{"id":617836,"date":"2017-12-14T14:02:51","date_gmt":"2017-12-14T11:02:51","guid":{"rendered":"https:\/\/robin.jobs\/qbis-2\/?p=617836"},"modified":"2024-09-19T02:26:14","modified_gmt":"2024-09-18T23:26:14","slug":"niderlande-pirmo-pensiju-pakapi-izmanto-90-procenti-no-stradajosajiem-bet-otro-vairak-ka-puse-stradajoso","status":"publish","type":"post","link":"https:\/\/robin.jobs\/lv\/darbs-niderlande\/niderlande-pirmo-pensiju-pakapi-izmanto-90-procenti-no-stradajosajiem-bet-otro-vairak-ka-puse-stradajoso","title":{"rendered":"N\u012bderland\u0113 pirmo pensiju pak\u0101pi izmanto 90 procenti no str\u0101d\u0101jo\u0161ajiem, bet otro \u2013 vair\u0101k k\u0101 puse str\u0101d\u0101jo\u0161o"},"content":{"rendered":"

Pagaidu darb\u0101 iek\u0101rto\u0161anas a\u0123ent\u016bru darbinieki ar\u012b piedal\u0101s II pensiju fonda pak\u0101p\u0113. \u201eFondam, kur\u0161 p\u0101rst\u0101v cilv\u0113ka intereses, darba dev\u0113ji maks\u0101 8 procentus no cilv\u0113ka atalgojuma, bet darbiniekam tiek 4 procenti, kop\u0101 \u2013 12 procenti\u201c, \u2013 apgalvo \u201eRobin\u201c vad\u012bt\u0101js S. Naum\u010diks.<\/strong><\/p>\n

\u201eUn otraj\u0101 pensiju pak\u0101p\u0113 piedal\u012bju\u0161ies holandie\u0161i, sa\u0146\u0113mu\u0161i pietiekamas izmaksas, var sev at\u013caut nedaudz pace\u013cot, nopirkt neikdieni\u0161\u0137us pirkumus. Vi\u0146i garant\u0113 labu iztiku. Pensijas vecuma cilv\u0113ki neaudzina b\u0113rnus un vi\u0146iem nav past\u0101v\u012bgu lielu izdevumu, t\u0101d\u0113\u013c vi\u0146iem pietiek ar maz\u0101ku summu iztikai un paliek vair\u0101k l\u012bdzek\u013cu br\u012bvajam laikam\u201d, \u2013 saka A. van Zutphen.<\/p>\n

2 procenti vai 6 procenti<\/h2>\n

LBTI prezidents \u017d. \u0160ilens apgalvo, ka pa\u013cauties uz vien\u012bgo iztikas avotu \u2013 valsts pensiju \u2013 ir ne vien naivi, bet ar\u012b b\u012bstami.<\/p>\n

Vi\u0146apr\u0101t, galven\u0101 II pensiju pak\u0101pes probl\u0113ma \u2013 p\u0101r\u0101k niec\u012bga summu, kuru at\u013cauts p\u0101rvest pensiju fondiem.<\/p>\n

\u201eJa sa\u0146emat 900 eiro \u201cuz rokas\u201d un izv\u0113l\u0113j\u0101ties 2 procentus kr\u0101pt pensiju fond\u0101, tad 40 gadu laik\u0101 soci\u0101lajai apdro\u0161in\u0101\u0161anai p\u0101rved\u012bsit 132 t\u016bksto\u0161us, bet savam pensiju fondam \u2013 11 t\u016bksto\u0161us eiro. Ja b\u016bsit izv\u0113l\u0113ju\u0161ies t\u0101 saucamo \u201c2+2+2\u201d sist\u0113mu \u2013 sakr\u0101sit aptuveni 30 t\u016bksto\u0161us eiro. Bet tas ir nedaudz, sal\u012bdzinot ar 130 t\u016bksto\u0161iem, kurus samaks\u0101jat par valsts pensiju\u201d, \u2013 uzsver \u017d. \u0160ilens.<\/p>\n

Lietuv\u0101 str\u0101d\u0101jo\u0161i var atvilkt no soci\u0101l\u0101s apdro\u0161in\u0101\u0161anas 2 procentus, ja pa\u0161i no atalgojuma samaks\u0101 2 procentus. Tad valsts pieliek 2 procentus no vid\u0113j\u0101s algas.<\/p>\n

\u201cTas ir nodok\u013cu atvieglojums, kad da\u013cu nodok\u013cu tev atgrie\u017e, ja pats r\u016bp\u0113jies par sav\u0101m vecumdien\u0101m\u201d, \u2013 saka T. Medaiskis.<\/p>\n

