{"id":1242163,"date":"2025-01-24T20:06:47","date_gmt":"2025-01-24T17:06:47","guid":{"rendered":"https:\/\/robin.jobs\/lv\/?p=1242163"},"modified":"2026-01-09T05:16:25","modified_gmt":"2026-01-09T02:16:25","slug":"veselibas-apdrosinasana-niderlande","status":"publish","type":"post","link":"https:\/\/robin.jobs\/lv\/darbs-arzemes\/veselibas-apdrosinasana-niderlande","title":{"rendered":"Vesel\u012bbas apdro\u0161in\u0101\u0161ana N\u012bderland\u0113 \u0101rvalstu str\u0101dniekiem"},"content":{"rendered":"<p><b>N\u012bderlandes vesel\u012bbas apr\u016bpes sist\u0113ma apvieno sabiedrisko un priv\u0101to vesel\u012bbas apdro\u0161in\u0101\u0161anu unik\u0101l\u0101 veid\u0101.<\/b><span style=\"font-weight: 400;\"> Regul\u0113jot apdro\u0161in\u0101\u0161anas nozari, nosakot minim\u0101l\u0101s seguma pras\u012bbas un nodro\u0161inot finans\u0113jumu no nodok\u013cu ie\u0146\u0113mumiem un vesel\u012bbas apr\u016bpes pabalstiem, vald\u012bba sp\u0113l\u0113 b\u016btisku lomu. Ikvienam rezidentam ir oblig\u0101ti j\u0101b\u016bt minim\u0101lam vesel\u012bbas apdro\u0161in\u0101\u0161anas segumam, kas j\u0101ieg\u0101d\u0101jas no priv\u0101tiem pakalpojumu sniedz\u0113jiem.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Papildus oblig\u0101tajai pamata apdro\u0161in\u0101\u0161anai cilv\u0113ki var izv\u0113l\u0113ties papildu segumu, piem\u0113ram, zob\u0101rstniec\u012bbas pakalpojumiem, fizioterapijai vai alternat\u012bvajai medic\u012bnai.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u0160\u012b divu l\u012bme\u0146u N\u012bderlandes vesel\u012bbas apdro\u0161in\u0101\u0161anas sist\u0113ma \u013cauj piel\u0101got apdro\u0161in\u0101\u0161anu individu\u0101l\u0101m vajadz\u012bb\u0101m, vienlaikus garant\u0113jot univers\u0101lu piek\u013cuvi vesel\u012bbas apr\u016bpei.<\/span><\/p>\n<h2>N\u012bderlandes vesel\u012bbas apdro\u0161in\u0101\u0161anas sal\u012bdzin\u0101juma tabula<\/h2>\n<table>\n<tbody>\n<tr>\n<td><b>Apdro\u0161in\u0101\u0161anas komp\u0101nija<\/b><\/td>\n<td>\n<table>\n<tbody>\n<tr>\n<td><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<table>\n<tbody>\n<tr>\n<td><b>Seguma l\u012bmenis<\/b><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/td>\n<td><b>\u0122eogr\u0101fiskais segums<\/b><\/td>\n<td><b>Galven\u0101s iez\u012bmes<\/b><\/td>\n<td>\n<table>\n<tbody>\n<tr>\n<td><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<table>\n<tbody>\n<tr>\n<td><b>Aptuven\u0101 m\u0113ne\u0161a pr\u0113mija<\/b><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/td>\n<\/tr>\n<tr>\n<td><b>a.s.r.<\/b><\/td>\n<td><span style=\"font-weight: 400;\">Pamata\/Papildu<\/span><\/td>\n<td>\n<table>\n<tbody>\n<tr>\n<td><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<table>\n<tbody>\n<tr>\n<td><span style=\"font-weight: 400;\">N\u012bderlande\/ Eiropa\/ Vispasaules<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/td>\n<td><span style=\"font-weight: 400;\">Bezmaksas fizioterapija un zob\u0101rstniec\u012bba p\u0113c nelaimes gad\u012bjuma: l\u012bdz \u20ac10 000 papildu kompens\u0101cijai p\u0113c negad\u012bjuma. Pla\u0161as kompens\u0101cijas par fizioterapiju, alternat\u012bvo apr\u016bpi un ortodontiju.<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20ac 141,50+<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Allianz Care<\/b><\/td>\n<td><span style=\"font-weight: 400;\">Pamata\/Papildu<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Vispasaules<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u0122imenes \u0101rsta pakalpojumi, slimn\u012bcas \u0101rst\u0113\u0161ana, medikamenti, psihisk\u0101 vesel\u012bba. Sa\u0146emiet pied\u0101v\u0101jumu, kas piel\u0101gots j\u016bsu vajadz\u012bb\u0101m.<\/span><\/td>\n<td><span style=\"font-weight: 400;\">P\u0113c piepras\u012bjuma<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Cigna Global<\/b><\/td>\n<td>\n<table>\n<tbody>\n<tr>\n<td><span style=\"font-weight: 400;\">Pamata\/Visaptvero\u0161a<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<table>\n<tbody>\n<tr>\n<td><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/td>\n<td><span style=\"font-weight: 400;\">Vispasaules<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Medic\u012bnas apr\u016bpe, ieskaitot slimn\u012bcu uztur\u0113\u0161anos un \u0101rst\u0113\u0161anu. Elast\u012bgi pl\u0101ni, piel\u0101goti j\u016bsu vajadz\u012bb\u0101m un bud\u017eetam. Priorit\u0101ra piek\u013cuve Cigna \u0101rstiem un medm\u0101s\u0101m. Digit\u0101lais port\u0101ls dokumentiem.<\/span><\/td>\n<td><span style=\"font-weight: 400;\">P\u0113c piepras\u012bjuma<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>FBTO<\/b><\/td>\n<td><span style=\"font-weight: 400;\">Pamata\/Visaptvero\u0161a<\/span><\/td>\n<td><span style=\"font-weight: 400;\">N\u012bderlande<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u0122imenes \u0101rsta pakalpojumi, slimn\u012bcas \u0101rst\u0113\u0161ana, medikamenti, psihisk\u0101 vesel\u012bba.<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20ac131,95<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>ONVZ<\/b><\/td>\n<td><span style=\"font-weight: 400;\">Pamata\/Visaptvero\u0161a<\/span><\/td>\n<td><span style=\"font-weight: 400;\">N\u012bderlande<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u0122imenes \u0101rsta pakalpojumi, slimn\u012bcas \u0101rst\u0113\u0161ana, medikamenti, psihisk\u0101 vesel\u012bba.<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20ac142,90<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>UnitedConsumers<\/b><\/td>\n<td><span style=\"font-weight: 400;\">Pamata\/Visaptvero\u0161a<\/span><\/td>\n<td><span style=\"font-weight: 400;\">N\u012bderlande<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u0122imenes \u0101rsta pakalpojumi, slimn\u012bcas \u0101rst\u0113\u0161ana, medikamenti, psihisk\u0101 vesel\u012bba. Politika bez gaid\u012b\u0161anas.