{"id":1225208,"date":"2023-10-20T13:01:43","date_gmt":"2023-10-20T11:01:43","guid":{"rendered":"https:\/\/robin.jobs\/cz\/?p=1225208"},"modified":"2024-12-04T19:48:37","modified_gmt":"2024-12-04T18:48:37","slug":"bez-nizozemskeho-identifikacniho-cisla-bsn-nemuzete-pracovat-platit-dane-ani-ziskat-zdravotni-pojisteni","status":"publish","type":"post","link":"https:\/\/robin.jobs\/cz\/bez-nizozemskeho-identifikacniho-cisla-bsn-nemuzete-pracovat-platit-dane-ani-ziskat-zdravotni-pojisteni","title":{"rendered":"Bez nizozemsk\u00e9ho identifika\u010dn\u00edho \u010d\u00edsla (BSN) nem\u016f\u017eete pracovat, platit dan\u011b ani z\u00edskat zdravotn\u00ed poji\u0161t\u011bn\u00ed."},"content":{"rendered":"<p><span style=\"font-weight: 400;\">BSN je holandsk\u00e9 identifika\u010dn\u00ed \u010d\u00edslo, kter\u00e9 v\u00e1m umo\u017e\u0148uje pracovat, platit dan\u011b a z\u00edskat zdravotn\u00ed poji\u0161t\u011bn\u00ed v Nizozemsku. To je jedna z prvn\u00edch v\u011bc\u00ed, kterou pot\u0159ebujete z\u00edskat po p\u0159\u00edjezdu do zem\u011b.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Holandsk\u00e9 identifika\u010dn\u00ed \u010d\u00edslo je tak\u00e9 zn\u00e1m\u00e9 jako Burgerservicenummer nebo Sofi Number a abyste ho z\u00edskali, mus\u00edte se zaregistrovat u <\/span><a href=\"https:\/\/www.belastingdienst.nl\/wps\/wcm\/connect\/nl\/home\/home\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Holandsk\u00e9 da\u0148ov\u00e9 spr\u00e1vy <\/span><\/a><span style=\"font-weight: 400;\">(Belastingdienst).<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Nemus\u00edte se ob\u00e1vat, proces je jednoduch\u00fd. Pov\u00eddejme si o tom podrobn\u011bji, jak platba dan\u00ed funguje pro zahrani\u010dn\u00ed pracovn\u00edky a jak m\u016f\u017eete z\u00edskat holandsk\u00e9 zdravotn\u00ed poji\u0161t\u011bn\u00ed.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Jak\u00e9 je nizozemsk\u00e9 identifika\u010dn\u00ed \u010d\u00edslo?<\/span><\/h3>\n<p><picture><source srcset=\"https:\/\/robin.jobs\/cz\/wp-content\/webp-express\/webp-images\/doc-root\/wp-content\/uploads\/sites\/23\/2023\/10\/blog-12-image-1.jpg.webp 512w, https:\/\/robin.jobs\/cz\/wp-content\/webp-express\/webp-images\/doc-root\/wp-content\/uploads\/sites\/23\/2023\/10\/blog-12-image-1-300x169.jpg.webp 300w\" sizes=\"(max-width: 512px) 100vw, 512px\" type=\"image\/webp\"><img fetchpriority=\"high\" decoding=\"async\" class=\"alignnone size-full wp-image-1225211 webpexpress-processed\" src=\"https:\/\/robin.jobs\/cz\/wp-content\/uploads\/sites\/23\/2023\/10\/blog-12-image-1.jpg\" alt=\"\" width=\"512\" height=\"288\" srcset=\"https:\/\/robin.jobs\/cz\/wp-content\/uploads\/sites\/23\/2023\/10\/blog-12-image-1.jpg 512w, https:\/\/robin.jobs\/cz\/wp-content\/uploads\/sites\/23\/2023\/10\/blog-12-image-1-300x169.jpg 300w\" sizes=\"(max-width: 512px) 100vw, 512px\"><\/picture><\/p>\n<p><span style=\"font-weight: 400;\">Holandsk\u00e9 identifika\u010dn\u00ed \u010d\u00edslo (BSN) je to, co ka\u017ed\u00fd zahrani\u010dn\u00ed pracovn\u00edk pot\u0159ebuje k tomu, aby mohl leg\u00e1ln\u011b pracovat v zemi. D\u00e1le v\u00e1m umo\u017e\u0148uje platit dan\u011b, z\u00edsk\u00e1vat p\u0159\u00edpadn\u00e9 vr\u00e1cen\u00ed pen\u011bz a vypo\u010d\u00edt\u00e1vat soci\u00e1ln\u00ed poji\u0161t\u011bn\u00ed souvisej\u00edc\u00ed s prac\u00ed. S t\u00edmto \u010d\u00edslem si nem\u016f\u017eete otev\u0159\u00edt bankovn\u00ed \u00fa\u010det ve v\u0161ech bank\u00e1ch v Nizozemsku, zat\u00edmco n\u011bkter\u00e9 v\u00e1m to umo\u017en\u00ed a budou p\u0159ij\u00edmat platby. I tak ale budete toto \u010d\u00edslo pot\u0159ebovat a nejlep\u0161\u00ed je z\u00edskat ho hned, jak se p\u0159est\u011bhujete.