{"id":1200553,"date":"2023-10-17T14:25:58","date_gmt":"2023-10-17T11:25:58","guid":{"rendered":"https:\/\/robin.jobs\/ro\/?p=1200553"},"modified":"2024-11-29T17:22:28","modified_gmt":"2024-11-29T14:22:28","slug":"numarul-bsn","status":"publish","type":"post","link":"https:\/\/robin.jobs\/ro\/locuri-de-munca-olanda\/numarul-bsn","title":{"rendered":"Nu pute\u021bi lucra, pl\u0103ti impozite sau ob\u021bine asigur\u0103ri de s\u0103n\u0103tate f\u0103r\u0103 num\u0103rul de serviciu pentru cet\u0103\u021beni (BSN)"},"content":{"rendered":"<p><b>BSN <\/b><span style=\"font-weight: 400;\">este num\u0103rul de serviciu al cet\u0103\u021beanului care v\u0103 permite s\u0103 lucra\u021bi, s\u0103 pl\u0103ti\u021bi impozite \u0219i s\u0103 ob\u021bine\u021bi asigurare de s\u0103n\u0103tate \u00een Olanda. Acesta este unul dintre primele lucruri pe care trebuie s\u0103 le ob\u021bine\u021bi atunci c\u00e2nd ajunge\u021bi \u00een \u021bar\u0103.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Num\u0103rul de serviciu al cet\u0103\u021beanului este cunoscut \u0219i sub numele de Burgerservicenummer sau num\u0103rul Sofi, iar pentru a-l ob\u021bine trebuie s\u0103 v\u0103 \u00eenregistra\u021bi la <\/span><a href=\"https:\/\/www.belastingdienst.nl\/wps\/wcm\/connect\/nl\/home\/home\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Administra\u021bia fiscal\u0103 olandez\u0103<\/span><\/a><span style=\"font-weight: 400;\"> (Belastingdienst).<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Nu v\u0103 face\u021bi griji, procesul este simplu. Haide\u021bi s\u0103 vorbim mai \u00een detaliu despre acest lucru, despre cum func\u021bioneaz\u0103 plata impozitelor pentru lucr\u0103torii str\u0103ini \u0219i despre cum pute\u021bi ob\u021bine o asigurare de s\u0103n\u0103tate olandez\u0103.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Ce este num\u0103rul de serviciu pentru cet\u0103\u021beni (BSN)?<\/span><\/h3>\n<p><picture><source srcset=\"https:\/\/robin.jobs\/ro\/wp-content\/webp-express\/webp-images\/doc-root\/wp-content\/uploads\/sites\/13\/2016\/08\/blog-12-image-1.jpg.webp 512w, https:\/\/robin.jobs\/ro\/wp-content\/webp-express\/webp-images\/doc-root\/wp-content\/uploads\/sites\/13\/2016\/08\/blog-12-image-1-300x169.jpg.webp 300w\" sizes=\"(max-width: 512px) 100vw, 512px\" type=\"image\/webp\"><img fetchpriority=\"high\" decoding=\"async\" class=\"alignnone size-full wp-image-1221033 webpexpress-processed\" src=\"https:\/\/robin.jobs\/ro\/wp-content\/uploads\/sites\/13\/2016\/08\/blog-12-image-1.jpg\" alt=\"\" width=\"512\" height=\"288\" srcset=\"https:\/\/robin.jobs\/ro\/wp-content\/uploads\/sites\/13\/2016\/08\/blog-12-image-1.jpg 512w, https:\/\/robin.jobs\/ro\/wp-content\/uploads\/sites\/13\/2016\/08\/blog-12-image-1-300x169.jpg 300w\" sizes=\"(max-width: 512px) 100vw, 512px\"><\/picture><\/p>\n<p><span style=\"font-weight: 400;\">Num\u0103rul de serviciu pentru cet\u0103\u021beni este ceea ce are nevoie fiecare lucr\u0103tor str\u0103in pentru a lucra legal \u00een \u021bar\u0103. De asemenea, acesta v\u0103 permite s\u0103 pl\u0103ti\u021bi impozite, s\u0103 ob\u021bine\u021bi ramburs\u0103ri, dac\u0103 sunt disponibile, \u0219i s\u0103 calcula\u021bi pl\u0103\u021bile de securitate social\u0103 legate de munc\u0103. Cu acest num\u0103r, nu v\u0103 pute\u021bi deschide un cont bancar, de care ve\u021bi avea nevoie pentru a v\u0103 primi salariile \u00een timp ce lucra\u021bi acolo.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Acest num\u0103r este necesar pentru a v\u0103 permite s\u0103 lucra\u021bi legal \u00een \u021bar\u0103, s\u0103 pl\u0103ti\u021bi impozitele c\u0103tre guvern \u0219i s\u0103 ob\u021bine\u021bi o rambursare, precum \u0219i pentru a calcula pl\u0103\u021bile de securitate social\u0103 legate de munc\u0103.