{"id":1225440,"date":"2023-12-05T17:51:39","date_gmt":"2023-12-05T16:51:39","guid":{"rendered":"https:\/\/robin.jobs\/cz\/?p=1225440"},"modified":"2026-02-08T14:58:46","modified_gmt":"2026-02-08T13:58:46","slug":"usazeni-v-zahranici-koupe-domu-v-nizozemsku-jako-zahranicni-pracovnik","status":"publish","type":"post","link":"https:\/\/robin.jobs\/cz\/usazeni-v-zahranici-koupe-domu-v-nizozemsku-jako-zahranicni-pracovnik","title":{"rendered":"Usazen\u00ed v zahrani\u010d\u00ed: Koup\u011b domu v Nizozemsku jako zahrani\u010dn\u00ed pracovn\u00edk"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">Ka\u017ed\u00fd zahrani\u010dn\u00ed pracovn\u00edk, kter\u00fd se hodl\u00e1 usadit v zahrani\u010d\u00ed, si jednou polo\u017e\u00ed ot\u00e1zku:<\/span><i><span style=\"font-weight: 400;\"> M\u00e1m p\u0159estat platit n\u00e1jem a koupit si d\u016fm?<\/span><\/i><\/p>\n<p><span style=\"font-weight: 400;\">Nen\u00ed to snadn\u00e9 rozhodnut\u00ed, proto\u017ee do hry vstupuje mnoho faktor\u016f, od konkuren\u010dn\u00edho trhu a\u017e po pr\u00e1vn\u00ed aspekty. Tento \u010dl\u00e1nek v\u00e1s v\u0161ak provede n\u00e1kupem nemovitosti v Nizozemsku a pod\u011bl\u00ed se s v\u00e1mi o v\u0161e, co pot\u0159ebujete v\u011bd\u011bt, ne\u017e takov\u00fd velk\u00fd krok u\u010din\u00edte.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Poj\u010fme za\u010d\u00edt!<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Pozn\u00e1n\u00ed nizozemsk\u00e9ho trhu s nemovitostmi<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">P\u0159edstavte si, \u017ee se proch\u00e1z\u00edte p\u016fvabn\u00fdmi uli\u010dkami Nizozemska s jedine\u010dn\u00fdmi domy a malebn\u00fdmi kan\u00e1ly. Ne\u017e si v\u0161ak vyberete sv\u016fj vysn\u011bn\u00fd domov, poj\u010fme prozkoumat, co d\u011bl\u00e1 nizozemsk\u00fd trh s nemovitostmi zaj\u00edmav\u00fdm.<\/span><\/p>\n<p><picture><source srcset=\"https:\/\/robin.jobs\/cz\/wp-content\/webp-express\/webp-images\/doc-root\/wp-content\/uploads\/sites\/23\/2023\/12\/blog-16-image-1.jpg.webp 720w, https:\/\/robin.jobs\/cz\/wp-content\/webp-express\/webp-images\/doc-root\/wp-content\/uploads\/sites\/23\/2023\/12\/blog-16-image-1-300x192.jpg.webp 300w, https:\/\/robin.jobs\/cz\/wp-content\/webp-express\/webp-images\/doc-root\/wp-content\/uploads\/sites\/23\/2023\/12\/blog-16-image-1-697x446.jpg.webp 697w\" sizes=\"(max-width: 720px) 100vw, 720px\" type=\"image\/webp\"><img fetchpriority=\"high\" decoding=\"async\" class=\"alignnone size-full wp-image-1225444 webpexpress-processed\" src=\"https:\/\/robin.jobs\/cz\/wp-content\/uploads\/sites\/23\/2023\/12\/blog-16-image-1.jpg\" alt=\"\" width=\"720\" height=\"461\" srcset=\"https:\/\/robin.jobs\/cz\/wp-content\/uploads\/sites\/23\/2023\/12\/blog-16-image-1.jpg 720w, https:\/\/robin.jobs\/cz\/wp-content\/uploads\/sites\/23\/2023\/12\/blog-16-image-1-300x192.jpg 300w, https:\/\/robin.jobs\/cz\/wp-content\/uploads\/sites\/23\/2023\/12\/blog-16-image-1-697x446.jpg 697w\" sizes=\"(max-width: 720px) 100vw, 720px\"><\/picture><\/p>\n<p><a href=\"https:\/\/www.pexels.com\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Image Source<\/span><\/a><\/p>\n<h3><span style=\"font-weight: 400;\">Sou\u010dasn\u00fd stav trhu<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Nizozemsk\u00fd trh s nemovitostmi je nyn\u00ed jako skl\u00e1da\u010dka s mnoha d\u00edlky. V n\u011bkter\u00fdch oblastech m\u016f\u017ee b\u00fdt k dispozici v\u00edce dom\u016f, zat\u00edmco v jin\u00fdch m\u00e9n\u011b.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Ceny dom\u016f v Nizozemsku od roku 2013, kdy dos\u00e1hly historick\u00e9ho minima, neust\u00e1le rostou. Zd\u00e1 se v\u0161ak, \u017ee nizozemsk\u00fd trh s nemovitostmi se v roce 2023 ochlad\u00ed.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">V roce 2022 byly ceny nemovitost\u00ed v\u00fdjime\u010dn\u011b vysok\u00e9 a nab\u00eddky nad po\u017eadovanou cenou byly b\u011b\u017en\u00e9. V prvn\u00ed polovin\u011b roku do\u0161lo na trhu s bydlen\u00edm k v\u00fdrazn\u00e9mu 10% n\u00e1r\u016fstu kupn\u00edch cen oproti p\u0159edchoz\u00edmu roku. Pr\u016fm\u011brn\u00e1 cena domu ve 2. \u010dtvrtlet\u00ed roku 2022 \u010dinila 448 000 EUR.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Je d\u016fle\u017eit\u00e9 v\u011bd\u011bt, \u017ee ceny nemovitost\u00ed se mohou m\u011bnit, n\u011bkdy jdou nahoru a n\u011bkdy dol\u016f. Nizozemci si sv\u00fdch dom\u016f cen\u00ed, co\u017e m\u016f\u017ee ovlivnit, kolik byste za d\u016fm mohli pot\u0159ebovat zaplatit.<\/span><\/p>\n<h4><span style=\"font-weight: 400;\">Co n\u00e1s \u010dek\u00e1 v budoucnu?