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Charakteristiky holandsk\u00e9ho identifika\u010dn\u00edho \u010d\u00edsla (BSN)<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Toto \u010d\u00edslo je \u010d\u00edslo na cel\u00fd \u017eivot. Pro ob\u010dany Kr\u00e1lovstv\u00ed Nizozem\u00ed je <\/span><b>holandsk\u00e9 identifika\u010dn\u00ed \u010d\u00edslo<\/b><span style=\"font-weight: 400;\"> v\u017edy uvedeno na \u0159idi\u010dsk\u00e9m pr\u016fkazu a na ob\u010dansk\u00e9m pr\u016fkazu nebo pasu.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Proto\u017ee Nizozemsko nen\u00ed va\u0161\u00ed domovskou zem\u00ed, ale poch\u00e1z\u00edte z Evropsk\u00e9 unie, obdr\u017e\u00edte samostatn\u00fd dokument s t\u00edmto \u010d\u00edslem. Pot\u00e9 budete m\u00edt p\u0159\u00edstup k ur\u010dit\u00fdm slu\u017eb\u00e1m, stejn\u011b jako jak\u00fdkoli holandsk\u00fd ob\u010dan.<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Jak z\u00edsk\u00e1m holandsk\u00e9 identifika\u010dn\u00ed \u010d\u00edslo?<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Pokud najdete pr\u00e1ci prost\u0159ednictv\u00edm Robin, nemus\u00edte se ni\u010deho ob\u00e1vat, proto\u017ee zam\u011bstnavatelsk\u00e1 spole\u010dnost v Nizozemsku se postar\u00e1 o v\u00e1\u0161 nizozemsk\u00fd identifika\u010dn\u00ed \u010d\u00edslo (BSN). Sta\u010d\u00ed m\u00edt s sebou platn\u00fd doklad toto\u017enosti (bu\u010f pas nebo ob\u010dansk\u00fd pr\u016fkaz). Zaregistruj\u00ed va\u0161i adresu bydli\u0161t\u011b a vydaj\u00ed v\u00e1m nizozemsk\u00e9 identifika\u010dn\u00ed \u010d\u00edslo.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Jeliko\u017e poch\u00e1z\u00edte z Evropsk\u00e9 unie, nepot\u0159ebujete povolen\u00ed k pobytu, co\u017e je vy\u017eadov\u00e1no pouze pro osoby mimo EU a EHP. Doba, za kterou obdr\u017e\u00edte sv\u00e9 nizozemsk\u00e9 identifika\u010dn\u00ed \u010d\u00edslo, m\u016f\u017ee b\u00fdt r\u016fzn\u00e1; m\u016f\u017ee b\u00fdt vydan\u00e9 t\u00fd\u017e den, nebo se m\u016f\u017ee st\u00e1t, \u017ee budete muset po\u010dkat n\u011bkolik dn\u00ed nebo t\u00fddn\u016f.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">I kdy\u017e je\u0161t\u011b nem\u00e1te sv\u00e9 nizozemsk\u00e9 identifika\u010dn\u00ed \u010d\u00edslo, je mo\u017en\u00e9 za\u010d\u00edt pracovat. Nicm\u00e9n\u011b b\u011bhem t\u00e9to doby m\u016f\u017ee b\u00fdt uplatn\u011bna m\u00edrn\u011b vy\u0161\u0161\u00ed sazba dan\u011b. Nem\u011bjte obavy, m\u016f\u017eete si n\u00e1rok na <\/span><a href=\"https:\/\/www.government.nl\/topics\/income-tax\/filing-a-tax-return\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">da\u0148ov\u00fd refund<\/span><\/a><span style=\"font-weight: 400;\"> v n\u00e1sleduj\u00edc\u00edm roce, nebo\u0165 tato situace nebyla zp\u016fsobena \u017e\u00e1dnou chybou z va\u0161\u00ed strany, a z\u00edsk\u00e1te zp\u011bt p\u0159eplat\u011bnou \u010d\u00e1stku.