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Caracteristicile num\u0103rului de serviciu pentru cet\u0103\u021beni<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Acest num\u0103r este un num\u0103r pe via\u021b\u0103. Pentru cet\u0103\u021benii Regatului \u021a\u0103rilor de Jos, <\/span><b>num\u0103rul de serviciu al cet\u0103\u021beanului<\/b><span style=\"font-weight: 400;\"> este \u00eentotdeauna indicat pe permisul de conducere \u0219i pe cartea de identitate sau pe pa\u0219aport.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Deoarece \u021a\u0103rile de Jos nu este \u021bara dumneavoastr\u0103 de origine, dar proveni\u021bi din Uniunea European\u0103, ve\u021bi primi un document separat cu acest num\u0103r. Dup\u0103 aceasta, ve\u021bi avea acces la anumite servicii, la fel ca orice cet\u0103\u021bean olandez.<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Cum pot ob\u021bine un num\u0103r de serviciu pentru cet\u0103\u021beni (BSN)?<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Dac\u0103 g\u0103si\u021bi un loc de munc\u0103 prin intermediul lui Robin, nu ave\u021bi de ce s\u0103 v\u0103 face\u021bi griji, deoarece compania de ocupare a for\u021bei de munc\u0103 din \u021a\u0103rile de Jos se va ocupa de num\u0103rul dumneavoastr\u0103 de serviciu pentru cet\u0103\u021beni. Tot ce trebuie s\u0103 aduce\u021bi este orice document de identitate valabil (fie pa\u0219aportul, fie cartea de identitate). Ace\u0219tia v\u0103 vor \u00eenregistra adresa de re\u0219edin\u021b\u0103 \u0219i v\u0103 vor elibera num\u0103rul de serviciu pentru cet\u0103\u021beni.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Deoarece sunte\u021bi din Uniunea European\u0103, nu este nevoie s\u0103 primi\u021bi un permis de \u0219edere &#8211; acesta este destinat doar persoanelor din afara UE \u0219i SEE. Uneori, este posibil s\u0103 primi\u021bi num\u0103rul de serviciu pentru cet\u0103\u021beni \u00een aceea\u0219i zi, dar alteori, s-ar putea s\u0103 a\u0219tepta\u021bi c\u00e2teva zile sau c\u00e2teva s\u0103pt\u0103m\u00e2ni.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Este posibil s\u0103 \u00eencepe\u021bi s\u0103 lucra\u021bi chiar dac\u0103 nu primi\u021bi num\u0103rul de cet\u0103\u021bean de serviciu, dar \u00een aceast\u0103 perioad\u0103 se va aplica o rat\u0103 de impozitare u\u0219or mai mare. Pute\u021bi ob\u021bine o rambursare a impozitului \u00een anul urm\u0103tor, deoarece nu a fost o gre\u0219eal\u0103 din partea dumneavoastr\u0103, \u0219i ve\u021bi primi banii \u00een plus \u00eenapoi.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Merg\u00e2nd \u00een Olanda pe cont propriu<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Dac\u0103 merge\u021bi \u00een Olanda pe cont propriu, va trebui s\u0103 solicita\u021bi num\u0103rul Sofi la cel mai apropiat birou de administrare fiscal\u0103. Va trebui s\u0103 prezenta\u021bi un document de identitate \u0219i s\u0103 indica\u021bi adresa de re\u0219edin\u021b\u0103. Din nou, pentru reziden\u021bii UE nu este necesar un permis de \u0219edere, \u00een timp ce to\u021bi ceilal\u021bi trebuie s\u0103 ob\u021bin\u0103 unul.