<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20ac146,95<\/span><\/td>\n<\/tr>\n<tr>\n<td><b>Zilveren Kruis<\/b><\/td>\n<td><span style=\"font-weight: 400;\">Pamata\/Visaptvero\u0161a<\/span><\/td>\n<td><span style=\"font-weight: 400;\">N\u012bderlande<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u0122imenes \u0101rsta pakalpojumi, slimn\u012bcas \u0101rst\u0113\u0161ana, medikamenti, psihisk\u0101 vesel\u012bba. Tie\u0161a apstiprin\u0101\u0161ana.<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20ac147,45<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2>N\u012bderlandes vesel\u012bbas apdro\u0161in\u0101\u0161anas komp\u0101nijas<\/h2>\n<p><span style=\"font-weight: 400;\">N\u012bderlandes vesel\u012bbas apdro\u0161in\u0101\u0161anas nozare pied\u0101v\u0101 da\u017e\u0101dus pakalpojumu sniedz\u0113jus, tostarp viet\u0113jas un starptautiskas komp\u0101nijas. Bie\u017ei ce\u013cot\u0101jiem un \u0101rvalstu str\u0101dniekiem glob\u0101lais segums var b\u016bt ide\u0101ls risin\u0101jums. \u0160\u012bs komp\u0101nijas pied\u0101v\u0101 vienu no lab\u0101kaj\u0101m vesel\u012bbas apdro\u0161in\u0101\u0161anas iesp\u0113j\u0101m \u0101rvalstu str\u0101dniekiem N\u012bderland\u0113:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">a.s.r.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Allianz Care<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Cigna Global<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">FBTO<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">ONVZ<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">UnitedConsumers<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Zilveren Kruis.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Tom\u0113r, \u0146emot v\u0113r\u0101 daudz\u0101s iesp\u0113jas, izv\u0113l\u0113ties piem\u0113rot\u0101ko vesel\u012bbas apdro\u0161in\u0101\u0161anas pl\u0101nu \u0101rvalstu str\u0101dniekiem var b\u016bt izaicin\u0101jums. Atcerieties, ka vesel\u012bbas apdro\u0161in\u0101\u0161anas polisi var main\u012bt tikai reizi gad\u0101, parasti laik\u0101 no novembra l\u012bdz decembrim.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Lai atvieglotu izv\u0113li starp apdro\u0161in\u0101\u0161anas komp\u0101nij\u0101m N\u012bderland\u0113, apsveriet iesp\u0113ju izmantot tie\u0161saistes sal\u012bdzin\u0101\u0161anas r\u012bkus. T\u0101pat j\u016bsu izv\u0113li var ietekm\u0113t t\u0101di faktori k\u0101 apdro\u0161in\u0101t\u0101ja vesel\u012bbas apr\u016bpes sniedz\u0113ju t\u012bkls un m\u0113ne\u0161a pr\u0113mija.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Ja mekl\u0113jat papildu segumu, kas p\u0101rsniedz oblig\u0101to pamata apdro\u0161in\u0101\u0161anu, r\u016bp\u012bgi sal\u012bdziniet da\u017e\u0101dus pl\u0101nus, lai atrastu piem\u0113rot\u0101ko j\u016bsu vajadz\u012bb\u0101m.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">a.s.r. Vesel\u012bbas apdro\u0161in\u0101\u0161anas komp\u0101nija<\/span><\/h3>\n<p><b>a.s.r.<\/b><span style=\"font-weight: 400;\"> ir labi zin\u0101ms vesel\u012bbas apdro\u0161in\u0101\u0161anas sniedz\u0113js N\u012bderland\u0113. Vi\u0146i pied\u0101v\u0101 gan pamata, gan papildu apdro\u0161in\u0101\u0161anas pl\u0101nus. Ar <\/span><b>a.s.r.<\/b><span style=\"font-weight: 400;\"> j\u016bs ieg\u016bstat pamata vesel\u012bbas apdro\u0161in\u0101\u0161anu (Basisverzekering):<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Bezmaksas slimn\u012bcu izv\u0113le<\/b><span style=\"font-weight: 400;\"> &#8211; <\/span><b>a.s.r.<\/b><span style=\"font-weight: 400;\"> ir paz\u012bstams ar to, ka pied\u0101v\u0101 bezmaksas izv\u0113li slimn\u012bcu izv\u0113l\u0113.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Visaptvero\u0161s segums<\/b><span style=\"font-weight: 400;\"> &#8211; aptver b\u016btiskus vesel\u012bbas apr\u016bpes pakalpojumus, k\u0101 to prasa N\u012bderlandes vald\u012bba.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Konkur\u0113tsp\u0113j\u012bgas pr\u0113mijas<\/b><span style=\"font-weight: 400;\"> &#8211; Lai gan cenas var main\u012bties, <\/span><b>a.s.r.<\/b><span style=\"font-weight: 400;\"> parasti pied\u0101v\u0101 konkur\u0113tsp\u0113j\u012bgas likmes.<\/span><\/li>\n<\/ul>\n<p><b>Papildu apdro\u0161in\u0101\u0161ana (Aanvullende Verzekering) ar a.s.r.<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Pla\u0161s iesp\u0113ju kl\u0101sts<\/b><span style=\"font-weight: 400;\"> &#8211; <\/span><b>a.s.r.<\/b><span style=\"font-weight: 400;\"> pied\u0101v\u0101 da\u017e\u0101dus papildu apdro\u0161in\u0101\u0161anas pl\u0101nus, lai apmierin\u0101tu da\u017e\u0101das vajadz\u012bbas.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Piel\u0101go\u0161ana<\/b><span style=\"font-weight: 400;\"> &#8211; J\u016bs varat piel\u0101got savu segumu atbilsto\u0161i konkr\u0113taj\u0101m vesel\u012bbas apr\u016bpes pras\u012bb\u0101m.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Atlaides iesp\u0113jas<\/b><span style=\"font-weight: 400;\"> &#8211; Atkar\u012bb\u0101 no j\u016bsu apst\u0101k\u013ciem, iesp\u0113jams, varat kvalific\u0113ties atlaid\u0113m uz papildu apdro\u0161in\u0101\u0161anu.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Visl\u0113t\u0101k\u0101s vesel\u012bbas apdro\u0161in\u0101\u0161anas atra\u0161ana N\u012bderland\u0113 nav viegls uzdevums, jo vesel\u012bbas apdro\u0161in\u0101\u0161anas pr\u0113miju maksa var main\u012bties katru gadu. Tom\u0113r <\/span><b>dedukt\u012bvais maks\u0101jums (Eigen Risico)<\/b><span style=\"font-weight: 400;\"> ir fiks\u0113ta summa, ko maks\u0101jat pirms apdro\u0161in\u0101\u0161ana sedz izmaksas. \u0160\u012b summa ir standarta visiem apdro\u0161in\u0101t\u0101jiem.