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Cestujete sami do Nizozemska<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Pokud se chyst\u00e1te do Nizozemska sami, budete muset po\u017e\u00e1dat o \u010d\u00edslo Sofi na nejbli\u017e\u0161\u00ed pobo\u010dce Da\u0148ov\u00e9 spr\u00e1vy. Budete muset p\u0159edlo\u017eit doklad toto\u017enosti a uv\u00e9st svou adresu trval\u00e9ho pobytu. Op\u011bt plat\u00ed, \u017ee pro ob\u010dany EU nen\u00ed pot\u0159ebn\u00fd povolen\u00ed k pobytu, zat\u00edmco v\u0161ichni ostatn\u00ed ho pot\u0159ebuj\u00ed z\u00edskat.<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Dan\u011b v Nizozem\u00ed<\/span><\/h2>\n<p><picture><source srcset=\"https:\/\/robin.jobs\/cz\/wp-content\/webp-express\/webp-images\/doc-root\/wp-content\/uploads\/sites\/23\/2023\/10\/blog-12-image-3.jpg.webp 720w, https:\/\/robin.jobs\/cz\/wp-content\/webp-express\/webp-images\/doc-root\/wp-content\/uploads\/sites\/23\/2023\/10\/blog-12-image-3-300x192.jpg.webp 300w, https:\/\/robin.jobs\/cz\/wp-content\/webp-express\/webp-images\/doc-root\/wp-content\/uploads\/sites\/23\/2023\/10\/blog-12-image-3-697x446.jpg.webp 697w\" sizes=\"(max-width: 720px) 100vw, 720px\" type=\"image\/webp\"><img decoding=\"async\" class=\"alignnone size-full wp-image-1225209 webpexpress-processed\" src=\"https:\/\/robin.jobs\/cz\/wp-content\/uploads\/sites\/23\/2023\/10\/blog-12-image-3.jpg\" alt=\"\" width=\"720\" height=\"461\" srcset=\"https:\/\/robin.jobs\/cz\/wp-content\/uploads\/sites\/23\/2023\/10\/blog-12-image-3.jpg 720w, https:\/\/robin.jobs\/cz\/wp-content\/uploads\/sites\/23\/2023\/10\/blog-12-image-3-300x192.jpg 300w, https:\/\/robin.jobs\/cz\/wp-content\/uploads\/sites\/23\/2023\/10\/blog-12-image-3-697x446.jpg 697w\" sizes=\"(max-width: 720px) 100vw, 720px\"><\/picture><\/p>\n<p><span style=\"font-weight: 400;\">Zmi\u0148ovali jsme, \u017ee budete muset platit dan\u011b, a k tomu budete pot\u0159ebovat nizozemsk\u00e9 identifika\u010dn\u00ed \u010d\u00edslo. Pokud najdete pr\u00e1ci prost\u0159ednictv\u00edm Robin, nebudete muset nic pod\u00e1vat na Da\u0148ov\u00e9 spr\u00e1v\u011b v Nizozemsku. Zam\u011bstnaneck\u00e1 agentura, se kterou <\/span><a href=\"https:\/\/robin.jobs\/everything-you-need-to-know-about-recruitment-agencies-in-the-netherlands\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">uzav\u0159ete smlouvu<\/span><\/a><span style=\"font-weight: 400;\">, bude z va\u0161\u00ed mzdy ode\u010d\u00edtat dan\u011b a za v\u00e1s je platit.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Z\u00e1kladn\u00ed informace o nizozemsk\u00e9m da\u0148ov\u00e9m syst\u00e9mu<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">V Nizozemsku plat\u00ed progresivn\u00ed da\u0148ov\u00fd syst\u00e9m: \u010d\u00edm v\u00edce vyd\u011bl\u00e1te, t\u00edm v\u00edce dan\u00ed zaplat\u00edte. Maxim\u00e1ln\u00ed \u010d\u00e1stka dan\u00ed, kterou m\u016f\u017ee vl\u00e1da strhnout z va\u0161\u00ed mzdy, je 52 %, ale mus\u00edte vyd\u011bl\u00e1vat alespo\u0148 57 000 eur ro\u010dn\u011b.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">M\u016f\u017eete o\u010dek\u00e1vat, \u017ee bude zdan\u011bno zhruba 34\u201340 % va\u0161ich ro\u010dn\u00edch p\u0159\u00edjm\u016f. Nizozemsk\u00e9 dan\u011b pat\u0159\u00ed mezi nejvy\u0161\u0161\u00ed na sv\u011bt\u011b. P\u0159ekon\u00e1vaj\u00ed je pouze sazby dan\u00ed v Belgii, D\u00e1nsku, Francii, Portugalsku a \u0160v\u00e9dsku.