<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Impozite \u00een Olanda<\/span><\/h2>\n<p><picture><source srcset=\"https:\/\/robin.jobs\/ro\/wp-content\/webp-express\/webp-images\/doc-root\/wp-content\/uploads\/sites\/13\/2016\/08\/blog-12-image-3.jpg.webp 720w, https:\/\/robin.jobs\/ro\/wp-content\/webp-express\/webp-images\/doc-root\/wp-content\/uploads\/sites\/13\/2016\/08\/blog-12-image-3-300x192.jpg.webp 300w, https:\/\/robin.jobs\/ro\/wp-content\/webp-express\/webp-images\/doc-root\/wp-content\/uploads\/sites\/13\/2016\/08\/blog-12-image-3-697x446.jpg.webp 697w\" sizes=\"(max-width: 720px) 100vw, 720px\" type=\"image\/webp\"><img decoding=\"async\" class=\"alignnone size-full wp-image-1221031 webpexpress-processed\" src=\"https:\/\/robin.jobs\/ro\/wp-content\/uploads\/sites\/13\/2016\/08\/blog-12-image-3.jpg\" alt=\"\" width=\"720\" height=\"461\" srcset=\"https:\/\/robin.jobs\/ro\/wp-content\/uploads\/sites\/13\/2016\/08\/blog-12-image-3.jpg 720w, https:\/\/robin.jobs\/ro\/wp-content\/uploads\/sites\/13\/2016\/08\/blog-12-image-3-300x192.jpg 300w, https:\/\/robin.jobs\/ro\/wp-content\/uploads\/sites\/13\/2016\/08\/blog-12-image-3-697x446.jpg 697w\" sizes=\"(max-width: 720px) 100vw, 720px\"><\/picture><\/p>\n<p><span style=\"font-weight: 400;\">Am men\u021bionat c\u0103 va trebui s\u0103 pl\u0103ti\u021bi impozite, iar pentru aceasta, va trebui s\u0103 ob\u021bine\u021bi num\u0103rul de serviciu pentru cet\u0103\u021beni. G\u0103sirea unui loc de munc\u0103 prin Robin \u00eenseamn\u0103 c\u0103 nu va trebui s\u0103 depune\u021bi nimic la administra\u021bia fiscal\u0103 olandez\u0103. Agen\u021bia de ocupare a for\u021bei de munc\u0103 cu care<\/span><a href=\"https:\/\/robin.jobs\/everything-you-need-to-know-about-recruitment-agencies-in-the-netherlands\"><span style=\"font-weight: 400;\"> semna\u021bi un contract<\/span><\/a><span style=\"font-weight: 400;\"> va deduce din salariul dvs. \u0219i va pl\u0103ti impozitele pentru dvs.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Informa\u021bii de baz\u0103 despre sistemul fiscal olandez<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Olanda are un sistem de impozitare progresiv\u0103: cu c\u00e2t c\u00e2\u0219tiga\u021bi mai mult, cu at\u00e2t pl\u0103ti\u021bi mai multe impozite. Valoarea maxim\u0103 a impozitului pe care guvernul o poate deduce din salariul dumneavoastr\u0103 este de 52%, dar trebuie s\u0103 c\u00e2\u0219tiga\u021bi cel pu\u021bin 57.000 de euro pe an.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">V\u0103 pute\u021bi a\u0219tepta ca \u00een jur de 34-40% din veniturile anuale s\u0103 fie impozitate. Impozitele olandeze sunt printre cele mai mari din lume. Ele sunt dep\u0103\u0219ite doar de ratele de impozitare din Belgia, Danemarca, Fran\u021ba, Portugalia \u0219i Suedia.<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Asigurare de s\u0103n\u0103tate \u00een Olanda<\/span><\/h2>\n<p><picture><source srcset=\"https:\/\/robin.jobs\/ro\/wp-content\/webp-express\/webp-images\/doc-root\/wp-content\/uploads\/sites\/13\/2016\/08\/blog-12-image-2.jpg.webp 720w, https:\/\/robin.jobs\/ro\/wp-content\/webp-express\/webp-images\/doc-root\/wp-content\/uploads\/sites\/13\/2016\/08\/blog-12-image-2-300x192.jpg.webp 300w, https:\/\/robin.jobs\/ro\/wp-content\/webp-express\/webp-images\/doc-root\/wp-content\/uploads\/sites\/13\/2016\/08\/blog-12-image-2-697x446.jpg.webp 697w\" sizes=\"(max-width: 720px) 100vw, 720px\" type=\"image\/webp\"><img decoding=\"async\" class=\"alignnone size-full wp-image-1221032 webpexpress-processed\" src=\"https:\/\/robin.jobs\/ro\/wp-content\/uploads\/sites\/13\/2016\/08\/blog-12-image-2.jpg\" alt=\"\" width=\"720\" height=\"461\" srcset=\"https:\/\/robin.jobs\/ro\/wp-content\/uploads\/sites\/13\/2016\/08\/blog-12-image-2.jpg 720w, https:\/\/robin.jobs\/ro\/wp-content\/uploads\/sites\/13\/2016\/08\/blog-12-image-2-300x192.jpg 300w, https:\/\/robin.jobs\/ro\/wp-content\/uploads\/sites\/13\/2016\/08\/blog-12-image-2-697x446.jpg 697w\" sizes=\"(max-width: 720px) 100vw, 720px\"><\/picture><\/p>\n<p><span style=\"font-weight: 400;\">Asigurarea de s\u0103n\u0103tate este unul dintre cele mai importante lucruri de care trebuie s\u0103 ave\u021bi grij\u0103. Faptul c\u0103 nu ave\u021bi asigurare de s\u0103n\u0103tate poate face ca fiecare vizit\u0103 la medic s\u0103 fie mult prea scump\u0103.