<\/span><\/h4>\n<p><span style=\"font-weight: 400;\">V z\u00e1vislosti na tom, jak se budou v nadch\u00e1zej\u00edc\u00edch m\u011bs\u00edc\u00edch m\u011bnit \u00farokov\u00e9 sazby hypot\u00e9k a mno\u017estv\u00ed pen\u011bz, kter\u00e9 maj\u00ed lid\u00e9 na n\u00e1kup dom\u016f, je pravd\u011bpodobn\u00e9, \u017ee touha po domech z\u016fstane bu\u010f stabiln\u00ed, nebo se pon\u011bkud sn\u00ed\u017e\u00ed.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Intenzivn\u00ed popt\u00e1vka po nemovitostech v posledn\u00edch n\u011bkolika letech je pravd\u011bpodobn\u011b u konce. Je to proto, \u017ee za sou\u010dasn\u00fdch okolnost\u00ed si jednotlivci nemohou p\u016fj\u010dovat stejn\u00e9 mno\u017estv\u00ed pen\u011bz jako d\u0159\u00edve.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Abychom v\u0161ak situaci pln\u011b pochopili, mus\u00edme vz\u00edt v \u00favahu, kolik dom\u016f je k dispozici.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Po\u010det dom\u016f, kter\u00e9 jsou v Nizozemsku k dispozici k prodeji, je st\u00e1le relativn\u011b n\u00edzk\u00fd.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">V sou\u010dasn\u00e9 dob\u011b chyb\u00ed v\u00edce ne\u017e 300 000 dom\u016f. Aby se tento nedostatek odstranil, pracuje ministerstvo vnitra na zv\u00fd\u0161en\u00ed po\u010dtu nov\u011b postaven\u00fdch dom\u016f ro\u010dn\u011b ze 70 000 na 100 000. V sou\u010dasn\u00e9 dob\u011b je v Nizozemsku postaveno v\u00edce ne\u017e 100 000 nov\u00fdch dom\u016f. I kdyby se to poda\u0159ilo (co\u017e nebude snadn\u00e9), nedostatek dom\u016f nebude vy\u0159e\u0161en d\u0159\u00edve ne\u017e v roce 2030.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Vzhledem k aspekt\u016fm popt\u00e1vky i nab\u00eddky se n\u00e1zory <\/span><span style=\"font-weight: 400;\">n\u00e1zory <\/span><span style=\"font-weight: 400;\">odborn\u00edk\u016f z nizozemsk\u00fdch bank li\u0161\u00ed. N\u011bkte\u0159\u00ed odborn\u00edci o\u010dek\u00e1vaj\u00ed pro rok 2023 m\u00edrn\u00fd n\u00e1r\u016fst cen byt\u016f (Rabobank p\u0159edpov\u00edd\u00e1 3% r\u016fst), zat\u00edmco jin\u00ed se domn\u00edvaj\u00ed, \u017ee by mohlo doj\u00edt k m\u00edrn\u00e9mu poklesu (ABN Amro p\u0159edpov\u00edd\u00e1 -2,5% pokles).<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Faktory ovliv\u0148uj\u00edc\u00ed ceny a popt\u00e1vku<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Stejn\u011b jako zbytek sv\u011bta m\u00e1 i nizozemsk\u00fd trh s nemovitostmi sv\u00e9 vzestupy a p\u00e1dy.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Jednou z hlavn\u00edch v\u011bc\u00ed, kter\u00e1 ovliv\u0148uje ceny nemovitost\u00ed, je nab\u00eddka a popt\u00e1vka. Ceny mohou r\u016fst, pokud domy hled\u00e1 v\u00edce lid\u00ed, ne\u017e je k dispozici.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Kupn\u00ed cenu mohou zm\u011bnit i dal\u0161\u00ed v\u011bci, jako je ekonomika, \u00farokov\u00e9 sazby (kter\u00e9 ovliv\u0148uj\u00ed v\u00fd\u0161i spl\u00e1tek p\u0159i p\u016fj\u010dov\u00e1n\u00ed pen\u011bz) a dokonce i poloha domu.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Obl\u00edben\u00e1 m\u00edsta pro zahrani\u010dn\u00ed pracovn\u00edky<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Promluvme si o tom, kde byste cht\u011bli v Nizozemsku \u017e\u00edt. Existuj\u00ed m\u011bsta a regiony, kter\u00e9 jsou mezi zahrani\u010dn\u00edmi pracovn\u00edky, jako jste vy, velmi obl\u00edben\u00e9:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Amsterdam: <\/b><span style=\"font-weight: 400;\">Toto m\u011bsto je jako ru\u0161n\u00fd \u00fal s mezin\u00e1rodn\u00ed atmosf\u00e9rou a \u017eivou kulturou. Je v\u0161ak tak\u00e9 velmi popul\u00e1rn\u00ed, tak\u017ee ceny dom\u016f zde mohou b\u00fdt vy\u0161\u0161\u00ed.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Rotterdam: <\/b><span style=\"font-weight: 400;\">Rotterdam je zn\u00e1m\u00fd svou modern\u00ed architekturou a rozmanit\u00fdm obyvatelstvem a je skv\u011blou volbou, pokud hled\u00e1te m\u00edsto s trochou nads\u00e1zky.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Haag: <\/b><span style=\"font-weight: 400;\">Pokud v\u00e1s zaj\u00edmaj\u00ed vl\u00e1dn\u00ed a mezin\u00e1rodn\u00ed z\u00e1le\u017eitosti, Haag je pro v\u00e1s t\u00edm prav\u00fdm m\u00edstem. Je tak\u00e9 bl\u00edzko pl\u00e1\u017ee, co\u017e je p\u0159\u00edjemn\u00fd bonus.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Eindhoven: <\/b><span style=\"font-weight: 400;\">Eindhoven je centrem inovac\u00ed a technologi\u00ed pro technicky zalo\u017een\u00e9 lidi. Je to jako m\u011bsto budoucnosti.