<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Nizozemsk\u00e9 zdravotn\u00ed poji\u0161t\u011bn\u00ed<\/span><\/h2>\n<p><picture><source srcset=\"https:\/\/robin.jobs\/cz\/wp-content\/webp-express\/webp-images\/doc-root\/wp-content\/uploads\/sites\/23\/2023\/10\/blog-12-image-2.jpg.webp 720w, https:\/\/robin.jobs\/cz\/wp-content\/webp-express\/webp-images\/doc-root\/wp-content\/uploads\/sites\/23\/2023\/10\/blog-12-image-2-300x192.jpg.webp 300w, https:\/\/robin.jobs\/cz\/wp-content\/webp-express\/webp-images\/doc-root\/wp-content\/uploads\/sites\/23\/2023\/10\/blog-12-image-2-697x446.jpg.webp 697w\" sizes=\"(max-width: 720px) 100vw, 720px\" type=\"image\/webp\"><img decoding=\"async\" class=\"alignnone size-full wp-image-1225210 webpexpress-processed\" src=\"https:\/\/robin.jobs\/cz\/wp-content\/uploads\/sites\/23\/2023\/10\/blog-12-image-2.jpg\" alt=\"\" width=\"720\" height=\"461\" srcset=\"https:\/\/robin.jobs\/cz\/wp-content\/uploads\/sites\/23\/2023\/10\/blog-12-image-2.jpg 720w, https:\/\/robin.jobs\/cz\/wp-content\/uploads\/sites\/23\/2023\/10\/blog-12-image-2-300x192.jpg 300w, https:\/\/robin.jobs\/cz\/wp-content\/uploads\/sites\/23\/2023\/10\/blog-12-image-2-697x446.jpg 697w\" sizes=\"(max-width: 720px) 100vw, 720px\"><\/picture><\/p>\n<p><span style=\"font-weight: 400;\">Zdravotn\u00ed poji\u0161t\u011bn\u00ed je jednou z nejd\u016fle\u017eit\u011bj\u0161\u00edch v\u011bc\u00ed, o kterou se mus\u00edte postarat. Nem\u00edt zdravotn\u00ed poji\u0161t\u011bn\u00ed m\u016f\u017ee zp\u016fsobit, \u017ee n\u00e1v\u0161t\u011bvy u l\u00e9ka\u0159e budou velmi drah\u00e9.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">D\u00edky nizozemsk\u00e9mu zdravotn\u00edmu poji\u0161t\u011bn\u00ed z\u00edsk\u00e1te p\u0159\u00edstup k r\u016fzn\u00fdm zdravotn\u00edm slu\u017eb\u00e1m, sn\u00ed\u017e\u00edte sv\u00e9 l\u00e9ka\u0159sk\u00e9 n\u00e1klady a dostanete spr\u00e1vnou l\u00e9\u010dbu.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Bez ohledu na to, jak jste dovedn\u00ed, pracovn\u00ed \u00farazy se st\u00e1vaj\u00ed, a v\u017edy existuje \u0161ance na onemocn\u011bn\u00ed. Proto pot\u0159ebujete odpov\u00eddaj\u00edc\u00ed zdravotn\u00ed kryt\u00ed.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Nizozemsk\u00e9 zdravotn\u00ed poji\u0161t\u011bn\u00ed je jedn\u00edm z nejlep\u0161\u00edch v Evrop\u011b a jejich zdravotnick\u00fd syst\u00e9m je bezkonkuren\u010dn\u00ed. Pod\u00edvejme se podrobn\u011bji na l\u00e9ka\u0159sk\u00e9 slu\u017eby nab\u00edzen\u00e9 zahrani\u010dn\u00edm pracovn\u00edk\u016fm a na to, jak to v\u0161echno vypad\u00e1, a\u017e doraz\u00edte do Nizozemska.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">P\u0159ineste si svou EHIC nebo PRC<\/span><\/h3>\n<p><picture><source srcset=\"https:\/\/robin.jobs\/cz\/wp-content\/webp-express\/webp-images\/doc-root\/wp-content\/uploads\/sites\/23\/2023\/10\/blog-12-image-4.png.webp 512w, https:\/\/robin.jobs\/cz\/wp-content\/webp-express\/webp-images\/doc-root\/wp-content\/uploads\/sites\/23\/2023\/10\/blog-12-image-4-300x157.png.webp 300w\" sizes=\"(max-width: 512px) 100vw, 512px\" type=\"image\/webp\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-1225213 