Lai ar\u012b tiem, kuri piedal\u0101s \u0161aj\u0101 sist\u0113m\u0101, izmaksa b\u016bs liel\u0101ka, nek\u0101 to, kuri nepiedal\u0101s, ta\u010du t\u0101 ne pat mazliet nav piel\u012bdzin\u0101ma izmaksas da\u013cai, k\u0101du no profesion\u0101lajiem fondiem sa\u0146em holandie\u0161i.<\/p>\n

Oblig\u0101ti j\u0101palielina ien\u0101kumi<\/h2>\n

Lietuv\u0101 probl\u0113mas rada ar\u012b nelielais kr\u0101jsist\u0113mas dal\u012bbnieku skaits.<\/p>\n

\u201cK\u016btr\u0101 piedal\u012b\u0161an\u0101s 2% l\u012bmen\u012b ir neracion\u0101la. Vald\u012bba ir gatava to reform\u0113t: lai katrs otr\u0101s pak\u0101pes dal\u012bbnieks nolemj, vai vi\u0146am piedal\u012bties piln\u0101 apm\u0113r\u0101 vai atgriezties pie Soci\u0101l\u0101s apdro\u0161in\u0101\u0161anas. K\u0101 to realiz\u0113t, ir \u0101\u0137\u012bgs uzdevums, jo, vai ir dotas tiesiskas cer\u012bbas par dal\u012bbas apm\u0113ru, ties\u012bbu izmaks\u0101m vai l\u012bdz\u012bgi?\u201d \u2013 uzsver profesors T. Medaiskis.<\/p>\n

Sarunu biedrs ir p\u0101rliecin\u0101ts, ka, atst\u0101jot sp\u0113k\u0101 tagad\u0113jo pensiju fondu darb\u012bbu, oblig\u0101ti j\u0101palielina taj\u0101 piedalo\u0161os piln\u0101 apm\u0113r\u0101, t.i., to, kuri veido ne maz\u0101ku par 5-6% ien\u0101kumu nodokli, skaits.<\/p>\n

\u201eTikai Lietuv\u0101 cilv\u0113kiem ir izv\u0113le, vai novirz\u012bt naudu uz II pak\u0101pes pensiju fondu vai n\u0113. Holand\u0113 \u0161\u0101da iesp\u0113ja netiek izsv\u0113rta. Visiem, kuri var piedal\u012bties sist\u0113m\u0101, ir j\u0101kr\u0101j II pak\u0101p\u0113\u201d, \u2013 apgalvo S. Naum\u010diks.<\/p>\n

Panacejai j\u0101saka n\u0113<\/h2>\n

\u201eProtams, 6 procenti ir lab\u0101k, nek\u0101 2 procenti, bet ne probl\u0113mu risin\u0101\u0161anas panaceja. K\u0101ds labums no tiem iekr\u0101jumiem senatn\u0113, ja, jums aizejot pensij\u0101, to, kuri p\u0101rdos invest\u012bciju produktus (vai pat zelt\u0101 vai dimantos invest\u0113tos iekr\u0101jumus) b\u016bs daudz, bet to, kuri pirktu \u2013 maz, dimantus ta\u010du ne\u0113d\u012bsit\u201d, \u2013 uzsver T. Medaiskis.<\/p>\n

Darba dev\u0113jus var v\u0113l vair\u0101k iej\u016bgt un iemaksu pacelt l\u012bdz 8 procentiem, k\u0101 N\u012bderland\u0113, bet vi\u0146i jau t\u0101pat daudz invest\u0113 pensiju sist\u0113m\u0101. Ja m\u0113s liel\u0101ku da\u013cu p\u0101rce\u013cam uz fondiem, tad maz\u0101k paliek soci\u0101lajai apdro\u0161in\u0101\u0161anai, t\u0101 ciet\u012bs tagad\u0113j\u0101s m\u016bsu pensiju intereses.<\/p>\n

\u201eTikai nevajag dz\u012bvot il\u016bzij\u0101, ka ar uzkr\u0101\u0161anas sist\u0113mas starpniec\u012bbu m\u0113s varam atrisin\u0101t iedz\u012bvot\u0101ju noveco\u0161anas d\u0113\u013c radu\u0161\u0101s pensiju probl\u0113mas. Demogr\u0101fisk\u0101 noveco\u0161ana rada nopietnu izaicin\u0101jumu ab\u0101m \u2013 gan teko\u0161\u0101 finans\u0113jums, gan uzkr\u0101juma sist\u0113mai\u201d- iesp\u0113jam\u0101s sekas uzskaita profesors.<\/p>\n