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Utrecht: <\/b><span style=\"font-weight: 400;\">Pokud se v\u00e1m l\u00edb\u00ed p\u0159edstava \u00fatuln\u00e9ho, malebn\u00e9ho m\u011bsta s kan\u00e1ly, kter\u00e9 nen\u00ed tak p\u0159epln\u011bn\u00e9 jako Amsterdam, Utrecht by mohl b\u00fdt t\u00edm prav\u00fdm.<\/span><\/li>\n<\/ul>\n<p><picture><source srcset=\"https:\/\/robin.jobs\/cz\/wp-content\/webp-express\/webp-images\/doc-root\/wp-content\/uploads\/sites\/23\/2023\/12\/blog-16-image-2.jpg.webp 720w, https:\/\/robin.jobs\/cz\/wp-content\/webp-express\/webp-images\/doc-root\/wp-content\/uploads\/sites\/23\/2023\/12\/blog-16-image-2-300x192.jpg.webp 300w, https:\/\/robin.jobs\/cz\/wp-content\/webp-express\/webp-images\/doc-root\/wp-content\/uploads\/sites\/23\/2023\/12\/blog-16-image-2-697x446.jpg.webp 697w\" sizes=\"(max-width: 720px) 100vw, 720px\" type=\"image\/webp\"><img decoding=\"async\" class=\"alignnone size-full wp-image-1225443 webpexpress-processed\" src=\"https:\/\/robin.jobs\/cz\/wp-content\/uploads\/sites\/23\/2023\/12\/blog-16-image-2.jpg\" alt=\"\" width=\"720\" height=\"461\" srcset=\"https:\/\/robin.jobs\/cz\/wp-content\/uploads\/sites\/23\/2023\/12\/blog-16-image-2.jpg 720w, https:\/\/robin.jobs\/cz\/wp-content\/uploads\/sites\/23\/2023\/12\/blog-16-image-2-300x192.jpg 300w, https:\/\/robin.jobs\/cz\/wp-content\/uploads\/sites\/23\/2023\/12\/blog-16-image-2-697x446.jpg 697w\" sizes=\"(max-width: 720px) 100vw, 720px\"><\/picture><\/p>\n<p><a href=\"https:\/\/www.pexels.com\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Image Source<\/span><\/a><\/p>\n<p><span style=\"font-weight: 400;\">Tato m\u00edsta maj\u00ed svou vlastn\u00ed chu\u0165 a atmosf\u00e9ru, tak\u017ee si m\u016f\u017eete vybrat to, kter\u00e9 v\u00e1m nejv\u00edce vyhovuje..<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Pr\u00e1vn\u00ed a regula\u010dn\u00ed aspekty<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Koup\u011b domu je jako strategick\u00e1 hra, jej\u00ed\u017e pravidla je t\u0159eba zn\u00e1t.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Poj\u010fme se pono\u0159it do toho, co byste m\u011bli v\u011bd\u011bt o pr\u00e1vn\u00ed str\u00e1nce vlastnictv\u00ed nemovitosti v Nizozemsku.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Pravidla pro vlastnictv\u00ed zahrani\u010dn\u00edho majetku<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Nizozemsko v\u00edt\u00e1 zahrani\u010dn\u00ed kupce nemovitost\u00ed, ale je t\u0159eba zv\u00e1\u017eit n\u011bkolik pr\u00e1vn\u00edch krok\u016f. Jako zahrani\u010dn\u00ed pracovn\u00edk m\u016f\u017eete koupit nemovitost stejn\u011b jako nizozem\u0161t\u00ed ob\u010dan\u00e9, ale proces se m\u016f\u017ee li\u0161it v z\u00e1vislosti na va\u0161\u00ed st\u00e1tn\u00ed p\u0159\u00edslu\u0161nosti. Nizozemsk\u00e9 pr\u00e1vo zach\u00e1z\u00ed s ka\u017ed\u00fdm spravedliv\u011b, tak\u017ee \u017e\u00e1dn\u00e9 obavy!<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Povolen\u00ed k pobytu pro vlastnictv\u00ed nemovitost\u00ed<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Pokud jste ob\u010danem EU, m\u016f\u017eete tuto \u010d\u00e1st p\u0159esko\u010dit. Jako ob\u010dan zem\u011b EU m\u016f\u017eete v Nizozemsku z\u016fstat tak dlouho, jak si p\u0159ejete. Nepot\u0159ebujete povolen\u00ed k pobytu ani se nemus\u00edte hl\u00e1sit na IND.<\/span><\/p>\n<p><a href=\"https:\/\/robin.jobs\/work-in-the-netherlands\/working-in-the-netherlands-as-a-non-eu-citizen\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Pokud v\u0161ak nejste ob\u010danem EU, budete muset p\u0159ed koup\u00ed nemovitosti podniknout n\u011bkolik dal\u0161\u00edch krok\u00fa.<\/span><\/a><\/p>\n<p><span style=\"font-weight: 400;\">Nebojte se, nejsou p\u0159\u00edli\u0161 slo\u017eit\u00e9!<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Budete muset po\u017e\u00e1dat o povolen\u00ed k pobytu na imigra\u010dn\u00edm a naturaliza\u010dn\u00edm \u00fa\u0159ad\u011b (IND) a k tomu je t\u0159eba prok\u00e1zat, \u017ee m\u00e1te dostatek pen\u011bz na ob\u017eivu sebe a p\u0159\u00edpadn\u011b i sv\u00e9 rodiny. Jakmile toto povolen\u00ed z\u00edsk\u00e1te, m\u016f\u017eete Nizozemsko hrd\u011b naz\u00fdvat sv\u00fdm domovem.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Specifika pro zahrani\u010dn\u00ed kupce<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Nizozemsko v\u00edt\u00e1 zahrani\u010dn\u00ed kupce, je v\u0161ak t\u0159eba m\u00edt na pam\u011bti n\u011bkolik v\u011bc\u00ed:<\/span><\/p>\n<p>&nbsp;<\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Kontroln\u00ed omezen\u00ed: <\/b><span style=\"font-weight: 400;\">V n\u011bkter\u00fdch oblastech mohou platit omezen\u00ed t\u00fdkaj\u00edc\u00ed se vlastnictv\u00ed nemovitost\u00ed cizinci, zejm\u00e9na v n\u011bkter\u00fdch oblastech v bl\u00edzkosti hranic. Nezapome\u0148te si p\u0159ekontrolovat pravidla v konkr\u00e9tn\u00ed lokalit\u011b, o kterou m\u00e1te z\u00e1jem.