webpexpress-processed\" src=\"https:\/\/robin.jobs\/cz\/wp-content\/uploads\/sites\/23\/2023\/10\/blog-12-image-4.png\" alt=\"\" width=\"512\" height=\"268\" srcset=\"https:\/\/robin.jobs\/cz\/wp-content\/uploads\/sites\/23\/2023\/10\/blog-12-image-4.png 512w, https:\/\/robin.jobs\/cz\/wp-content\/uploads\/sites\/23\/2023\/10\/blog-12-image-4-300x157.png 300w\" sizes=\"(max-width: 512px) 100vw, 512px\"><\/picture><\/p>\n<p><span style=\"font-weight: 400;\">Pro v\u0161echny pracovn\u00edky z EU nebo EHP je mo\u017en\u00e9 p\u0159in\u00e9st si svou Evropskou kartu zdravotn\u00edho poji\u0161t\u011bn\u00ed (EHIC) nebo Prozat\u00edmn\u00ed n\u00e1hradn\u00ed osv\u011bd\u010den\u00ed (PRC) ze sv\u00e9 zem\u011b. Pokud z\u016fstanete nejd\u00e9le \u010dty\u0159i m\u011bs\u00edce, nebudete pot\u0159ebovat sjedn\u00e1vat zdravotn\u00ed poji\u0161t\u011bn\u00ed.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Tato karta v\u00e1m umo\u017en\u00ed vyu\u017e\u00edvat zdravotnick\u00fd syst\u00e9m v Nizozemsku za stejn\u00fdch podm\u00ednek jako nizozem\u0161t\u00ed ob\u010dan\u00e9. Karta pokr\u00fdv\u00e1 l\u00e9ka\u0159skou p\u00e9\u010di, kter\u00e1 je b\u011bhem va\u0161eho pobytu pot\u0159ebn\u00e1. Jedin\u00ed lid\u00e9, kte\u0159\u00ed si nemus\u00ed sjednat nizozemsk\u00e9 zdravotn\u00ed poji\u0161t\u011bn\u00ed, jsou ti, kte\u0159\u00ed pracuj\u00ed pro evropskou instituci, proto\u017ee jsou kryti Spole\u010dn\u00fdm poji\u0161t\u011bn\u00edm proti nemoci, pokud nep\u0159ev\u00e1d\u011bj\u00ed pr\u00e1ci pro nizozemskou spole\u010dnost.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Ve\u0159ejn\u00e9 a st\u00e1tn\u00ed zdravotn\u00ed poji\u0161t\u011bn\u00ed<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">P\u0159edt\u00edm ne\u017e budeme pokra\u010dovat k tomu, jak\u00e9 zdravotn\u00ed poji\u0161t\u011bn\u00ed budete pot\u0159ebovat, mus\u00edme vysv\u011btlit, jak funguje nizozemsk\u00fd syst\u00e9m zdravotn\u00edho poji\u0161t\u011bn\u00ed. Kombinuj\u00ed ve\u0159ejnou a soukromou zdravotn\u00ed p\u00e9\u010di, aby poskytli nejlep\u0161\u00ed mo\u017en\u00e9 zdravotn\u00ed poji\u0161t\u011bn\u00ed nejen pro obyvatele Nizozemska, ale tak\u00e9 pro zahrani\u010dn\u00ed studenty a ostatn\u00ed lidi, kte\u0159\u00ed pracuj\u00ed do\u010dasn\u011b v Nizozemsku.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Budete pot\u0159ebovat ve\u0159ejn\u00e9 zdravotn\u00ed poji\u0161t\u011bn\u00ed, kter\u00e9 je standardizov\u00e1no ka\u017edou poji\u0161\u0165ovnou. Soukrom\u00e9 zdravotn\u00ed poji\u0161t\u011bn\u00ed nab\u00edz\u00ed n\u011bkter\u00e9 dodate\u010dn\u00e9 v\u00fdhody, a ka\u017ed\u00e1 pojistn\u00e1 smlouva se li\u0161\u00ed od jedn\u00e9 poji\u0161\u0165ovny k druh\u00e9.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Nejprve si tedy zrekapitulujme, co budete pot\u0159ebovat:<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Povinn\u00e9 nizozemsk\u00e9 zdravotn\u00ed poji\u0161t\u011bn\u00ed pro zahrani\u010dn\u00ed pracovn\u00edky<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Proto\u017ee p\u0159ich\u00e1z\u00edte skrze Robin pracovat a z\u016fstat alespo\u0148 \u0161est m\u011bs\u00edc\u016f (pokud v\u0161e prob\u00edh\u00e1 podle pl\u00e1nu), pot\u0159ebujete povinn\u00e9 zdravotn\u00ed poji\u0161t\u011bn\u00ed.