s\u0165 ka\u017ed\u00fd rok. Je v\u0161ak d\u00f4le\u017eit\u00e9 vyhodnoti\u0165 trh v ka\u017edej konkr\u00e9tnej oblasti a ur\u010di\u0165, \u010di je v tejto chv\u00edli m\u00fadre uskuto\u010dni\u0165 n\u00e1kup.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Pren\u00e1jom m\u00e1 tie\u017e svoje v\u00fdhody. Ak pl\u00e1nujete \u010dast\u00e9 s\u0165ahovanie alebo kr\u00e1tkodob\u00fa pr\u00e1cu v Holandsku, pren\u00e1jom poskytuje v\u00e4\u010d\u0161iu flexibilitu. M\u00e1te tie\u017e menej povinnost\u00ed, pokia\u013e ide o n\u00e1klady na \u00fadr\u017ebu, a nemus\u00edte sa ob\u00e1va\u0165 to\u013ek\u00fdch po\u010diato\u010dn\u00fdch n\u00e1kladov.<\/span><\/p>\n<h2>M\u00f4\u017eu si cudzinci k\u00fapi\u0165 nehnute\u013enos\u0165 v Holandsku: Z\u00e1vere\u010dn\u00e9 slov\u00e1<\/h2>\n<p><span style=\"font-weight: 400;\">Pre zahrani\u010dn\u00fdch pracovn\u00edkov je k\u00fapa domu v Holandsku d\u00f4le\u017eit\u00fdm rozhodnut\u00edm t\u00fdkaj\u00facim sa cezhrani\u010dn\u00fdch prechodov. Hoci to m\u00f4\u017ee by\u0165 zlo\u017eit\u00e9, tento proces poskytuje pr\u00edle\u017eitos\u0165 na stabilitu, pocit spolupatri\u010dnosti ku komunite a hodnotn\u00fa invest\u00edciu do bud\u00facnosti.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Ke\u010f za\u010d\u00ednate svoju cestu k usadeniu sa vo svojom novom holandskom domove, je d\u00f4le\u017eit\u00e9 zv\u00e1\u017ei\u0165 finan\u010dn\u00e9 detaily a stav trhu. D\u00fafame, \u017ee tento sprievodca poskytuje u\u017eito\u010dn\u00e9 poznatky, ktor\u00e9 v\u00e1m pom\u00f4\u017eu dosiahnu\u0165 \u00faspech a spokojnos\u0165 vo va\u0161om novom \u017eivote!<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Ste pripraven\u00ed urobi\u0165 \u010fal\u0161\u00ed krok smerom k naplnen\u00e9mu \u017eivotu v Holandsku? <\/span><a href=\"https:\/\/robin.jobs\/sk\/\"><span style=\"font-weight: 400;\">Zaregistrujte sa na na\u0161ej webovej str\u00e1nke<\/span><\/a><span style=\"font-weight: 400;\"> e\u0161te dnes a otvorte dvere nov\u00fdm pr\u00edle\u017eitostiam!<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Ka\u017ed\u00fd cudzinec si v Holandsku m\u00f4\u017ee k\u00fapi\u0165 dom, v ktorom bude bu\u010f natrvalo b\u00fdva\u0165 alebo ho pou\u017e\u00edva\u0165 len ako druhotn\u00fd dom. To znamen\u00e1, \u017ee nutne nemus\u00edte preda\u0165 svoj dom vo va\u0161ej rodnej krajine, ak nechcete. M\u00f4\u017eete svoj dom prenaj\u00edma\u0165. K\u00fapa domu v Holandsku m\u00f4\u017ee by\u0165 rozumnou invest\u00edciou a nad nehnute\u013enos\u0165ou budete ma\u0165 kontrolu. <\/p>\n","protected":false},"author":38,"featured_media":1249080,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[1230,1229],"tags":[],"class_list":["post-1201370","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-kultura-2","category-zivot","work-category-praca-v-holandsku"],"acf":[],"_links":{"self":[{"href":"https:\/\/robin.jobs\/sk\/wp-json\/wp\/v2\/posts\/1201370","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/robin.jobs\/sk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/robin.jobs\/sk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/robin.jobs\/sk\/wp-json\/wp\/v2\/users\/38"}],"replies":[{"embeddable":true,"href":"https:\/\/robin.jobs\/sk\/wp-json\/wp\/v2\/comments?post=1201370"}],"version-history":[{"count":4,"href":"https:\/\/robin.jobs\/sk\/wp-json\/wp\/v2\/posts\/1201370\/revisions"}],"predecessor-version":[{"id":1249081,"href":"https:\/\/robin.jobs\/sk\/wp-json\/wp\/v2\/posts\/1201370\/revisions\/1249081"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/robin.jobs\/sk\/wp-json\/wp\/v2\/media\/1249080"}],"wp:attachment":[{"href":"https:\/\/robin.jobs\/sk\/wp-json\/wp\/v2\/media?parent=1201370"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/robin.jobs\/sk\/wp-json\/wp\/v2\/categories?post=1201370"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/robin.jobs\/sk\/wp-json\/wp\/v2\/tags?post=1201370"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}