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Dan\u011b a poplatky: <\/b><span style=\"font-weight: 400;\">S koup\u00ed nemovitosti jsou spojeny n\u00e1klady, jako jsou dan\u011b a poplatky. Ty se mohou li\u0161it v z\u00e1vislosti na m\u00edst\u011b, odkud poch\u00e1z\u00edte, proto je dobr\u00e9 poradit se s odborn\u00edkem, abyste v\u011bd\u011bli, s \u010d\u00edm m\u016f\u017eete po\u010d\u00edtat.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Opat\u0159en\u00ed proti pran\u00ed \u0161pinav\u00fdch pen\u011bz: <\/b><span style=\"font-weight: 400;\">Stejn\u011b jako superhrdinov\u00e9 bojuj\u00ed proti padouch\u016fm, i nizozemsk\u00e1 vl\u00e1da m\u00e1 opat\u0159en\u00ed proti pran\u00ed \u0161pinav\u00fdch pen\u011bz a dal\u0161\u00edm finan\u010dn\u00edm zlo\u010din\u016fm. To znamen\u00e1, \u017ee mo\u017en\u00e1 budete muset p\u0159edlo\u017eit dal\u0161\u00ed dokumenty, abyste prok\u00e1zali, \u017ee se nechyst\u00e1te k \u017e\u00e1dn\u00e9mu nez\u00e1konn\u00e9mu podnik\u00e1n\u00ed.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Orientace v t\u011bchto pr\u00e1vn\u00edch a regula\u010dn\u00edch aspektech se m\u016f\u017ee zd\u00e1t jako \u0159e\u0161en\u00ed r\u00e9busu, ale nezapome\u0148te, \u017ee v\u00e1s t\u00edmto procesem mohou prov\u00e9st profesion\u00e1lov\u00e9, jako jsou pr\u00e1vn\u00edci a realitn\u00ed makl\u00e9\u0159i.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Pochopen\u00ed pravidel v\u00e1m zajist\u00ed hladkou cestu ke spln\u011bn\u00ed va\u0161ich holandsk\u00fdch sn\u016f o vlastnictv\u00ed domu.<\/span><\/p>\n<p><b>Profesion\u00e1ln\u00ed rada:<\/b><span style=\"font-weight: 400;\"> Podepi\u0161te p\u0159edb\u011b\u017enou smlouvu.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">P\u0159edb\u011b\u017enou smlouvou o prodeji (koopakte)<\/span><span style=\"font-weight: 400;\"> mus\u00ed vypracovat pr\u00e1vn\u00edk a podepsat kupuj\u00edc\u00ed i prod\u00e1vaj\u00edc\u00ed. Jako kupuj\u00edc\u00ed se m\u016f\u017eete chr\u00e1nit podpisem kupn\u00ed smlouvy. Ta v\u00e1s ochr\u00e1n\u00ed, pokud se v\u011b\u0159itel rozhodne zam\u00edtnout \u017e\u00e1dost o hypot\u00e9ku, a umo\u017en\u00ed v\u00e1m odstoupit od prodeje bez sankc\u00ed.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Proto\u017ee koup\u011b domu nen\u00ed ka\u017edodenn\u00ed z\u00e1le\u017eitost\u00ed, m\u00e1 kupuj\u00edc\u00ed t\u0159\u00eddenn\u00ed lh\u016ftu na rozmy\u0161lenou, b\u011bhem n\u00ed\u017e m\u016f\u017ee od smlouvy bez ud\u00e1n\u00ed d\u016fvodu odstoupit. Po uplynut\u00ed t\u00e9to lh\u016fty se kupn\u00ed smlouva st\u00e1v\u00e1 pro ob\u011b strany z\u00e1vaznou. Po vy\u0159\u00edzen\u00ed hypot\u00e9ky je obvykle nutn\u00e9 slo\u017eit z\u00e1lohu ve v\u00fd\u0161i 10 % kupn\u00ed ceny. Pokud tyto \u00faspory nem\u00e1te, pom\u016f\u017ee v\u00e1m hypote\u010dn\u00ed poradce zajistit bankovn\u00ed z\u00e1ruku..<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Finan\u010dn\u00ed pl\u00e1nov\u00e1n\u00ed a mo\u017enosti hypot\u00e9k pro zahrani\u010dn\u00ed pracovn\u00edky v Nizozemsku<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Koup\u011b domu v Nizozemsku vy\u017eaduje pevn\u00e9 z\u00e1klady finan\u010dn\u00edho pl\u00e1nov\u00e1n\u00ed. Pod\u00edvejme se, jak zvl\u00e1dnout n\u00e1klady, prozkoumat mo\u017enosti hypot\u00e9ky a zajistit si pot\u0159ebn\u00e9 finan\u010dn\u00ed prost\u0159edky.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Porozum\u011bn\u00ed n\u00e1klad\u016fm a dan\u00edm<\/span><\/h3>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Kdy\u017e jste p\u0159ipraveni vstoupit do sv\u011bta holandsk\u00fdch nemovitost\u00ed, mus\u00edte si b\u00fdt v\u011bdomi finan\u010dn\u00edch aspekt\u016f. S koup\u00ed domu jsou spojeny r\u016fzn\u00e9 n\u00e1klady, nap\u0159:<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Kupn\u00ed cena: Kupn\u00ed cena: Skute\u010dn\u00e1 cena nemovitosti, kterou kupujete.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Da\u0148 z p\u0159evodu (neboli da\u0148 z p\u0159evodu nemovitosti): Jedn\u00e1 se o da\u0148, kterou plat\u00edte st\u00e1tu p\u0159i koupi nemovitosti. Jej\u00ed v\u00fd\u0161e se li\u0161\u00ed v z\u00e1vislosti na kupn\u00ed cen\u011b nemovitosti.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Not\u00e1\u0159sk\u00e9 poplatky: Budete pot\u0159ebovat not\u00e1\u0159e, aby vy\u0159\u00eddil pr\u00e1vn\u00ed aspekty p\u0159evodu nemovitosti na va\u0161e jm\u00e9no. Za sv\u00e9 slu\u017eby si \u00fa\u010dtuje poplatek.