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Allianz Care: Starptautiska vesel\u012bbas apdro\u0161in\u0101\u0161anas komp\u0101nija<\/span><\/h3>\n<p><b>Allianz Care<\/b><span style=\"font-weight: 400;\"> ir starptautisks vesel\u012bbas apdro\u0161in\u0101\u0161anas sniedz\u0113js, kas ir da\u013ca no liel\u0101k\u0101s Allianz grupas. Vi\u0146i specializ\u0113jas visaptvero\u0161u pamata apdro\u0161in\u0101\u0161anas pl\u0101nu pied\u0101v\u0101\u0161an\u0101 person\u0101m un \u0123imen\u0113m, kas dz\u012bvo vai ce\u013co \u0101rzem\u0113s.<\/span><\/p>\n<p><b>Galven\u0101s iez\u012bmes:<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Glob\u0101ls segums<\/b><span style=\"font-weight: 400;\"> &#8211; Allianz Care pied\u0101v\u0101 pl\u0101nus, kas nodro\u0161ina segumu da\u017e\u0101d\u0101s valst\u012bs, paredz\u0113ti \u0101rvalstu str\u0101dniekiem un starptautiskajiem ce\u013cot\u0101jiem.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Visaptvero\u0161s segums<\/b><span style=\"font-weight: 400;\"> &#8211; Vi\u0146u pl\u0101ni bie\u017ei ietver pla\u0161u priek\u0161roc\u012bbu kl\u0101stu, piem\u0113ram, stacion\u0101ro un ambulatoro apr\u016bpi, \u0101rk\u0101rtas medic\u012bnisko evaku\u0101ciju un repatri\u0101ciju.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Glob\u0101lais t\u012bkls<\/b><span style=\"font-weight: 400;\"> &#8211; Allianz Care ir pla\u0161s vesel\u012bbas apr\u016bpes sniedz\u0113ju t\u012bkls vis\u0101 pasaul\u0113, kas nodro\u0161ina piek\u013cuvi kvalitat\u012bvai apr\u016bpei.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Papildu pakalpojumi<\/b><span style=\"font-weight: 400;\"> &#8211; Daudzi pl\u0101ni ietver papildu priek\u0161roc\u012bbas, piem\u0113ram, 24\/7 daudzvalodu atbalstu, ce\u013cojumu pal\u012bdz\u012bbu un vesel\u012bbas uzlabo\u0161anas programmas.<\/span><\/li>\n<\/ul>\n<p><b>Allianz Care parasti pied\u0101v\u0101 vair\u0101kus pl\u0101nu veidus, lai apmierin\u0101tu da\u017e\u0101das vajadz\u012bbas un bud\u017eetus:<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Pamatpl\u0101ni<\/b><span style=\"font-weight: 400;\"> &#8211; \u0160ie pl\u0101ni nodro\u0161ina b\u016btisku segumu stacion\u0101rajai un ambulatorajai apr\u016bpei, tostarp slimn\u012bcu uztur\u0113\u0161anos, oper\u0101cij\u0101m un \u0101rsta apmekl\u0113jumiem.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Papildus pl\u0101ni<\/b><span style=\"font-weight: 400;\"> &#8211; J\u016bs varat uzlabot savu pamatpl\u0101nu ar papildu segumu specifisk\u0101m vajadz\u012bb\u0101m, piem\u0113ram, zob\u0101rstniec\u012bbu, gr\u016btniec\u012bbu vai repatri\u0101ciju.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u012astermi\u0146a pl\u0101ni<\/b><span style=\"font-weight: 400;\"> &#8211; \u0160ie pl\u0101ni ir paredz\u0113ti \u012bslaic\u012bg\u0101m uztur\u0113\u0161an\u0101s reiz\u0113m \u0101rvalst\u012bs un pied\u0101v\u0101 elast\u012bgas seguma iesp\u0113jas.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Vesel\u012bbas apdro\u0161in\u0101\u0161anas politiku cena at\u0161\u0137iras atkar\u012bb\u0101 no vecuma, atra\u0161an\u0101s vietas, izv\u0113l\u0113t\u0101 pl\u0101na un seguma l\u012bme\u0146a. Da\u017ei pl\u0101ni var ietvert dedukt\u012bvos maks\u0101jumus, kas ir summas, kuras j\u016bs maks\u0101jat pirms apdro\u0161in\u0101\u0161ana s\u0101k segt izmaksas. Jums j\u0101b\u016bt inform\u0113tam par vis\u0101m pras\u012bb\u0101m vai \u0101rst\u0113\u0161anas metod\u0113m, kuras nav segtas ar apdro\u0161in\u0101t\u0101ju izv\u0113l\u0113tajiem vesel\u012bbas apr\u016bpes sniedz\u0113jiem.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Cigna Global Vesel\u012bbas apdro\u0161in\u0101\u0161anas komp\u0101nija<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Cigna Global ir starptautisks vesel\u012bbas apdro\u0161in\u0101t\u0101js, kas pied\u0101v\u0101 pl\u0101nus, kas \u012bpa\u0161i paredz\u0113ti \u0101rvalstu str\u0101dniekiem. Vi\u0146i nodro\u0161ina segumu daudz\u0101s valst\u012bs un teritorij\u0101s.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Galven\u0101s iez\u012bmes:<\/span><\/p>\n<ul>\n<li aria-level=\"1\"><b>Glob\u0101ls segums &#8211; <\/b><span style=\"font-weight: 400;\">Pied\u0101v\u0101 pl\u0101nus ar vispasaules segumu, ieskaitot vai neiek\u013caujot ASV.<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-level=\"1\"><b>Visaptvero\u0161s segums &#8211; <\/b><span style=\"font-weight: 400;\">Nodro\u0161ina segumu medic\u012bnisk\u0101m \u0101rk\u0101rtas situ\u0101cij\u0101m, stacion\u0101rajai un ambulatorajai apr\u016bpei, gr\u016btniec\u012bbas apr\u016bpei (noteiktiem pl\u0101niem), psihiskajai vesel\u012bbai un daudzam citam.<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-level=\"1\"><b>Glob\u0101lais t\u012bkls &#8211; <\/b><span style=\"font-weight: 400;\">Piek\u013cuve pla\u0161am vesel\u012bbas apr\u016bpes sniedz\u0113ju t\u012bklam vis\u0101 pasaul\u0113.<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-level=\"1\"><b>24\/7 atbalsts &#8211; <\/b><span style=\"font-weight: 400;\">Pied\u0101v\u0101 daudzvalodu atbalsta pakalpojumus.<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-level=\"1\"><b>Piel\u0101go\u0161ana &#8211; <\/b><span style=\"font-weight: 400;\">Pied\u0101v\u0101 da\u017e\u0101dus pl\u0101nu variantus, kas piem\u0113roti da\u017e\u0101d\u0101m vajadz\u012bb\u0101m un bud\u017eetiem.