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Cu o asigurare de s\u0103n\u0103tate olandez\u0103, ve\u021bi avea acces la diverse servicii de s\u0103n\u0103tate, ve\u021bi reduce costurile medicale \u0219i ve\u021bi primi un tratament medical adecvat.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Indiferent c\u00e2t de priceput e\u0219ti, se \u00eent\u00e2mpl\u0103 accidente la locul de munc\u0103 \u0219i exist\u0103 \u00eentotdeauna posibilitatea s\u0103 te \u00eemboln\u0103ve\u0219ti. De aceea, ave\u021bi nevoie de o acoperire medical\u0103 adecvat\u0103.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Asigurarea de s\u0103n\u0103tate olandez\u0103 este una dintre cele mai bune din Europa, iar sistemul lor de s\u0103n\u0103tate este de neegalat. Haide\u021bi s\u0103 vorbim mai multe despre serviciile medicale oferite lucr\u0103torilor str\u0103ini \u0219i cum arat\u0103 toate acestea atunci c\u00e2nd ajunge\u021bi \u00een Olanda.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Aduce\u021bi cardul european de s\u0103n\u0103tate sau PRC<\/span><\/h3>\n<p><picture><source srcset=\"https:\/\/robin.jobs\/ro\/wp-content\/webp-express\/webp-images\/doc-root\/wp-content\/uploads\/sites\/13\/2016\/08\/blog-12-image-4.png.webp 512w, https:\/\/robin.jobs\/ro\/wp-content\/webp-express\/webp-images\/doc-root\/wp-content\/uploads\/sites\/13\/2016\/08\/blog-12-image-4-300x157.png.webp 300w\" sizes=\"(max-width: 512px) 100vw, 512px\" type=\"image\/webp\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-1221030 webpexpress-processed\" src=\"https:\/\/robin.jobs\/ro\/wp-content\/uploads\/sites\/13\/2016\/08\/blog-12-image-4.png\" alt=\"\" width=\"512\" height=\"268\" srcset=\"https:\/\/robin.jobs\/ro\/wp-content\/uploads\/sites\/13\/2016\/08\/blog-12-image-4.png 512w, https:\/\/robin.jobs\/ro\/wp-content\/uploads\/sites\/13\/2016\/08\/blog-12-image-4-300x157.png 300w\" sizes=\"(max-width: 512px) 100vw, 512px\"><\/picture><\/p>\n<p><span style=\"font-weight: 400;\">To\u021bi lucr\u0103torii din UE sau SEE pot aduce cu ei cardul european de asigur\u0103ri de s\u0103n\u0103tate (CEASS) sau certificatul provizoriu de \u00eenlocuire (PRC) din \u021bara lor. Dac\u0103 r\u0103m\u00e2ne\u021bi pentru o perioad\u0103 de cel mult patru luni, nu va trebui s\u0103 v\u0103 face\u021bi asigurare de s\u0103n\u0103tate.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Acest card v\u0103 permite s\u0103 ave\u021bi acces la sistemul de s\u0103n\u0103tate din \u021a\u0103rile de Jos \u00een acelea\u0219i condi\u021bii ca \u0219i cet\u0103\u021benii olandezi. Cardul acoper\u0103 asisten\u021ba medical\u0103 necesar\u0103 pe durata \u0219ederii dumneavoastr\u0103. Singurele persoane care nu trebuie s\u0103 ob\u021bin\u0103 o asigurare de s\u0103n\u0103tate olandez\u0103 sunt cele care lucreaz\u0103 pentru o institu\u021bie european\u0103, deoarece acestea sunt acoperite de sistemul comun de asigurare de boal\u0103, cu excep\u021bia cazului \u00een care fac altceva pentru compania olandez\u0103.\u00a0<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Asigurarea de s\u0103n\u0103tate public\u0103 \u0219i privat\u0103<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">\u00cenainte de a trece la ce asigurare de s\u0103n\u0103tate ave\u021bi nevoie, trebuie s\u0103 explic\u0103m cum func\u021bioneaz\u0103 asigurarea de s\u0103n\u0103tate olandez\u0103 \u00een Olanda. Acestea combin\u0103 asisten\u021ba medical\u0103 public\u0103 \u0219i privat\u0103 pentru a oferi cea mai bun\u0103 asigurare de s\u0103n\u0103tate posibil\u0103 nu numai reziden\u021bilor olandezi, ci \u0219i studen\u021bilor str\u0103ini \u0219i altor persoane care lucreaz\u0103 temporar \u00een Olanda.