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Provize realitn\u00ed kancel\u00e1\u0159e: Pokud vyu\u017e\u00edv\u00e1te slu\u017eeb realitn\u00ed kancel\u00e1\u0159e nebo hypote\u010dn\u00edho poradce, obvykle si \u00fa\u010dtuj\u00ed poplatek, kter\u00fd je procentem z kupn\u00ed ceny.<\/span><\/li>\n<\/ul>\n<h3><span style=\"font-weight: 400;\">Zkoum\u00e1n\u00ed mo\u017enost\u00ed hypot\u00e9ky<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Pokud nem\u016f\u017eete zaplatit celou nemovitost p\u0159edem, nezoufejte &#8211; k tomu slou\u017e\u00ed hypot\u00e9ka.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Hypot\u00e9ka je n\u011bco jako \u00fav\u011br ur\u010den\u00fd speci\u00e1ln\u011b na koupi domu. Jako zahrani\u010dn\u00ed pracovn\u00edk najdete v Nizozemsku r\u016fzn\u00e9 mo\u017enosti hypot\u00e9k.<\/span><\/p>\n<p><picture><source srcset=\"https:\/\/robin.jobs\/cz\/wp-content\/webp-express\/webp-images\/doc-root\/wp-content\/uploads\/sites\/23\/2023\/12\/blog-16-image-3.jpg.webp 720w, https:\/\/robin.jobs\/cz\/wp-content\/webp-express\/webp-images\/doc-root\/wp-content\/uploads\/sites\/23\/2023\/12\/blog-16-image-3-300x192.jpg.webp 300w, https:\/\/robin.jobs\/cz\/wp-content\/webp-express\/webp-images\/doc-root\/wp-content\/uploads\/sites\/23\/2023\/12\/blog-16-image-3-697x446.jpg.webp 697w\" sizes=\"(max-width: 720px) 100vw, 720px\" type=\"image\/webp\"><img decoding=\"async\" class=\"alignnone size-full wp-image-1225442 webpexpress-processed\" src=\"https:\/\/robin.jobs\/cz\/wp-content\/uploads\/sites\/23\/2023\/12\/blog-16-image-3.jpg\" alt=\"\" width=\"720\" height=\"461\" srcset=\"https:\/\/robin.jobs\/cz\/wp-content\/uploads\/sites\/23\/2023\/12\/blog-16-image-3.jpg 720w, https:\/\/robin.jobs\/cz\/wp-content\/uploads\/sites\/23\/2023\/12\/blog-16-image-3-300x192.jpg 300w, https:\/\/robin.jobs\/cz\/wp-content\/uploads\/sites\/23\/2023\/12\/blog-16-image-3-697x446.jpg 697w\" sizes=\"(max-width: 720px) 100vw, 720px\"><\/picture><\/p>\n<p><a href=\"https:\/\/www.pexels.com\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Image Source<\/span><\/a><\/p>\n<p><span style=\"font-weight: 400;\">Tyto mo\u017enosti mohou m\u00edt r\u016fzn\u00e9 podm\u00ednky, \u00farokov\u00e9 sazby a spl\u00e1tkov\u00e9 pl\u00e1ny. Zkoum\u00e1n\u00ed a porovn\u00e1v\u00e1n\u00ed t\u011bchto mo\u017enost\u00ed v\u00e1m pom\u016f\u017ee naj\u00edt tu, kter\u00e1 vyhovuje va\u0161\u00ed finan\u010dn\u00ed situaci.<\/span><\/p>\n<h4><span style=\"font-weight: 400;\">Hypote\u010dn\u00ed poradci nab\u00edzej\u00edc\u00ed hypot\u00e9ky pro cizince<\/span><\/h4>\n<p><span style=\"font-weight: 400;\">\u0158ada expat\u016f, kte\u0159\u00ed cht\u011bj\u00ed koupit nemovitost v Nizozemsku, se \u010dasto obrac\u00ed na hypote\u010dn\u00ed poradce, aby jim pomohli v cel\u00e9m procesu.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Vedle \u0159ady dostupn\u00fdch nizozemsk\u00fdch poradc\u016f je v zemi pozoruhodn\u00e9 zastoupen\u00ed hypote\u010dn\u00edch poradc\u016f pro expaty.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">To se st\u00e1v\u00e1 obzvl\u00e1\u0161t\u011b v\u00fdhodn\u00e9, pokud neovl\u00e1d\u00e1te nizozem\u0161tinu nebo pokud jste na nizozemsk\u00e9m trhu s nemovitostmi nov\u00e1\u010dkem. Mezi makl\u00e9\u0159i p\u0159\u00e1telsk\u00fdmi k expat\u016fm v Nizozemsku stoj\u00ed za zm\u00ednku nap\u0159:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Expat Mortgages<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Independent Expat Finance<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Tak\u00e9 m\u016f\u017eete pou\u017e\u00edt <\/span><a href=\"https:\/\/www.abnamro.nl\/en\/personal\/mortgages\/calculating-your-maximum-mortgage.html\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">t\u00fato hypote\u010dn\u00ed kalkula\u010dku<\/span><\/a><span style=\"font-weight: 400;\"> a zkontrolovat si sazby nizozemsk\u00fdch hypot\u00e9k.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Tipy pro sestaven\u00ed rozpo\u010dtu a financov\u00e1n\u00ed<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Koup\u011b domu je velk\u00fdm krokem, a proto je spr\u00e1va financ\u00ed z\u00e1sadn\u00ed. Zde je n\u011bkolik tip\u016f, kter\u00e9 je t\u0159eba zv\u00e1\u017eit:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Vytvo\u0159te si rozpo\u010det<\/b><span style=\"font-weight: 400;\">: Zjist\u011bte, jak\u00e9 jsou va\u0161e m\u011bs\u00ed\u010dn\u00ed p\u0159\u00edjmy a v\u00fddaje. To v\u00e1m pom\u016f\u017ee pochopit, kolik si m\u016f\u017eete pohodln\u011b dovolit na spl\u00e1tku hypot\u00e9ky.