<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-level=\"1\"><b>Digit\u0101l\u0101 platforma &#8211; <\/b><span style=\"font-weight: 400;\">Tie\u0161saistes port\u0101ls, lai p\u0101rvald\u012btu pras\u012bbas, atrastu sniedz\u0113jus un piek\u013c\u016btu polises inform\u0101cijai.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Izmaksas at\u0161\u0137iras atkar\u012bb\u0101 no vecuma, atra\u0161an\u0101s vietas, izv\u0113l\u0113t\u0101 pl\u0101na un seguma l\u012bme\u0146a. J\u0101\u0146em v\u0113r\u0101, ka, iesp\u0113jams, b\u016bs j\u0101veic dedukt\u012bvais maks\u0101jums pirms apdro\u0161in\u0101\u0161ana uzs\u0101k izmaksu seg\u0161anu. Diem\u017e\u0113l noteiktas slim\u012bbas vai \u0101rst\u0113\u0161anas metodes var neb\u016bt iek\u013cautas segum\u0101.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">FBTO Vesel\u012bbas apdro\u0161in\u0101\u0161anas komp\u0101nija<\/span><\/h3>\n<p><b>FBTO<\/b><span style=\"font-weight: 400;\"> ir N\u012bderlandes vesel\u012bbas apdro\u0161in\u0101t\u0101js, kas paz\u012bstams ar konkur\u0113tsp\u0113j\u012bg\u0101m pr\u0113mij\u0101m un elast\u012bg\u0101m polis\u0113m. Tas ir da\u013ca no liel\u0101s <\/span><b>Achmea<\/b><span style=\"font-weight: 400;\"> apdro\u0161in\u0101\u0161anas grupas.<\/span><\/p>\n<p><b>Galven\u0101s iez\u012bmes:<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Konkur\u0113tsp\u0113j\u012bgas pr\u0113mijas<\/b><span style=\"font-weight: 400;\"> &#8211; FBTO bie\u017ei pied\u0101v\u0101 zem\u0101kas pr\u0113mijas sal\u012bdzin\u0101jum\u0101 ar citiem apdro\u0161in\u0101t\u0101jiem.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Elast\u012bgi pl\u0101ni<\/b><span style=\"font-weight: 400;\"> &#8211; J\u016bs varat piel\u0101got savu apdro\u0161in\u0101\u0161anu, izv\u0113loties no da\u017e\u0101diem pamata pakotn\u0113m un papildu modu\u013ciem.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Sp\u0113c\u012bgs klientu apkalpo\u0161anas dienests<\/b><span style=\"font-weight: 400;\"> &#8211; FBTO ir paz\u012bstams ar savu labu klientu apkalpo\u0161anu.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Pla\u0161s pakalpojumu kl\u0101sts<\/b><span style=\"font-weight: 400;\"> &#8211; Pied\u0101v\u0101 da\u017e\u0101dus apdro\u0161in\u0101\u0161anas produktus ar\u012b \u0101rpus vesel\u012bbas apdro\u0161in\u0101\u0161anas, piem\u0113ram, m\u0101jok\u013ca, automa\u0161\u012bnas un ce\u013cojumu apdro\u0161in\u0101\u0161anu.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">FBTO pied\u0101v\u0101 da\u017e\u0101dus apdro\u0161in\u0101\u0161anas pl\u0101nus. J\u016bs varat izv\u0113l\u0113ties no:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Pamats N\u012bderlandes vesel\u012bbas apdro\u0161in\u0101\u0161ana (Basisverzekering)<\/b><span style=\"font-weight: 400;\"> &#8211; Segs b\u016btiskos medic\u012bniskos pakalpojumus, piem\u0113ram, \u0101rsta apmekl\u0113jumus, hospitaliz\u0101ciju un recep\u0161u z\u0101les. FBTO pied\u0101v\u0101 da\u017e\u0101das pamata pakotnes ar at\u0161\u0137ir\u012bgiem seguma l\u012bme\u0146iem.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Papildu apdro\u0161in\u0101\u0161ana (Aanvullende Verzekering)<\/b><span style=\"font-weight: 400;\"> &#8211; Segs papildu vesel\u012bbas apr\u016bpes pakalpojumus, piem\u0113ram, zob\u0101rstniec\u012bbu, fizioterapiju un alternat\u012bvo medic\u012bnu. J\u016bs varat izv\u0113l\u0113ties no da\u017e\u0101diem modu\u013ciem, lai piel\u0101gotu savu segumu.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Ce\u013cojumu apdro\u0161in\u0101\u0161ana<\/b><span style=\"font-weight: 400;\"> &#8211; FBTO pied\u0101v\u0101 ce\u013cojumu apdro\u0161in\u0101\u0161anas opcijas gan \u012bslaic\u012bgiem, gan ilgtermi\u0146a ce\u013cojumiem.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Ir svar\u012bgi sal\u012bdzin\u0101t da\u017e\u0101dus vesel\u012bbas apdro\u0161in\u0101\u0161anas pied\u0101v\u0101jumus N\u012bderland\u0113, tostarp FBTO pied\u0101v\u0101tos, lai atrastu vislab\u0101ko atbilsto\u0161i j\u016bsu individu\u0101laj\u0101m vajadz\u012bb\u0101m. Faktori, piem\u0113ram, vecums, vesel\u012bbas st\u0101voklis un v\u0113lamais seguma l\u012bmenis, ietekm\u0113s j\u016bsu izv\u0113li un to, ko j\u016bs uzskat\u0101t par lab\u0101ko N\u012bderlandes vesel\u012bbas apdro\u0161in\u0101\u0161anu \u0101rvalstu str\u0101dniekiem.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">ONVZ Vesel\u012bbas apdro\u0161in\u0101\u0161anas komp\u0101nija<\/span><\/h3>\n<p><b>ONVZ<\/b><span style=\"font-weight: 400;\"> ir labi zin\u0101ms vesel\u012bbas apdro\u0161in\u0101t\u0101js N\u012bderland\u0113, kas paz\u012bstams ar savu uzman\u012bbu klientu izv\u0113lei un apkalpo\u0161anai.<\/span><\/p>\n<p><b>Galven\u0101s iez\u012bmes:<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Bezmaksas vesel\u012bbas apr\u016bpes sniedz\u0113ju izv\u0113le<\/b><span style=\"font-weight: 400;\"> &#8211; ONVZ pied\u0101v\u0101 lielu br\u012bv\u012bbu izv\u0113l\u0113ties savu \u0101rstu un slimn\u012bcu.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Atmaksas politika<\/b><span style=\"font-weight: 400;\"> &#8211; Tas noz\u012bm\u0113, ka j\u016bs maks\u0101jat par vesel\u012bbas apr\u016bpes pakalpojumiem iepriek\u0161, un ONVZ veic atmaksu.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Klientu apmierin\u0101t\u012bba<\/b><span style=\"font-weight: 400;\"> &#8211; ONVZ regul\u0101ri sa\u0146em pozit\u012bvas atsauksmes par savu klientu apkalpo\u0161anu.