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Va trebui s\u0103 \u00eencheia\u021bi o asigurare de s\u0103n\u0103tate public\u0103, care este standardizat\u0103 de fiecare companie de asigur\u0103ri. O poli\u021b\u0103 de asigurare privat\u0103 de s\u0103n\u0103tate ofer\u0103 unele beneficii suplimentare, iar fiecare poli\u021b\u0103 difer\u0103 de la o companie de asigur\u0103ri la alta.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">S\u0103 trecem mai \u00eent\u00e2i \u00een revist\u0103 ceea ce ave\u021bi nevoie:<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Asigurarea obligatorie de s\u0103n\u0103tate olandez\u0103 pentru lucr\u0103torii str\u0103ini<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Pentru c\u0103 ajunge\u021bi prin Robin pentru a lucra \u0219i r\u0103m\u00e2ne\u021bi cel pu\u021bin \u0219ase luni (dac\u0103 totul decurge conform planului), ave\u021bi nevoie de o asigurare de s\u0103n\u0103tate obligatorie.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Ob\u021binerea unei asigur\u0103ri de s\u0103n\u0103tate olandeze nu ar trebui s\u0103 fie dificil\u0103. Trebuie s\u0103 g\u0103si\u021bi un furnizor de asigur\u0103ri de s\u0103n\u0103tate care s\u0103 v\u0103 v\u00e2nd\u0103 pachetul de baz\u0103, care face parte din sistemul public de s\u0103n\u0103tate. Asigurarea de s\u0103n\u0103tate pentru expatria\u021bi func\u021bioneaz\u0103 \u00een acela\u0219i mod.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Cu asigurarea de s\u0103n\u0103tate obligatorie ave\u021bi acoperite \u00eengrijirea medical\u0103 \u0219i costurile medicale, precum \u0219i toate nevoile dumneavoastr\u0103 de asisten\u021b\u0103 medical\u0103.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Asigurarea de s\u0103n\u0103tate de baz\u0103 cost\u0103 \u00een jur de 100 de euro pe lun\u0103 \u0219i acoper\u0103:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Program\u0103rile la medicul dumneavoastr\u0103 (huisarts)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u0219ederea la spital<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Interven\u021biile chirurgicale \u0219i tratamentul de urgen\u021b\u0103 (ziekenhuis)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Serviciile de ambulan\u021b\u0103 \u0219i transportul pacien\u021bilor (ambulancevervoer)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Medicamentele eliberate pe baz\u0103 de re\u021bet\u0103 (medicijnen)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Teste de s\u00e2nge (bloedonderzoek)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u00cengrijire dentar\u0103 pentru copii sub 18 ani (tandarts)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u00cengrijire dentar\u0103 limitat\u0103 pentru adul\u021bii de peste 18 ani, limitat\u0103 la chirurgie dentar\u0103, radiografii dentare<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Asisten\u021b\u0103 medical\u0103 pentru s\u0103n\u0103tate mintal\u0103 (geestelijke gezondheidszorg)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Program\u0103ri la medici speciali\u0219ti, cum ar fi dermatologi, alergologi sau speciali\u0219ti interni\u0219ti<\/span><\/li>\n<\/ul>\n<h4><span style=\"font-weight: 400;\">Cum s\u0103 alege\u021bi cea mai bun\u0103 asigurare de s\u0103n\u0103tate olandez\u0103<\/span><\/h4>\n<p><span style=\"font-weight: 400;\">Nu prea conteaz\u0103 de unde ob\u021bine\u021bi pachetul de baz\u0103 sau asigurarea de s\u0103n\u0103tate de baz\u0103 (Basisverzekering). Este obligatoriu s\u0103 o ob\u021bine\u021bi \u0219i ofer\u0103 acoperire pentru \u00eengrijirea medical\u0103 standard. Dup\u0103 cum am spus deja, trebuie mai \u00eent\u00e2i s\u0103 ob\u021bine\u021bi num\u0103rul de serviciu pentru cet\u0103\u021beni \u00eenainte de a putea aplica pentru aceast\u0103 asigurare medical\u0103.