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Z\u00edsk\u00e1n\u00ed nizozemsk\u00e9ho zdravotn\u00edho poji\u0161t\u011bn\u00ed by nem\u011blo b\u00fdt slo\u017eit\u00e9. Pot\u0159ebujete naj\u00edt poskytovatele zdravotn\u00edho poji\u0161t\u011bn\u00ed, kter\u00fd v\u00e1m prod\u00e1 z\u00e1kladn\u00ed bal\u00ed\u010dek, kter\u00fd je sou\u010d\u00e1st\u00ed ve\u0159ejn\u00e9ho zdravotn\u00edho syst\u00e9mu. Poji\u0161t\u011bn\u00ed pro expaty funguje stejn\u00fdm zp\u016fsobem.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">S povinn\u00fdm zdravotn\u00edm poji\u0161t\u011bn\u00edm m\u00e1te krytou svou l\u00e9ka\u0159skou p\u00e9\u010di a l\u00e9ka\u0159sk\u00e9 n\u00e1klady, stejn\u011b jako v\u0161echny va\u0161e zdravotn\u00ed pot\u0159eby.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Z\u00e1kladn\u00ed zdravotn\u00ed poji\u0161t\u011bn\u00ed v\u00e1s bude st\u00e1t zhruba 100 eur m\u011bs\u00ed\u010dn\u011b a pokr\u00fdv\u00e1:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">N\u00e1v\u0161t\u011bvy u l\u00e9ka\u0159e (huisarts)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Pobyt v nemocnici<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Operace a pohotovostn\u00ed l\u00e9\u010dbu (ziekenhuis)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Slu\u017eby sanitky a p\u0159eprava pacienta (ambulancevervoer)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">P\u0159edepsan\u00e9 l\u00e9ky (medicijnen)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Krevn\u00ed testy (bloedonderzoek)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Zuba\u0159sk\u00e1 p\u00e9\u010de pro d\u011bti do 18 let (tandarts)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Omezen\u00e1 zuba\u0159sk\u00e1 p\u00e9\u010de pro dosp\u011bl\u00e9 nad 18 let, omezen\u00e1 na chirurgick\u00e9 z\u00e1kroky a zubn\u00ed rentgenov\u00e9 sn\u00edmky<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">P\u00e9\u010di o du\u0161evn\u00ed zdrav\u00ed (geestelijke gezondheidszorg)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">N\u00e1v\u0161t\u011bvy u l\u00e9ka\u0159sk\u00fdch specialist\u016f, jako jsou dermatologov\u00e9, alergologov\u00e9 nebo internist\u00e9<\/span><\/li>\n<\/ul>\n<h4><span style=\"font-weight: 400;\">Jak si vybrat nejlep\u0161\u00ed nizozemsk\u00e9 zdravotn\u00ed poji\u0161t\u011bn\u00ed<\/span><\/h4>\n<p><span style=\"font-weight: 400;\">Je v podstat\u011b jedno, kde z\u00edsk\u00e1te z\u00e1kladn\u00ed bal\u00ed\u010dek nebo z\u00e1kladn\u00ed zdravotn\u00ed poji\u0161t\u011bn\u00ed (Basisverzekering). Je to povinn\u00e9 poji\u0161t\u011bn\u00ed, kter\u00e9 poskytuje kryt\u00ed pro standardn\u00ed l\u00e9ka\u0159skou p\u00e9\u010di. Jak jsme ji\u017e zm\u00ednili, nejprve pot\u0159ebujete z\u00edskat sv\u00e9 nizozemsk\u00e9 identifika\u010dn\u00ed \u010d\u00edslo (BSN), ne\u017e budete moci \u017e\u00e1dat o toto zdravotn\u00ed poji\u0161t\u011bn\u00ed.