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Pamattipa holandie\u0161u vesel\u012bbas apdro\u0161in\u0101\u0161ana un papildu apdro\u0161in\u0101\u0161ana<\/b><span style=\"font-weight: 400;\"> &#8211; T\u0101pat k\u0101 citi holandie\u0161u apdro\u0161in\u0101t\u0101ji, ONVZ pied\u0101v\u0101 gan pamata, gan papildu apdro\u0161in\u0101\u0161anas pl\u0101nus.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Lai gan ONVZ ir cien\u012bjams vesel\u012bbas apdro\u0161in\u0101t\u0101js, prec\u012bzie seguma un pr\u0113miju nosac\u012bjumi b\u016bs atkar\u012bgi no izv\u0113l\u0113t\u0101 pl\u0101na. Lai atrastu vispiem\u0113rot\u0101ko risin\u0101jumu sav\u0101m vajadz\u012bb\u0101m un bud\u017eetam, ir b\u016btiski sal\u012bdzin\u0101t ONVZ ar citiem apdro\u0161in\u0101t\u0101jiem, izmantojot tie\u0161saistes sal\u012bdzin\u0101\u0161anas r\u012bkus.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">UnitedConsumers <\/span><span style=\"font-weight: 400;\">Vesel\u012bbas apdro\u0161in\u0101\u0161ana<\/span><\/h3>\n<p><b>UnitedConsumers<\/b><span style=\"font-weight: 400;\"> ir holandie\u0161u pat\u0113r\u0113t\u0101ju kooperat\u012bvs, kas pied\u0101v\u0101 vesel\u012bbas apdro\u0161in\u0101\u0161anas pakalpojumus. Ir svar\u012bgi atz\u012bm\u0113t, ka UnitedConsumers pats nesniedz apdro\u0161in\u0101\u0161anu, bet sadarbojas ar citiem apdro\u0161in\u0101t\u0101jiem, lai pied\u0101v\u0101tu saviem biedriem konkur\u0113tsp\u0113j\u012bgas cenas.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">UnitedConsumers sadarbojas ar labi zin\u0101miem apdro\u0161in\u0101t\u0101jiem, piem\u0113ram, VGZ, lai pied\u0101v\u0101tu vesel\u012bbas apdro\u0161in\u0101\u0161anas paketes. Vi\u0146u biedri bie\u017ei sa\u0146em atlaides vesel\u012bbas apdro\u0161in\u0101\u0161anas pr\u0113mij\u0101m.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">J\u016bs varat izv\u0113l\u0113ties no da\u017e\u0101diem vesel\u012bbas apdro\u0161in\u0101\u0161anas pl\u0101niem, ko pied\u0101v\u0101 VGZ, piel\u0101gotus j\u016bsu vajadz\u012bb\u0101m un bud\u017eetam. Prec\u012bzais segums, ko pied\u0101v\u0101 UnitedConsumers, b\u016bs atkar\u012bgs no izv\u0113l\u0113t\u0101 vesel\u012bbas apdro\u0161in\u0101\u0161anas pl\u0101na. Tom\u0113r k\u0101 visp\u0101r\u0113ja norma, pamata vesel\u012bbas apdro\u0161in\u0101\u0161anas pl\u0101ni sedz medic\u012bnisk\u0101s apr\u016bpes izmaksas, piem\u0113ram:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u0100rsta apmekl\u0113jumi;<\/span><\/li>\n<\/ul>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Slimn\u012bcas uztur\u0113\u0161an\u0101s;<\/span><\/li>\n<\/ul>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Recepte medikamentiem;<\/span><\/li>\n<\/ul>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Da\u017eas medic\u012bnisk\u0101s proced\u016bras.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Lai ieg\u016btu detaliz\u0113tu inform\u0101ciju par konkr\u0113tiem segumiem, pr\u0113mij\u0101m un pieejamiem pl\u0101niem, ieteicams apmekl\u0113t <a href=\"https:\/\/www.unitedconsumers.com\/zorgverzekering\/afsluiten\/health-insurance\" target=\"_blank\" rel=\"noopener\">UnitedConsumers<\/a> m\u0101jaslapu vai sazin\u0101ties ar vi\u0146u klientu apkalpo\u0161anas dienestu tie\u0161i.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Zilveren Kruis Vesel\u012bbas apdro\u0161in\u0101\u0161anas komp\u0101nija<\/span><\/h3>\n<p><b>Zilveren Kruis<\/b><span style=\"font-weight: 400;\"> ir iev\u0113rojams vesel\u012bbas apdro\u0161in\u0101t\u0101js N\u012bderland\u0113, kas pied\u0101v\u0101 gan pamata, gan papildu apdro\u0161in\u0101\u0161anas pl\u0101nus.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Vi\u0146i pied\u0101v\u0101 vair\u0101kas pamata vesel\u012bbas apr\u016bpes paketes, lai apmierin\u0101tu da\u017e\u0101das vajadz\u012bbas un bud\u017eetus. Atkar\u012bb\u0101 no izv\u0113l\u0113t\u0101s paketes, j\u016bs varat izv\u0113l\u0113ties no ierobe\u017eota vai pla\u0161\u0101ka vesel\u012bbas apr\u016bpes sniedz\u0113ju kl\u0101sta. Turkl\u0101t <\/span><b>Basis Plus Module<\/b><span style=\"font-weight: 400;\"> pied\u0101v\u0101 papildu atmaksas par nelielu m\u0113ne\u0161a maksu.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Savuk\u0101rt papildu apdro\u0161in\u0101\u0161anas opcijas ietver <\/span><b>ZieZo<\/b><span style=\"font-weight: 400;\"> paketi ar iesp\u0113j\u0101m gan visp\u0101r\u0113jai, gan zob\u0101rstniec\u012bbas apr\u016bpei. J\u016bs varat piel\u0101got savu ZieZo pl\u0101nu atbilsto\u0161i sav\u0101m konkr\u0113taj\u0101m vesel\u012bbas apr\u016bpes vajadz\u012bb\u0101m.<\/span><\/p>\n<p><b>Zilveren Kruis<\/b><span style=\"font-weight: 400;\"> pied\u0101v\u0101 tie\u0161saistes r\u012bkus un lietotni, lai p\u0101rvald\u012btu savu apdro\u0161in\u0101\u0161anu un iesniegtu pras\u012bbas. Uz\u0146\u0113mums pied\u0101v\u0101 da\u017e\u0101dus kan\u0101lus klientu atbalstam, tostarp t\u0113rz\u0113\u0161anu un WhatsApp.<\/span><\/p>\n<h2>K\u0101 darbojas vesel\u012bbas apdro\u0161in\u0101\u0161ana N\u012bderland\u0113<\/h2>\n<p><span style=\"font-weight: 400;\">Visiem pieaugu\u0161ajiem, kas dz\u012bvo N\u012bderland\u0113, ieskaitot studentus, \u0101rvalstu str\u0101dniekus, darbiniekus un pension\u0101rus, j\u0101b\u016bt pamata vesel\u012bbas apdro\u0161in\u0101\u0161anai. B\u0113rni l\u012bdz 18 gadu vecumam ir apdro\u0161in\u0101ti saska\u0146\u0101 ar vec\u0101ku vai aizbild\u0146u polisi.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Papildus pamata apdro\u0161in\u0101\u0161anai pieaugu\u0161ie maks\u0101s ikgad\u0113ju pa\u0161risku (eigen risico) 385 EUR apm\u0113r\u0101. \u0160\u012b summa j\u0101izmaks\u0101 no sava kabatas, pirms apdro\u0161in\u0101\u0161ana sedz atliku\u0161\u0101s izmaksas. Tom\u0113r visp\u0101r\u0113j\u0101 \u0101rsta apmekl\u0113jumiem, gr\u016btniec\u012bbas apr\u016bpei vai rajona medm\u0101su pakalpojumiem pa\u0161risks netiek piem\u0113rots.