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Akontace:<\/b><span style=\"font-weight: 400;\"> Obecn\u011b plat\u00ed, \u017ee budete muset p\u0159edem slo\u017eit z\u00e1lohu, kter\u00e1 p\u0159edstavuje ur\u010dit\u00e9 procento z ceny nemovitosti. Po\u010d\u00edtejte s t\u00edmto v\u00fddajem p\u0159edem.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Vybudujte si dobrou \u00fav\u011brovou historii: <\/b><span style=\"font-weight: 400;\">Dobr\u00e1 \u00fav\u011brov\u00e1 historie v\u00e1m pom\u016f\u017ee zajistit si v\u00fdhodn\u011bj\u0161\u00ed hypot\u00e9ku. Pla\u0165te \u00fa\u010dty v\u010das a zodpov\u011bdn\u011b spravujte sv\u00e9 dluhy.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Pora\u010fte se s finan\u010dn\u00edmi odborn\u00edky: <\/b><span style=\"font-weight: 400;\">Nebojte se po\u017e\u00e1dat o radu. Finan\u010dn\u00ed poradci a hypote\u010dn\u00ed makl\u00e9\u0159i v\u00e1m mohou poskytnout informace \u0161it\u00e9 na m\u00edru va\u0161\u00ed situaci.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Po\u010d\u00edtejte s dodate\u010dn\u00fdmi n\u00e1klady: <\/b><span style=\"font-weight: 400;\">Krom\u011b kupn\u00ed ceny zva\u017ete i dal\u0161\u00ed n\u00e1klady, jako je poji\u0161t\u011bn\u00ed domu, \u00fadr\u017eba a slu\u017eby.<\/span><\/li>\n<\/ul>\n<h2><span style=\"font-weight: 400;\">Navigace v n\u00e1kupn\u00edm procesu<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Gratulujeme! Dostali jste se do vzru\u0161uj\u00edc\u00edho procesu n\u00e1kupu. Zde je pr\u016fvodce krok za krokem:<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Postup krok za krokem<\/span><\/h3>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Lov na d\u016fm: <\/b><span style=\"font-weight: 400;\">To je jako hled\u00e1n\u00ed pokladu. Budete hledat nemovitosti, nav\u0161t\u011bvovat je a uvid\u00edte, kter\u00e1 v\u00e1m ukradne srdce.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Pod\u00e1n\u00ed nab\u00eddky: <\/b><span style=\"font-weight: 400;\">Jakmile najdete &#8222;tu pravou&#8220;, pod\u00e1te prod\u00e1vaj\u00edc\u00edmu nab\u00eddku. Mohou n\u00e1sledovat jedn\u00e1n\u00ed, dokud se oba nedohodnete na cen\u011b.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Seps\u00e1n\u00ed kupn\u00ed smlouvy: <\/b><span style=\"font-weight: 400;\">To je ta pr\u00e1vn\u00ed \u010d\u00e1st. Bude seps\u00e1na kupn\u00ed smlouva, ve kter\u00e9 budou podrobn\u011b pops\u00e1ny podm\u00ednky prodeje.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Jmenov\u00e1n\u00ed not\u00e1\u0159e: <\/b><span style=\"font-weight: 400;\">Budete pot\u0159ebovat not\u00e1\u0159e, aby vy\u0159\u00eddil ofici\u00e1ln\u00ed p\u0159evod vlastnictv\u00ed. Ob\u011b strany (vy i prod\u00e1vaj\u00edc\u00ed) se sejdou s not\u00e1\u0159em, aby podepsaly pot\u0159ebn\u00e9 dokumenty.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>P\u0159evod vlastnictv\u00ed: <\/b><span style=\"font-weight: 400;\">T\u00edmto okam\u017eikem se nemovitost ofici\u00e1ln\u011b st\u00e1v\u00e1 va\u0161\u00ed. Zaplat\u00edte prod\u00e1vaj\u00edc\u00edmu dohodnutou \u010d\u00e1stku a not\u00e1\u0159 nemovitost zaregistruje na va\u0161e jm\u00e9no.<\/span><\/li>\n<\/ol>\n<p><picture><source srcset=\"https:\/\/robin.jobs\/cz\/wp-content\/webp-express\/webp-images\/doc-root\/wp-content\/uploads\/sites\/23\/2023\/12\/blog-16-image-4.jpg.webp 720w, https:\/\/robin.jobs\/cz\/wp-content\/webp-express\/webp-images\/doc-root\/wp-content\/uploads\/sites\/23\/2023\/12\/blog-16-image-4-300x192.jpg.webp 300w, https:\/\/robin.jobs\/cz\/wp-content\/webp-express\/webp-images\/doc-root\/wp-content\/uploads\/sites\/23\/2023\/12\/blog-16-image-4-697x446.jpg.webp 697w\" sizes=\"(max-width: 720px) 100vw, 720px\" type=\"image\/webp\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-1225441 webpexpress-processed\" src=\"https:\/\/robin.jobs\/cz\/wp-content\/uploads\/sites\/23\/2023\/12\/blog-16-image-4.jpg\" alt=\"\" width=\"720\" height=\"461\" srcset=\"https:\/\/robin.jobs\/cz\/wp-content\/uploads\/sites\/23\/2023\/12\/blog-16-image-4.jpg 720w, https:\/\/robin.jobs\/cz\/wp-content\/uploads\/sites\/23\/2023\/12\/blog-16-image-4-300x192.jpg 300w, https:\/\/robin.jobs\/cz\/wp-content\/uploads\/sites\/23\/2023\/12\/blog-16-image-4-697x446.jpg 697w\" sizes=\"(max-width: 720px) 100vw, 720px\"><\/picture><\/p>\n<p><a href=\"https:\/\/www.pexels.com\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Image Source<\/span><\/a><\/p>\n<h3><span style=\"font-weight: 400;\">Syst\u00e9my pomoci<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Bohu\u017eel neexistuj\u00ed \u017e\u00e1dn\u00e9 specifick\u00e9 finan\u010dn\u00ed programy, kter\u00e9 by byly ur\u010deny pro z\u00e1jemce o prvn\u00ed bydlen\u00ed. To m\u016f\u017ee b\u00fdt pro ty, kte\u0159\u00ed pr\u00e1v\u011b za\u010d\u00ednaj\u00ed svou cestu k vlastnictv\u00ed domu, n\u00e1ro\u010dn\u00e9.