<\/span><\/p>\n<h4><span style=\"font-weight: 400;\">Companii de asigur\u0103ri de s\u0103n\u0103tate olandeze \u0219i interna\u021bionale pe care le pute\u021bi contacta<\/span><\/h4>\n<p><picture><source srcset=\"https:\/\/robin.jobs\/ro\/wp-content\/webp-express\/webp-images\/doc-root\/wp-content\/uploads\/sites\/13\/2016\/08\/blog-12-image-5.jpg.webp 512w, https:\/\/robin.jobs\/ro\/wp-content\/webp-express\/webp-images\/doc-root\/wp-content\/uploads\/sites\/13\/2016\/08\/blog-12-image-5-300x103.jpg.webp 300w\" sizes=\"(max-width: 512px) 100vw, 512px\" type=\"image\/webp\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-1221034 webpexpress-processed\" src=\"https:\/\/robin.jobs\/ro\/wp-content\/uploads\/sites\/13\/2016\/08\/blog-12-image-5.jpg\" alt=\"\" width=\"512\" height=\"175\" srcset=\"https:\/\/robin.jobs\/ro\/wp-content\/uploads\/sites\/13\/2016\/08\/blog-12-image-5.jpg 512w, https:\/\/robin.jobs\/ro\/wp-content\/uploads\/sites\/13\/2016\/08\/blog-12-image-5-300x103.jpg 300w\" sizes=\"(max-width: 512px) 100vw, 512px\"><\/picture><\/p>\n<p><span style=\"font-weight: 400;\">Cu toate acestea, exist\u0103 un num\u0103r mare de furnizori care ofer\u0103 asigur\u0103ri medicale \u0219i diferite planuri private de s\u0103n\u0103tate. Dac\u0103 dori\u021bi o poli\u021b\u0103 de asigurare de s\u0103n\u0103tate olandez\u0103 suplimentar\u0103, pute\u021bi verifica unele dintre aceste companii de asigur\u0103ri de s\u0103n\u0103tate olandeze \u0219i interna\u021bionale:<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">CZ Asigur\u0103ri de s\u0103n\u0103tate (CZ Zorgverzekering)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">VGZ Asigur\u0103ri de s\u0103n\u0103tate (VGZ Zorgverzekering)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Menzis Health Insurance (Menzis Zorgverzekering)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Achmea Health Insurance (Achmea Zorgverzekering) &#8211; Aceasta include mai multe m\u0103rci subordonate Achmea, cum ar fi Zilveren Kruis, Interpolis \u0219i FBTO.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">ONVZ Asigur\u0103ri de s\u0103n\u0103tate<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">De Friesland Health Insurance (De Friesland Zorgverzekeraar)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Asigurarea de s\u0103n\u0103tate Delta Lloyd<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Asigurarea de s\u0103n\u0103tate Ohra<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Asigurarea Salland (Salland Zorgverzekeringen)<\/span><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">Fiecare companie de asigur\u0103ri de pe aceast\u0103 list\u0103 este de \u00eencredere, dar v\u0103 l\u0103s\u0103m pe dumneavoastr\u0103 s\u0103 alege\u021bi, deoarece nu dorim s\u0103 promov\u0103m nicio companie de asigur\u0103ri \u00een detrimentul alteia.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Ar trebui s\u0103 ob\u021bin o asigurare suplimentar\u0103 pentru o protec\u021bie suplimentar\u0103?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Pentru cei care doresc o asigurare suplimentar\u0103, o pot ob\u021bine oric\u00e2nd. Aceasta include unele servicii de fizioterapie, medicin\u0103 alternativ\u0103 \u0219i asisten\u021b\u0103 stomatologic\u0103. De exemplu, \u00eengrijirea maternit\u0103\u021bii \u0219i protezele auditive sunt acoperite doar par\u021bial de asigurarea de s\u0103n\u0103tate olandez\u0103 (sunt incluse \u00eengrijirile de baz\u0103 \u0219i cheltuielile medicale), iar dac\u0103 dori\u021bi o acoperire suplimentar\u0103 acolo, precum \u0219i unele beneficii, pute\u021bi ob\u021bine o asigurare de s\u0103n\u0103tate suplimentar\u0103.