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Kam\u0113r pamata apdro\u0161in\u0101\u0161ana sedz prim\u0101ro apr\u016bpi, liel\u0101kaj\u0101 da\u013c\u0101 gad\u012bjumu N\u012bderlandes iedz\u012bvot\u0101jiem ir ar\u012b papildu vesel\u012bbas apdro\u0161in\u0101\u0161ana papildu segumam. \u0160\u012b papildu apdro\u0161in\u0101\u0161ana nesedz pa\u0161risku vai person\u012bgos ieguld\u012bjumus.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Ko sedz N\u012bderlandes pamata apdro\u0161in\u0101\u0161ana?<\/span><\/h3>\n<p><picture><source srcset=\"https:\/\/robin.jobs\/lv\/wp-content\/webp-express\/webp-images\/doc-root\/wp-content\/uploads\/sites\/15\/2025\/01\/veselibas-apdrosinasana-holande.png.webp 640w, https:\/\/robin.jobs\/lv\/wp-content\/webp-express\/webp-images\/doc-root\/wp-content\/uploads\/sites\/15\/2025\/01\/veselibas-apdrosinasana-holande-300x200.png.webp 300w\" sizes=\"(max-width: 640px) 100vw, 640px\" type=\"image\/webp\"><img fetchpriority=\"high\" decoding=\"async\" class=\"alignnone size-full wp-image-1242165 webpexpress-processed\" src=\"https:\/\/robin.jobs\/lv\/wp-content\/uploads\/sites\/15\/2025\/01\/veselibas-apdrosinasana-holande.png\" alt=\"Vesel\u012bbas Apdro\u0161in\u0101\u0161ana Holand\u0113\" width=\"640\" height=\"427\" srcset=\"https:\/\/robin.jobs\/lv\/wp-content\/uploads\/sites\/15\/2025\/01\/veselibas-apdrosinasana-holande.png 640w, https:\/\/robin.jobs\/lv\/wp-content\/uploads\/sites\/15\/2025\/01\/veselibas-apdrosinasana-holande-300x200.png 300w\" sizes=\"(max-width: 640px) 100vw, 640px\"><\/picture><\/p>\n<p><span style=\"font-weight: 400;\">Visiem N\u012bderlandes iedz\u012bvot\u0101jiem ir j\u0101b\u016bt pamata vesel\u012bbas apdro\u0161in\u0101\u0161anai. Tas tiek d\u0113v\u0113ts par &#8220;pamatu paketi&#8221;, un tas tiek p\u0101rskat\u012bts katru gadu.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Pamata vesel\u012bbas apdro\u0161in\u0101\u0161ana sedz \u0161\u0101das lietas:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Apmekl\u0113jumi pie \u0123imenes \u0101rsta<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Medic\u012bnas izdevumi, piem\u0113ram, slimn\u012bcas uztur\u0113\u0161an\u0101s, oper\u0101cijas un neatliekam\u0101 pal\u012bdz\u012bba<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u0100tr\u0101s pal\u012bdz\u012bbas pakalpojumi un pacienta p\u0101rvad\u0101jumi<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Z\u0101\u013cu receptes<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Asins anal\u012bzes<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Zob\u0101rstniec\u012bba b\u0113rniem l\u012bdz 18 gadu vecumam<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Pieaugu\u0161ie virs 18 gadiem sa\u0146em ierobe\u017eotu zob\u0101rstniec\u012bbas apr\u016bpi, kas ir ierobe\u017eota tikai ar mutes \u0137irur\u0123iju un rentgenogr\u0101fiju<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Gar\u012bg\u0101s vesel\u012bbas apr\u016bpe<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Konsult\u0101cijas ar iek\u0161\u0113jiem speci\u0101listiem, dermatologiem, alergologiem un citiem medic\u012bnas speci\u0101listiem<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Gr\u016btniec\u012bba, dzemd\u012bbu apr\u016bpe un dzemd\u012bbu pal\u012bdz\u012bba<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Maternit\u0101tes apr\u016bpe<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">R\u016bpes par inval\u012bdiem<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Gados vec\u0101ku cilv\u0113ku apr\u016bpe<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Apr\u016bpe uz vietas<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Da\u017ei terapeitiskie pakalpojumi, tostarp di\u0113tas konsult\u0101cijas, darba terapija un logop\u0113dija<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Fizioterapija hronisku trauc\u0113jumu gad\u012bjum\u0101<\/span><\/li>\n<\/ul>\n<h3><span style=\"font-weight: 400;\">Papildu apdro\u0161in\u0101\u0161anas segums<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Lai segtu papildu medic\u012bnas izmaksas, jums var n\u0101kties ieg\u0101d\u0101ties papildu apdro\u0161in\u0101\u0161anu. \u0160eit priv\u0101t\u0101s vesel\u012bbas apdro\u0161in\u0101\u0161anas uz\u0146\u0113mumi sacen\u0161as, lai pied\u0101v\u0101tu lab\u0101kos polises, kas atbilst j\u016bsu vajadz\u012bb\u0101m un dz\u012bvesveidam.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">Papildu apdro\u0161in\u0101\u0161ana pied\u0101v\u0101 da\u013c\u0113ju segumu da\u017e\u0101d\u0101m medic\u012bniskaj\u0101m pakalpojumiem; da\u017ei piem\u0113ri ir \u0161\u0101di:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Pieaugu\u0161ie, kas vec\u0101ki par 18 gadiem, sa\u0146em zob\u0101rstniec\u012bbas apr\u016bpi, kas ietver zobu t\u012br\u012b\u0161anu, higi\u0113nu, zobu implantu un plombu uzst\u0101d\u012b\u0161anu.