Akad\u0113mi\u0137is saskata iesp\u0113jamo risin\u0101jumu \u2013 kop\u0113j\u0101s (b\u0101zes) pensijas da\u013cas finans\u0113jumu p\u0101rcelt uz valsts bud\u017eetu, jo \u0161\u012b da\u013ca ir dal\u0101m\u0101, neatkar\u012bga no iemaks\u0101m. Tad individu\u0101l\u0101 pensijas da\u013ca b\u016btu stingri saist\u012bta ar maks\u0101jamaj\u0101m iemaks\u0101m. T\u0101s finans\u0113\u0161anu b\u016btu iesp\u0113jams vien\u0101di sadal\u012bt starp str\u0101d\u0101jo\u0161o un darba dev\u0113ju, k\u0101 tas ir pierasts daudz\u0101s valst\u012bs.<\/p>\n

Ta\u010du da\u013cu pensijai paredz\u0113to l\u012bdzek\u013cu atdodot kr\u0101\u0161anai, ne maza da\u013ca j\u0101velta vesel\u012bbas apdro\u0161in\u0101\u0161anai, kas garant\u0113tu slim\u012bbu, invalidit\u0101tes izmaksas.<\/p>\n

Pension\u0101ri \u2013 N\u012bderlandes bag\u0101tnieki<\/h2>\n

Tre\u0161\u0101s pensiju pak\u0101pes noteikumi ir gandr\u012bz identiski gan Lietuv\u0101, gan N\u012bderland\u0113 \u2013 no noteikt\u0101s summas nav ar nodok\u013ciem apliekamu atvieglojumu. Pensiju fondi par savu vad\u012b\u0161anu piem\u0113ro pietiekami lielas komisijas maksas: 1-2 procentus no samaks\u0101jam\u0101s summas.<\/p>\n

Tre\u0161aj\u0101 pak\u0101p\u0113 piedal\u0101s vien da\u017ei procenti str\u0101d\u0101jo\u0161o holandie\u0161u. Visvair\u0101k t\u0101 tiek izmantota k\u0101 izl\u012bdzino\u0161ais meh\u0101nisms.<\/p>\n

\u201ePiem\u0113ram, mans br\u0101lis jau 11 gadus dz\u012bvo Lietuv\u0101 un nekr\u0101ja vecuma pensiju. \u0160o tr\u016bkumu vi\u0146\u0161 var kompens\u0113t piedaloties ar nodok\u013ciem neapliktaj\u0101 tre\u0161aj\u0101 pak\u0101p\u0113\u201d, \u2013 saka A. van Zutphen.<\/p>\n

Pag\u0101ju\u0161aj\u0101 gad\u0101 tika public\u0113ts p\u0113t\u012bjums, kur\u0101 tiek apgalvots, ka N\u012bderland\u0113 vislab\u0101k dz\u012bvo un ir visbag\u0101t\u0101kie pensijas vecuma cilv\u0113ki.<\/p>\n

\u201eVarb\u016bt vi\u0146i labi nopeln\u012bja pag\u0101tn\u0113. Ta\u010du vair\u0101k ticams, ka vi\u0146i ieg\u0101d\u0101j\u0101s m\u0101jas 70. vai 80. gados. Nekustam\u0101 \u012bpa\u0161uma cenas no t\u0101 laika ir palielin\u0101ju\u0161\u0101s par 10 reiz\u0113m. Tie, kuri sagaid\u012bju\u0161i pensiju, p\u0101rdod savas m\u0101jas, p\u0101rce\u013cas uz maz\u0101ku m\u0101jokli un t\u0101 papildina savus eso\u0161os iekr\u0101jumus pensiju fondos\u201d, \u2013 apgalvo A. van Zutphen.<\/p>\n

Sarunu biedrs no N\u012bderlandes, t\u0101pat k\u0101 50 procenti visu holandie\u0161u, lab\u0101k invest\u0113 m\u0101jas ieg\u0101d\u0113, nek\u0101 III pensiju pak\u0101p\u0113.<\/p>\n

\u201cKatru gadu maks\u0101ju aiz\u0146\u0113mumu. Kad sagaid\u012b\u0161u 60 gadu vecumu, m\u0101ja pieder\u0113s man. Tas ir rezerves variants vecumdien\u0101m\u201d, \u2013 saka A. van Zutphen.<\/p>\n

\"Ad<\/picture>
Ad van Zutphen, viens no uz\u0146\u0113muma \u2018Driessen\u2019 direktoriem<\/figcaption><\/figure>\n

\u201eM\u0113s ar 0,5 procentiem par katru nostr\u0101d\u0101to gadu par 4 reiz\u0113m zaud\u0113jam N\u012bderlandei (2 % par katru nostr\u0101d\u0101to gadu) pirmaj\u0101 pensiju pak\u0101p\u0113, bet otraj\u0101 pak\u0101p\u0113 ar saviem 6 procentiem \u2013 par 2 reiz\u0113m. M\u0113s vecumdien\u0101m atliekam 10 procentus vai pat maz\u0101k \u2013 tad ko \u0161eit v\u0113l cer\u0113t! Holand\u0113 tiek piem\u0113rots noteikums: lai vecumdien\u0101s var\u0113tu sol\u012bdi dz\u012bvot, j\u0101atliek 30 procenti ien\u0101kumu\u201d, \u2013 ar no\u017e\u0113lu saka \u201cRobin\u201d vad\u012bt\u0101js S. Naum\u010diks.<\/p>\n