<\/span><\/p>\n<h4><span style=\"font-weight: 400;\">Nizozemsk\u00e9 a mezin\u00e1rodn\u00ed zdravotn\u00ed poji\u0161\u0165ovny, kter\u00e9 m\u016f\u017eete kontaktovat<\/span><\/h4>\n<p><picture><source srcset=\"https:\/\/robin.jobs\/cz\/wp-content\/webp-express\/webp-images\/doc-root\/wp-content\/uploads\/sites\/23\/2023\/10\/blog-12-image-5.jpg.webp 512w, https:\/\/robin.jobs\/cz\/wp-content\/webp-express\/webp-images\/doc-root\/wp-content\/uploads\/sites\/23\/2023\/10\/blog-12-image-5-300x103.jpg.webp 300w\" sizes=\"(max-width: 512px) 100vw, 512px\" type=\"image\/webp\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-1225212 webpexpress-processed\" src=\"https:\/\/robin.jobs\/cz\/wp-content\/uploads\/sites\/23\/2023\/10\/blog-12-image-5.jpg\" alt=\"\" width=\"512\" height=\"175\" srcset=\"https:\/\/robin.jobs\/cz\/wp-content\/uploads\/sites\/23\/2023\/10\/blog-12-image-5.jpg 512w, https:\/\/robin.jobs\/cz\/wp-content\/uploads\/sites\/23\/2023\/10\/blog-12-image-5-300x103.jpg 300w\" sizes=\"(max-width: 512px) 100vw, 512px\"><\/picture><\/p>\n<p><span style=\"font-weight: 400;\">Nicm\u00e9n\u011b existuje mnoho poskytovatel\u016f, kte\u0159\u00ed nab\u00edzej\u00ed zdravotn\u00ed poji\u0161t\u011bn\u00ed a r\u016fzn\u00e9 soukrom\u00e9 zdravotn\u00ed pl\u00e1ny. Pokud si p\u0159ejete dal\u0161\u00ed nizozemsk\u00e9 zdravotn\u00ed poji\u0161t\u011bn\u00ed, m\u016f\u017eete zv\u00e1\u017eit n\u011bkter\u00e9 z n\u00e1sleduj\u00edc\u00edch nizozemsk\u00fdch a mezin\u00e1rodn\u00edch zdravotn\u00edch poji\u0161\u0165oven:<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">CZ Zdravotn\u00ed poji\u0161t\u011bn\u00ed (CZ Zorgverzekering)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">VGZ Zdravotn\u00ed poji\u0161t\u011bn\u00ed (VGZ Zorgverzekering)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Menzis Zdravotn\u00ed poji\u0161t\u011bn\u00ed (Menzis Zorgverzekering)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Achmea Zdravotn\u00ed poji\u0161t\u011bn\u00ed (Achmea Zorgverzekering) &#8211; Toto zahrnuje n\u011bkolik zna\u010dek pod Achmea, jako jsou Zilveren Kruis, Interpolis a FBTO.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">ONVZ Zdravotn\u00ed poji\u0161t\u011bn\u00ed<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">De Friesland Zdravotn\u00ed poji\u0161t\u011bn\u00ed (De Friesland Zorgverzekeraar)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Delta Lloyd Zdravotn\u00ed poji\u0161t\u011bn\u00ed<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Ohra Zdravotn\u00ed poji\u0161t\u011bn\u00ed<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Salland Zdravotn\u00ed poji\u0161t\u011bn\u00ed (Salland Zorgverzekeringen)<\/span><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">Ka\u017ed\u00e1 poji\u0161\u0165ovna na t\u00e9to seznamu je spolehliv\u00e1, ale rozhodnut\u00ed nech\u00e1v\u00e1me na v\u00e1s, nebo\u0165 nechceme propagovat jednu poji\u0161\u0165ovnu p\u0159ed druhou.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">M\u00e1m si po\u0159\u00eddit dodate\u010dn\u00e9 poji\u0161t\u011bn\u00ed pro v\u011bt\u0161\u00ed ochranu?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Pro ty z v\u00e1s, kte\u0159\u00ed si p\u0159ejete dodate\u010dn\u00e9 poji\u0161t\u011bn\u00ed, je to v\u017edy mo\u017enost. To zahrnuje ur\u010ditou fyzioterapii, alternativn\u00ed medic\u00ednu a dent\u00e1ln\u00ed p\u00e9\u010di. Nap\u0159\u00edklad p\u00e9\u010de o t\u011bhotn\u00e9 \u017eeny a naslouchadla jsou pouze \u010d\u00e1ste\u010dn\u011b pokryty nizozemsk\u00fdm zdravotn\u00edm poji\u0161t\u011bn\u00edm (zahrnuty jsou z\u00e1kladn\u00ed p\u00e9\u010de a l\u00e9ka\u0159sk\u00e9 n\u00e1klady), a pokud si p\u0159ejete extra kryt\u00ed i n\u011bkter\u00e9 v\u00fdhody, m\u016f\u017eete si po\u0159\u00eddit dodate\u010dn\u00e9 zdravotn\u00ed poji\u0161t\u011bn\u00ed.