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u0100rk\u0101rtas vesel\u012bbas apr\u016bpe ce\u013cojumiem \u0101rvalst\u012bs<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Alternat\u012bvas medic\u012bnas \u0101rst\u0113\u0161anas metodes, piem\u0113ram, akupunkt\u016bra, chiropractor un homeop\u0101tija<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Vakcin\u0101cijas<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Kontracepcija<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Brilles un kontaktl\u0113cas<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Dzirde\u0161anas pal\u012bgl\u012bdzek\u013ci<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Plastisk\u0101 \u0137irur\u0123ija<\/span><\/li>\n<\/ul>\n<h3><span style=\"font-weight: 400;\">Vesel\u012bbas apdro\u0161in\u0101\u0161anas sniedz\u0113ja izv\u0113le N\u012bderland\u0113<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Kam\u0113r visi pamata vesel\u012bbas apdro\u0161in\u0101\u0161anas pl\u0101ni N\u012bderland\u0113 sedz tos pa\u0161us pamata pakalpojumus, ir vair\u0101ki b\u016btiski faktori, kas j\u0101\u0146em v\u0113r\u0101, izv\u0113loties apdro\u0161in\u0101t\u0101ju:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Pr\u0113mijas \u2013 izmaksas at\u0161\u0137iras starp apdro\u0161in\u0101t\u0101jiem.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Pa\u0161a risks (Eigen Risico) \u2013 tas ir fiks\u0113ts apm\u0113rs, ko maks\u0101jat pirms apdro\u0161in\u0101\u0161ana s\u0101k segt izmaksas. Visi apdro\u0161in\u0101t\u0101ji pied\u0101v\u0101 to pa\u0161u standarta pa\u0161a risku, ta\u010du da\u017ei var pied\u0101v\u0101t iesp\u0113jas ar augst\u0101kiem pa\u0161a riskiem un zem\u0101k\u0101m pr\u0113mij\u0101m.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Slimn\u012bcas izv\u0113le \u2013 vesel\u012bbas apdro\u0161in\u0101t\u0101js var pied\u0101v\u0101t &#8220;br\u012bvu slimn\u012bcas izv\u0113li&#8221;, \u013caujot jums izv\u0113l\u0113ties jebkuru slimn\u012bcu, savuk\u0101rt citiem ir l\u012bgumsaist\u012bbu t\u012bkli.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Papildu vesel\u012bbas apdro\u0161in\u0101\u0161anas segums \u2013 apsveriet, vai jums ir nepiecie\u0161ama papildus apdro\u0161in\u0101\u0161ana zob\u0101rstniec\u012bbas, fizioterapijas vai alternat\u012bvo \u0101rst\u0113\u0161anas iesp\u0113ju seg\u0161anai.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Klientu apkalpo\u0161ana \u2013 izlasiet atsauksmes un sal\u012bdziniet klientu apmierin\u0101t\u012bbas nov\u0113rt\u0113jumus.<\/span><\/li>\n<\/ul>\n<h2>K\u0101 re\u0123istr\u0113ties vesel\u012bbas apdro\u0161in\u0101\u0161anai N\u012bderland\u0113?<\/h2>\n<p><span style=\"font-weight: 400;\">J\u016bs parasti varat re\u0123istr\u0113ties N\u012bderlandes oblig\u0101taj\u0101 vesel\u012bbas apdro\u0161in\u0101\u0161an\u0101 tie\u0161saist\u0113 vai pa t\u0101lruni. Tom\u0113r \u0161is process ietver vair\u0101kus so\u013cus.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">1. solis: Re\u0123istr\u0113\u0161an\u0101s viet\u0113j\u0101 pa\u0161vald\u012bb\u0101<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Pirmais solis, lai piek\u013c\u016btu N\u012bderlandes oblig\u0101tajai vesel\u012bbas apdro\u0161in\u0101\u0161anai, ir re\u0123istr\u0113\u0161an\u0101s viet\u0113j\u0101 pa\u0161vald\u012bb\u0101 (gemeente). \u0160is process ir b\u016btisks, lai ieg\u016btu Pilso\u0146u apkalpo\u0161anas numuru (BSN), kas nepiecie\u0161ams da\u017e\u0101d\u0101m administrat\u012bv\u0101m proced\u016br\u0101m, tostarp vesel\u012bbas apdro\u0161in\u0101\u0161anas re\u0123istr\u0113\u0161anai.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">2. solis: Izv\u0113lieties vesel\u012bbas apdro\u0161in\u0101\u0161anas pakalpojumu sniedz\u0113ju<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Kad jums, k\u0101 N\u012bderlandes \u0101rvalstu str\u0101dniekam, ir BNS numurs, j\u016bs varat izv\u0113l\u0113ties vesel\u012bbas apdro\u0161in\u0101\u0161anas pakalpojumu sniedz\u0113ju. N\u012bderland\u0113 ir vair\u0101ki pied\u0101v\u0101jumi, katrs ar at\u0161\u0137ir\u012bgiem apdro\u0161in\u0101\u0161anas pl\u0101niem un pr\u0113mij\u0101m. Ieteicams sal\u012bdzin\u0101t pl\u0101nus un izv\u0113l\u0113ties to, kas vislab\u0101k atbilst j\u016bsu vajadz\u012bb\u0101m un bud\u017eetam.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">3. solis: Re\u0123istr\u0113\u0161an\u0101s N\u012bderlandes oblig\u0101taj\u0101 vesel\u012bbas apdro\u0161in\u0101\u0161an\u0101<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Re\u0123istr\u0113\u0161an\u0101s N\u012bderlandes oblig\u0101taj\u0101 vesel\u012bbas apdro\u0161in\u0101\u0161an\u0101 (basisverzekering) ir oblig\u0101ta visiem iedz\u012bvot\u0101jiem N\u012bderland\u0113. Tas aptver pamata medic\u012bnisk\u0101s apr\u016bpes pakalpojumus, piem\u0113ram, \u0101rsta apmekl\u0113jumus, hospitaliz\u0101ciju un recep\u0161u z\u0101les.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">4. solis: Izpratne par Eigen Risico (pa\u0161risks)<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Eigen risico ir gada summa, ko j\u016bs maks\u0101jat no saviem l\u012bdzek\u013ciem pirms vesel\u012bbas apdro\u0161in\u0101\u0161ana s\u0101k segt vesel\u012bbas apr\u016bpes izmaksas. \u0160\u012b summa ir vien\u0101da visiem apdro\u0161in\u0101t\u0101jiem. Lai gan tas var \u0161\u0137ist papildu izdevums, tas bie\u017ei vien noved pie zem\u0101k\u0101m pr\u0113mij\u0101m.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">5. solis: Pieteik\u0161an\u0101s vesel\u012bbas pabalstam (Zorgtoeslag)<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Ja j\u016bsu ien\u0101kumi ir zem noteiktas robe\u017eas, iesp\u0113jams, j\u016bs esat ties\u012bgs sa\u0146emt vesel\u012bbas pabalstu (zorgtoeslag). Tas ir finansi\u0101ls atbalsts j\u016bsu vesel\u012bbas apdro\u0161in\u0101\u0161anas pr\u0113mijai. \u0160o pabalstu varat pieteikties N\u012bderlandes Nodok\u013cu iest\u0101d\u0113 (Belastingdienst).<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><span style=\"font-weight: 400;\">Papildus vesel\u012bbas pabalstam, iesp\u0113jams, jums b\u016bs j\u0101iesniedz pieteikumi Belastingdienst ar\u012b par citiem ar vesel\u012bbu saist\u012btiem jaut\u0101jumiem, piem\u0113ram, nodok\u013cu atlaid\u0113m par konkr\u0113tiem medic\u012bniskiem izdevumiem.