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Od roku 2013 v\u0161ak nizozemsk\u00e1 vl\u00e1da zm\u00edrnila po\u017eadavky na hypot\u00e9ky, \u010d\u00edm\u017e zv\u00fd\u0161ila dostupnost pro ty, kte\u0159\u00ed se na nizozemsk\u00fd trh s nemovitostmi vyd\u00e1vaj\u00ed poprv\u00e9.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Tyto zm\u011bny se p\u0159ev\u00e1\u017en\u011b soust\u0159ed\u00ed na n\u00e1rodn\u00ed hypote\u010dn\u00ed z\u00e1ruku &#8211; zn\u00e1mou jako &#8222;<\/span><span style=\"font-weight: 400;\">Nationale Hypotheek Garantie<\/span><span style=\"font-weight: 400;\">&#8220; (NHG) &#8211; iniciativu, kter\u00e1 nab\u00edz\u00ed jistotu splacen\u00ed hypot\u00e9ky v p\u0159\u00edpad\u011b, \u017ee se dlu\u017en\u00edk setk\u00e1 s neo\u010dek\u00e1van\u00fdmi probl\u00e9my.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">V roce 2020 do\u0161lo ke sn\u00ed\u017een\u00ed pojistn\u00e9ho za N\u00e1rodn\u00ed hypote\u010dn\u00ed z\u00e1ruku (NHG) z 0,9 % na 0,7 %. To pro potenci\u00e1ln\u00ed kupuj\u00edc\u00ed znamen\u00e1 potenci\u00e1ln\u00ed \u00fasporu a\u017e 620 EUR.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Krom\u011b toho byla zv\u00fd\u0161ena maxim\u00e1ln\u00ed cena nemovitosti zp\u016fsobil\u00e9 pro kryt\u00ed NHG na 310 000 EUR a a\u017e na 328 600 EUR, pokud bydli\u0161t\u011b spl\u0148uje specifick\u00e1 krit\u00e9ria energetick\u00e9 \u00fa\u010dinnosti.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Due Diligence a inspekce nemovitost\u00ed<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Stejn\u011b jako byste prozkoumali ka\u017ed\u00e9 z\u00e1kout\u00ed nov\u00e9ho m\u00edsta, je d\u016fle\u017eit\u00e9 ud\u011blat tot\u00e9\u017e i s va\u0161\u00edm potenci\u00e1ln\u00edm nov\u00fdm domovem. Prove\u010fte d\u016fkladnou prov\u011brku, co\u017e znamen\u00e1 prozkoumat historii nemovitosti, zkontrolovat, zda nem\u00e1 n\u011bjak\u00e9 dluhy nebo probl\u00e9my, a ov\u011b\u0159it, zda jsou v po\u0159\u00e1dku v\u0161echna pot\u0159ebn\u00e1 povolen\u00ed.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Inspekce nemovitosti je jako zdravotn\u00ed prohl\u00eddka va\u0161eho budouc\u00edho domova. Profesion\u00e1ln\u00ed inspektor se zam\u011b\u0159\u00ed na struktur\u00e1ln\u00ed probl\u00e9my nebo probl\u00e9my s \u00fadr\u017ebou, kter\u00fdm je t\u0159eba v\u011bnovat pozornost. Tento krok zajist\u00ed, \u017ee se rozhodujete na z\u00e1klad\u011b informac\u00ed a m\u016f\u017eete v p\u0159\u00edpad\u011b pot\u0159eby jednat o oprav\u00e1ch.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Ve vzru\u0161uj\u00edc\u00edm v\u00edru kupn\u00edho procesu nezapome\u0148te nesp\u011bchat, kl\u00e1st ot\u00e1zky a op\u0159\u00edt se o odborn\u00e9 znalosti profesion\u00e1l\u016f.<\/span><\/p>\n<p><span style=\"font-weight: 400;\"> <picture><source srcset=\"https:\/\/robin.jobs\/cz\/wp-content\/webp-express\/webp-images\/doc-root\/wp-content\/uploads\/sites\/23\/2023\/12\/blog-16-image-5.jpg.webp 720w, https:\/\/robin.jobs\/cz\/wp-content\/webp-express\/webp-images\/doc-root\/wp-content\/uploads\/sites\/23\/2023\/12\/blog-16-image-5-300x192.jpg.webp 300w, https:\/\/robin.jobs\/cz\/wp-content\/webp-express\/webp-images\/doc-root\/wp-content\/uploads\/sites\/23\/2023\/12\/blog-16-image-5-697x446.jpg.webp 697w\" sizes=\"(max-width: 720px) 100vw, 720px\" type=\"image\/webp\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-1225445 webpexpress-processed\" src=\"https:\/\/robin.jobs\/cz\/wp-content\/uploads\/sites\/23\/2023\/12\/blog-16-image-5.jpg\" alt=\"\" width=\"720\" height=\"461\" srcset=\"https:\/\/robin.jobs\/cz\/wp-content\/uploads\/sites\/23\/2023\/12\/blog-16-image-5.jpg 720w, https:\/\/robin.jobs\/cz\/wp-content\/uploads\/sites\/23\/2023\/12\/blog-16-image-5-300x192.jpg 300w, https:\/\/robin.jobs\/cz\/wp-content\/uploads\/sites\/23\/2023\/12\/blog-16-image-5-697x446.jpg 697w\" sizes=\"(max-width: 720px) 100vw, 720px\"><\/picture><\/span><\/p>\n<p><a href=\"https:\/\/www.pexels.com\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Image Source<\/span><\/a><\/p>\n<h2><span style=\"font-weight: 400;\">M\u011bli byste si v Nizozemsku koupit nebo pronajmout nemovitost?<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">P\u0159esto\u017ee koup\u011b domu v Nizozemsku m\u016f\u017ee b\u00fdt spojena s vysok\u00fdmi n\u00e1klady, z dlouhodob\u00e9ho hlediska je to obecn\u011b moudr\u00e9 finan\u010dn\u00ed rozhodnut\u00ed. Navzdory p\u0159eva\u017euj\u00edc\u00edmu pron\u00e1jmu jsou nizozemsk\u00e9 ceny dom\u016f vysok\u00e9 a mohou kumulovat dal\u0161\u00ed v\u00fddaje.