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u00cen plus, chirurgia plastic\u0103 nu este inclus\u0103 \u00een poli\u021ba de asigurare de s\u0103n\u0103tate de baz\u0103. Acestea sunt toate extrasele care nu sunt considerate esen\u021biale.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Pentru lucr\u0103torii str\u0103ini, ob\u021binerea unei asigur\u0103ri medicale suplimentare nu este necesar\u0103 \u0219i ar putea fi considerat\u0103 o cheltuial\u0103 inutil\u0103. Asigurarea medical\u0103 de baz\u0103 v\u0103 va acoperi toate nevoile \u0219i va reduce semnificativ cheltuielile medicale.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Cum pot solicita o asigurare de s\u0103n\u0103tate olandez\u0103?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Cu ajutorul num\u0103rului dumneavoastr\u0103 de serviciu pentru cet\u0103\u021beni, pute\u021bi solicita o asigurare de s\u0103n\u0103tate. Ace\u0219tia sunt obliga\u021bi prin lege s\u0103 v\u0103 accepte pentru o asigurare de baz\u0103, indiferent de problemele de s\u0103n\u0103tate, de condi\u021biile preexistente, de nevoile dumneavoastr\u0103 de s\u0103n\u0103tate sau de statutul dumneavoastr\u0103 economic.<\/span><\/p>\n<h4><span style=\"font-weight: 400;\">Prima lunar\u0103 pentru asigurarea dvs. de s\u0103n\u0103tate olandez\u0103<\/span><\/h4>\n<p><span style=\"font-weight: 400;\">Pentru ca asigurarea dvs. de s\u0103n\u0103tate olandez\u0103 s\u0103 fie activ\u0103, va trebui s\u0103 pl\u0103ti\u021bi o prim\u0103 lunar\u0103. Aceasta cost\u0103 \u00een jur de 100 de euro pe lun\u0103, dar taxa depinde de v\u00e2rsta dumneavoastr\u0103, de venit \u0219i de compania de asigur\u0103ri pe care o alege\u021bi.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Este esen\u021bial s\u0103 v\u0103 men\u021bine\u021bi asigurarea de s\u0103n\u0103tate pe durata \u0219ederii dumneavoastr\u0103 \u00een Olanda. Dac\u0103 nu face\u021bi acest lucru, pute\u021bi primi amenzi, dar v\u0103 va cre\u0219te \u0219i cheltuielile medicale dac\u0103 ajunge\u021bi la spital \u0219i ave\u021bi nevoie de \u00eengrijiri medicale.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Asigurarea de r\u0103spundere civil\u0103 este specific\u0103 pentru Olanda<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">S-ar putea s\u0103 nu ave\u021bi nevoie de o asigurare suplimentar\u0103, dar asigurarea de r\u0103spundere civil\u0103 este un lucru pe care v\u0103 recomand\u0103m s\u0103 \u00eel ob\u021bine\u021bi.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Conform legisla\u021biei olandeze, dac\u0103 provoca\u021bi daune altor persoane, trebuie s\u0103 v\u0103 asuma\u021bi responsabilitatea \u0219i s\u0103 pl\u0103ti\u021bi pentru acestea. Asigurarea de r\u0103spundere civil\u0103 este foarte popular\u0103 \u00een aceast\u0103 \u021bar\u0103, aproximativ 90% din popula\u021bie fiind acoperit\u0103.<\/span><\/p>\n<h4><span style=\"font-weight: 400;\">Ce face aceast\u0103 asigurare?<\/span><\/h4>\n<p><span style=\"font-weight: 400;\">Ea poate acoperi repara\u021biile la ma\u0219in\u0103 dac\u0103 a\u021bi lovit pe cineva sau ceva \u00een timp ce conduce\u021bi, daune minore la mobilierul dintr-un apartament \u00eenchiriat sau chiar refacerea gazonului vecinului care a fost vandalizat de c\u00e2inele dumneavoastr\u0103.