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Pr\u0113mijas un faktori, kas ietekm\u0113 izmaksas<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Vesel\u012bbas apdro\u0161in\u0101\u0161anas pr\u0113mijas at\u0161\u0137iras atkar\u012bb\u0101 no vair\u0101kiem faktoriem, tostarp:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Vecums \u2013 vec\u0101ka gadag\u0101juma cilv\u0113ki parasti maks\u0101 augst\u0101kas pr\u0113mijas par medic\u012bnisko apr\u016bpi.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Izv\u0113l\u0113tais pl\u0101ns \u2013 da\u017e\u0101di pl\u0101ni pied\u0101v\u0101 da\u017e\u0101dus seguma l\u012bme\u0146us un attiec\u012bgi at\u0161\u0137ir\u012bgas izmaksas.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Iemaksu fran\u0161\u012bze \u2013 izv\u0113loties augst\u0101ku fran\u0161\u012bzi, bie\u017ei vien samazin\u0101s pr\u0113mijas.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Ien\u0101kumi \u2013 vesel\u012bbas apdro\u0161in\u0101\u0161anas pabalsts (zorgtoeslag) var iev\u0113rojami samazin\u0101t kop\u0113j\u0101s izmaksas.<\/span><\/li>\n<\/ul>\n<h2>Padomi par N\u012bderlandes vesel\u012bbas apdro\u0161in\u0101\u0161anu<\/h2>\n<p><span style=\"font-weight: 400;\">Saska\u0146\u0101 ar vesel\u012bbas un apdro\u0161in\u0101\u0161anas likumiem, neatkar\u012bgi no vesel\u012bbas st\u0101vok\u013ca, dzimuma vai vecuma, visi iedz\u012bvot\u0101jiem ir pien\u0101kums ieg\u016bt pamata vesel\u012bbas apdro\u0161in\u0101\u0161anu. Visiem zema ien\u0101kumu l\u012bme\u0146a cilv\u0113kiem var b\u016bt ties\u012bbas uz vesel\u012bbas apdro\u0161in\u0101\u0161anas pabalstu, lai pal\u012bdz\u0113tu segt apdro\u0161in\u0101\u0161anas pr\u0113mijas.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Atcerieties, ka daudzas starptautiskas komp\u0101nijas pied\u0101v\u0101 atlaides apdro\u0161in\u0101\u0161anu grupu pl\u0101nos; p\u0101rbaudiet \u0161o inform\u0101ciju sav\u0101 uz\u0146\u0113mum\u0101. \u0145emiet v\u0113r\u0101 iesp\u0113jam\u0101s gaid\u012b\u0161anas laika probl\u0113mas noteikt\u0101m \u0101rst\u0113\u0161an\u0101m; da\u017eas p\u0101rbaudes b\u016bs j\u0101pl\u0101no m\u0113ne\u0161us iepriek\u0161.<\/span><\/p>\n<h2>Nosl\u0113guma v\u0101rdi par vesel\u012bbas apdro\u0161in\u0101\u0161anu N\u012bderland\u0113<\/h2>\n<p><span style=\"font-weight: 400;\">Lai atk\u0101rtotu, visi iedz\u012bvot\u0101jiem j\u0101b\u016bt pamata apdro\u0161in\u0101\u0161anai, kuru apdro\u0161in\u0101t\u0101ji nevar atteikt atkar\u012bb\u0101 no vesel\u012bbas st\u0101vok\u013ca vai person\u012bgajiem faktoriem. Pareiz\u0101 vesel\u012bbas apdro\u0161in\u0101\u0161anas pl\u0101na izv\u0113le ir b\u016btiska j\u016bsu labsaj\u016btai un finansi\u0101lajai dro\u0161\u012bbai.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">R\u016bp\u012bgi apsverot savas vajadz\u012bbas un iesp\u0113jas, j\u016bs varat atrast vispiem\u0113rot\u0101ko segumu sev.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Vai esat gatavs veikt n\u0101kamo soli sav\u0101 dz\u012bv\u0113? K\u0101p\u0113c gan neizv\u0113l\u0113ties k\u013c\u016bt par N\u012bderlandes ekspatu? Ja tas jums \u0161\u0137iet vilino\u0161i, \u0101tri <\/span><a href=\"https:\/\/robin.jobs\/lv\/darba-piedavajumi-arzemes\/niderlande\"><span style=\"font-weight: 400;\">izp\u0113tiet aizraujo\u0161as darba iesp\u0113jas Robin.<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>N\u012bderlandes vesel\u012bbas apr\u016bpes sist\u0113ma apvieno sabiedrisko un priv\u0101to vesel\u012bbas apdro\u0161in\u0101\u0161anu unik\u0101l\u0101 veid\u0101. Regul\u0113jot apdro\u0161in\u0101\u0161anas nozari, nosakot minim\u0101l\u0101s seguma pras\u012bbas un nodro\u0161inot finans\u0113jumu no nodok\u013cu ie\u0146\u0113mumiem un vesel\u012bbas apr\u016bpes pabalstiem, vald\u012bba sp\u0113l\u0113 b\u016btisku lomu. Ikvienam rezidentam ir oblig\u0101ti j\u0101b\u016bt minim\u0101lam vesel\u012bbas apdro\u0161in\u0101\u0161anas segumam, kas j\u0101ieg\u0101d\u0101jas no priv\u0101tiem pakalpojumu sniedz\u0113jiem. Papildus oblig\u0101tajai pamata apdro\u0161in\u0101\u0161anai cilv\u0113ki var izv\u0113l\u0113ties&#8230;<\/p>\n","protected":false},"author":30,"featured_media":1242164,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[1228,1229],"tags":[],"class_list":["post-1242163","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-darbs","category-dzive","work-category-darbs-arzemes"],"acf":[],"_links":{"self":[{"href":"https:\/\/robin.jobs\/lv\/wp-json\/wp\/v2\/posts\/1242163","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/robin.jobs\/lv\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/robin.jobs\/lv\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/robin.jobs\/lv\/wp-json\/wp\/v2\/users\/30"}],"replies":[{"embeddable":true,"href":"https:\/\/robin.jobs\/lv\/wp-json\/wp\/v2\/comments?post=1242163"}],"version-history":[{"count":2,"href":"https:\/\/robin.jobs\/lv\/wp-json\/wp\/v2\/posts\/1242163\/revisions"}],"predecessor-version":[{"id":1242167,"href":"https:\/\/robin.jobs\/lv\/wp-json\/wp\/v2\/posts\/1242163\/revisions\/1242167"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/robin.jobs\/lv\/wp-json\/wp\/v2\/media\/1242164"}],"wp:attachment":[{"href":"https:\/\/robin.jobs\/lv\/wp-json\/wp\/v2\/media?parent=1242163"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/robin.jobs\/lv\/wp-json\/wp\/v2\/categories?post=1242163"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/robin.jobs\/lv\/wp-json\/wp\/v2\/tags?post=1242163"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}