\u017d. \u0160ilens strikti atc\u0113rt: \u201eJa mums r\u016bp, k\u0101 garant\u0113t s\u0101t\u012bgu senatni, kr\u0101\u0161ana vecumdien\u0101m ir nevis j\u0101aptur, bet j\u0101pamudina. Pension\u0101ri, kuriem vecumdien\u0101s b\u016bs divi, tr\u012bs vai pat \u010detri ien\u0101kumu avoti, jut\u012bsies nesal\u012bdzin\u0101mi dro\u0161\u0101k un sol\u012bd\u0101k, nek\u0101 tagad\u201d.<\/p>\n

Vis\u0101 Eirop\u0101 novecojo\u0161\u0101s sabiedr\u012bbas izaicin\u0101jums liek valsts likumdev\u0113jiem lauz\u012bt galvas un ieviest demogr\u0101fisko probl\u0113mu risin\u0101jumus. Vi\u0146i att\u0101lina pensiju vecumu, mudina vec\u0101kus cilv\u0113kus p\u0113c iesp\u0113jas ilg\u0101k saglab\u0101ties akt\u012bviem darba tirg\u016b, invest\u0113 jaun\u0101m \u0123imen\u0113m ar b\u0113rniem labv\u0113l\u012bgos nosac\u012bjumos, veicina dzimst\u012bbu, sievie\u0161u uz\u0146\u0113m\u012bgumu.<\/p>\n

Ta\u010du, uzrun\u0101tie eksperti br\u012bdina, ka \u0161ie l\u012bdzek\u013ci Lietuvas pensijas sist\u0113mas probl\u0113mas neatrisin\u0101s. P\u0113c vi\u0146u apgalvot\u0101, ne\u0137eroties kl\u0101t m\u0113r\u0137tiec\u012bgai sist\u0113mas p\u0101rk\u0101rto\u0161anai, tagad\u0113jie tr\u012bsdesmitgadnieki nevar\u0113s cer\u0113t pat uz izmaks\u0101m, kuras tagad nol\u0101d\u0113 tagad\u0113jie pension\u0101ri.<\/p>\n

\"\"<\/picture><\/p>\n","protected":false},"excerpt":{"rendered":"

Pagaidu darb\u0101 iek\u0101rto\u0161anas a\u0123ent\u016bru darbinieki ar\u012b piedal\u0101s II pensiju fonda pak\u0101p\u0113. \u201eFondam, kur\u0161 p\u0101rst\u0101v cilv\u0113ka intereses, darba dev\u0113ji maks\u0101 8 procentus no cilv\u0113ka atalgojuma, bet darbiniekam tiek 4 procenti, kop\u0101 \u2013 12 procenti\u201c, \u2013 apgalvo \u201eRobin\u201c vad\u012bt\u0101js S. Naum\u010diks. \u201eUn otraj\u0101 pensiju pak\u0101p\u0113 piedal\u012bju\u0161ies holandie\u0161i, sa\u0146\u0113mu\u0161i pietiekamas izmaksas, var sev at\u013caut nedaudz pace\u013cot, nopirkt neikdieni\u0161\u0137us…<\/p>\n","protected":false},"author":14,"featured_media":1218032,"comment_status":"open","ping_status":"open","sticky":true,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[1228,1229],"tags":[],"class_list":["post-617836","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-darbs","category-dzive","work-category-darbs-niderlande"],"acf":[],"_links":{"self":[{"href":"https:\/\/robin.jobs\/lv\/wp-json\/wp\/v2\/posts\/617836","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/robin.jobs\/lv\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/robin.jobs\/lv\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/robin.jobs\/lv\/wp-json\/wp\/v2\/users\/14"}],"replies":[{"embeddable":true,"href":"https:\/\/robin.jobs\/lv\/wp-json\/wp\/v2\/comments?post=617836"}],"version-history":[{"count":3,"href":"https:\/\/robin.jobs\/lv\/wp-json\/wp\/v2\/posts\/617836\/revisions"}],"predecessor-version":[{"id":1218034,"href":"https:\/\/robin.jobs\/lv\/wp-json\/wp\/v2\/posts\/617836\/revisions\/1218034"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/robin.jobs\/lv\/wp-json\/wp\/v2\/media\/1218032"}],"wp:attachment":[{"href":"https:\/\/robin.jobs\/lv\/wp-json\/wp\/v2\/media?parent=617836"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/robin.jobs\/lv\/wp-json\/wp\/v2\/categories?post=617836"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/robin.jobs\/lv\/wp-json\/wp\/v2\/tags?post=617836"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}