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Majitel\u00e9 dom\u016f mohou vyu\u017e\u00edvat da\u0148ov\u00fdch v\u00fdhod, kter\u00e9 vedou k ni\u017e\u0161\u00edm n\u00e1klad\u016fm na hypot\u00e9ku ve srovn\u00e1n\u00ed s pron\u00e1jmem. To je obzvl\u00e1\u0161t\u011b patrn\u00e9, proto\u017ee sazby n\u00e1jemn\u00e9ho maj\u00ed tendenci se ka\u017edoro\u010dn\u011b zvy\u0161ovat. Je v\u0161ak d\u016fle\u017eit\u00e9 zhodnotit trh v ka\u017ed\u00e9 konkr\u00e9tn\u00ed oblasti a ur\u010dit, zda je v t\u00e9to dob\u011b rozumn\u00e9 prov\u00e9st n\u00e1kup.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Pron\u00e1jem m\u00e1 tak\u00e9 sv\u00e9 v\u00fdhody. Pokud pl\u00e1nujete \u010dast\u00e9 st\u011bhov\u00e1n\u00ed nebo <\/span><a href=\"https:\/\/robin.jobs\/work-abroad\/short-term-work-abroad\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">kr\u00e1tkodobou pr\u00e1ci v Nizozemsku<\/span><\/a><span style=\"font-weight: 400;\">, pron\u00e1jem poskytuje v\u011bt\u0161\u00ed flexibilitu. M\u00e1te tak\u00e9 m\u00e9n\u011b povinnost\u00ed, pokud jde o n\u00e1klady na \u00fadr\u017ebu, a nemus\u00edte se tolik ob\u00e1vat po\u010d\u00e1te\u010dn\u00edch n\u00e1klad\u016f.<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Z\u00e1v\u011bre\u010dn\u00e1 slova<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Pro zahrani\u010dn\u00ed pracovn\u00edky je koup\u011b bydlen\u00ed v Nizozemsku v\u00fdznamn\u00fdm rozhodnut\u00edm v souvislosti s p\u0159eshrani\u010dn\u00edm p\u0159echodem. A\u010dkoli m\u016f\u017ee b\u00fdt tento proces slo\u017eit\u00fd, poskytuje p\u0159\u00edle\u017eitost ke stabilit\u011b, pocitu soun\u00e1le\u017eitosti s komunitou a hodnotn\u00e9 investici do budoucna.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Na za\u010d\u00e1tku cesty za usazen\u00edm v nov\u00e9m nizozemsk\u00e9m domov\u011b je d\u016fle\u017eit\u00e9 zv\u00e1\u017eit finan\u010dn\u00ed detaily a stav trhu. Douf\u00e1me, \u017ee v\u00e1m tento pr\u016fvodce poskytne u\u017eite\u010dn\u00e9 informace, kter\u00e9 v\u00e1m umo\u017en\u00ed dos\u00e1hnout \u00fasp\u011bchu a spokojenosti ve va\u0161em nov\u00e9m \u017eivot\u011b!<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Jste p\u0159ipraveni ud\u011blat dal\u0161\u00ed krok ke spokojen\u00e9mu \u017eivotu v Nizozemsku? <\/span><a href=\"https:\/\/robin.jobs\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Zaregistrujte se na na\u0161ich webov\u00fdch str\u00e1nk\u00e1ch je\u0161t\u011b dnes<\/span><\/a><span style=\"font-weight: 400;\"> a otev\u0159ete si dve\u0159e k nov\u00fdm p\u0159\u00edle\u017eitostem!<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Ka\u017ed\u00fd zahrani\u010dn\u00ed pracovn\u00edk, kter\u00fd se hodl\u00e1 usadit v zahrani\u010d\u00ed, si jednou polo\u017e\u00ed ot\u00e1zku: M\u00e1m p\u0159estat platit n\u00e1jem a koupit si d\u016fm? Nen\u00ed to snadn\u00e9 rozhodnut\u00ed, proto\u017ee do hry vstupuje mnoho faktor\u016f, od konkuren\u010dn\u00edho trhu a\u017e po pr\u00e1vn\u00ed aspekty. Tento \u010dl\u00e1nek v\u00e1s v\u0161ak provede n\u00e1kupem nemovitosti v Nizozemsku a pod\u011bl\u00ed se s v\u00e1mi o v\u0161e, co&#8230;<\/p>\n","protected":false},"author":25,"featured_media":1201615,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1225440","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"acf":[],"_links":{"self":[{"href":"https:\/\/robin.jobs\/cz\/wp-json\/wp\/v2\/posts\/1225440","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/robin.jobs\/cz\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/robin.jobs\/cz\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/robin.jobs\/cz\/wp-json\/wp\/v2\/users\/25"}],"replies":[{"embeddable":true,"href":"https:\/\/robin.jobs\/cz\/wp-json\/wp\/v2\/comments?post=1225440"}],"version-history":[{"count":3,"href":"https:\/\/robin.jobs\/cz\/wp-json\/wp\/v2\/posts\/1225440\/revisions"}],"predecessor-version":[{"id":1257150,"href":"https:\/\/robin.jobs\/cz\/wp-json\/wp\/v2\/posts\/1225440\/revisions\/1257150"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/robin.jobs\/cz\/wp-json\/wp\/v2\/media\/1201615"}],"wp:attachment":[{"href":"https:\/\/robin.jobs\/cz\/wp-json\/wp\/v2\/media?parent=1225440"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/robin.jobs\/cz\/wp-json\/wp\/v2\/categories?post=1225440"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/robin.jobs\/cz\/wp-json\/wp\/v2\/tags?post=1225440"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}