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">De asemenea, asigurarea de r\u0103spundere civil\u0103 se ocup\u0103 chiar \u0219i de daunele cauzate de activit\u0103\u021bi profesionale, cum ar fi procesele medicale, a\u0219a c\u0103 este recomandat\u0103 pentru toat\u0103 lumea.<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Ultimele cuvinte<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Dup\u0103 ce semna\u021bi contractul (online sau la sosire), prima prioritate este s\u0103 ob\u021bine\u021bi num\u0103rul de serviciu pentru cet\u0103\u021beni (BSN). O agen\u021bie de ocupare a for\u021bei de munc\u0103 va ob\u021bine unul pentru dumneavoastr\u0103. De asemenea, vor pl\u0103ti taxele pentru dvs. Cu toate acestea, cu num\u0103rul, trebuie s\u0103 v\u0103 lua\u021bi o asigurare de s\u0103n\u0103tate olandez\u0103.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Alege\u021bi unul dintre furnizorii de pe list\u0103 \u0219i explica\u021bi ce ave\u021bi nevoie; ei o vor ob\u021bine pentru dumneavoastr\u0103. Procesul este simplu \u0219i, cu c\u00e2t mai repede ob\u021bine\u021bi asigurarea de s\u0103n\u0103tate, cu at\u00e2t este mai bine pentru dumneavoastr\u0103.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Sper\u0103m c\u0103 am r\u0103spuns la toate \u00eentreb\u0103rile dumneavoastr\u0103 despre asigurarea de s\u0103n\u0103tate olandez\u0103. Nu ezita\u021bi s\u0103 ne scrie\u021bi dac\u0103 mai ave\u021bi \u00eentreb\u0103ri, iar unul dintre recrutorii no\u0219tri v\u0103 va oferi detalii. Dac\u0103 a\u021bi ajuns deja \u00een Olanda, contacta\u021bi angajatorul dumneavoastr\u0103 pentru a v\u0103 ajuta cu asigurarea de s\u0103n\u0103tate.\u00a0<\/span><\/p>\n<p><a href=\"https:\/\/robin.jobs\/job-offers-abroad\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Explora\u021bi locurile de munc\u0103 din Olanda<\/span><\/a><span style=\"font-weight: 400;\"> \u0219i aplica\u021bi ast\u0103zi!<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Dac\u0103 dori\u021bi s\u0103 lucra\u021bi legal \u00een Olanda, trebuie s\u0103 v\u0103 \u00eenregistra\u021bi la Administra\u021bia fiscal\u0103 olandez\u0103 (Belastingdienst), unde vi se va atribui un num\u0103r de identificare olandez, cunoscut \u0219i ca Burgerservicenummer (BSN) sau Num\u0103rul Sofi.<\/p>\n","protected":false},"author":13,"featured_media":1211613,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[1228],"tags":[1203,1198],"class_list":["post-1200553","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-munca","tag-blog-work-in-holland","tag-work-abroad","work-category-locuri-de-munca-olanda"],"acf":[],"_links":{"self":[{"href":"https:\/\/robin.jobs\/ro\/wp-json\/wp\/v2\/posts\/1200553","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/robin.jobs\/ro\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/robin.jobs\/ro\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/robin.jobs\/ro\/wp-json\/wp\/v2\/users\/13"}],"replies":[{"embeddable":true,"href":"https:\/\/robin.jobs\/ro\/wp-json\/wp\/v2\/comments?post=1200553"}],"version-history":[{"count":4,"href":"https:\/\/robin.jobs\/ro\/wp-json\/wp\/v2\/posts\/1200553\/revisions"}],"predecessor-version":[{"id":1224064,"href":"https:\/\/robin.jobs\/ro\/wp-json\/wp\/v2\/posts\/1200553\/revisions\/1224064"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/robin.jobs\/ro\/wp-json\/wp\/v2\/media\/1211613"}],"wp:attachment":[{"href":"https:\/\/robin.jobs\/ro\/wp-json\/wp\/v2\/media?parent=1200553"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/robin.jobs\/ro\/wp-json\/wp\/v2\/categories?post=1200553"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/robin.jobs\/ro\/wp-json\/wp\/v2\/tags?post=1200553"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}