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Krom\u011b toho plastick\u00e1 chirurgie nen\u00ed zahrnuta v politice z\u00e1kladn\u00edho zdravotn\u00edho poji\u0161t\u011bn\u00ed. To jsou v\u0161echny tyto dopl\u0148ky, kter\u00e9 nejsou pova\u017eov\u00e1ny za z\u00e1sadn\u00ed.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Pro cizince pracuj\u00edc\u00ed v Nizozemsku nen\u00ed nutn\u00e9 z\u00edsk\u00e1vat dodate\u010dn\u00e9 zdravotn\u00ed poji\u0161t\u011bn\u00ed a mohlo by b\u00fdt pova\u017eov\u00e1no za zbyte\u010dn\u00fd v\u00fddaj. Va\u0161e z\u00e1kladn\u00ed zdravotn\u00ed poji\u0161t\u011bn\u00ed pokryje v\u0161echny va\u0161e pot\u0159eby a v\u00fdznamn\u011b sn\u00ed\u017e\u00ed n\u00e1klady na l\u00e9ka\u0159sk\u00e9 p\u00e9\u010di.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Jak mohu za\u017e\u00e1dat o nizozemsk\u00e9 zdravotn\u00ed poji\u0161t\u011bn\u00ed?<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">S va\u0161\u00edm nizozemsk\u00fdm identifika\u010dn\u00edm \u010d\u00edslem si m\u016f\u017eete za\u017e\u00e1dat o zdravotn\u00ed poji\u0161t\u011bn\u00ed. Jsou z\u00e1konem povinni v\u00e1s p\u0159ijmout pro z\u00e1kladn\u00ed poji\u0161t\u011bn\u00ed bez ohledu na zdravotn\u00ed probl\u00e9my, existuj\u00edc\u00ed stavy, zdravotn\u00ed pot\u0159eby nebo ekonomick\u00fd status.<\/span><\/p>\n<h4><span style=\"font-weight: 400;\">M\u011bs\u00ed\u010dn\u00ed pojistn\u00e9 za nizozemsk\u00e9 zdravotn\u00ed poji\u0161t\u011bn\u00ed<\/span><\/h4>\n<p><span style=\"font-weight: 400;\">M\u011bs\u00ed\u010dn\u00ed pojistn\u00e9 za nizozemsk\u00e9 zdravotn\u00ed poji\u0161t\u011bn\u00ed Pro aktivaci va\u0161eho nizozemsk\u00e9ho zdravotn\u00edho poji\u0161t\u011bn\u00ed budete muset platit m\u011bs\u00ed\u010dn\u00ed pojistn\u00e9. Stoj\u00ed kolem 100 \u20ac m\u011bs\u00ed\u010dn\u011b, ale v\u00fd\u0161e poplatku z\u00e1vis\u00ed na va\u0161em v\u011bku, p\u0159\u00edjmu a poji\u0161\u0165ovac\u00ed spole\u010dnosti, kterou si vyberete.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Je d\u016fle\u017eit\u00e9 udr\u017eovat sv\u00e9 zdravotn\u00ed poji\u0161t\u011bn\u00ed b\u011bhem va\u0161eho pobytu v Nizozemsku. Nedodr\u017een\u00ed tohoto po\u017eadavku m\u016f\u017ee m\u00edt za n\u00e1sledek pokuty, ale tak\u00e9 zv\u00fd\u0161\u00ed va\u0161e l\u00e9ka\u0159sk\u00e9 n\u00e1klady, pokud skon\u010d\u00edte v nemocnici a budete pot\u0159ebovat l\u00e9ka\u0159skou p\u00e9\u010di.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Povinn\u00e9 ru\u010den\u00ed je specifick\u00e9 pro Nizozemsko<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Mo\u017en\u00e1 nebudete pot\u0159ebovat dal\u0161\u00ed poji\u0161t\u011bn\u00ed, ale doporu\u010dujeme v\u00e1m uzav\u0159\u00edt povinn\u00e9 ru\u010den\u00ed.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Podle nizozemsk\u00e9ho pr\u00e1va jste povinni n\u00e9st zodpov\u011bdnost a hradit \u0161kody, kter\u00e9 zp\u016fsob\u00edte ostatn\u00edm lidem. Povinn\u00e9 ru\u010den\u00ed je v zemi velmi obl\u00edben\u00e9, a to zhruba 90 % populace m\u00e1 tuto pojistku.<\/span><\/p>\n<h4><span style=\"font-weight: 400;\">Co to obn\u00e1\u0161\u00ed?<\/span><\/h4>\n<p><span style=\"font-weight: 400;\">M\u016f\u017ee pokr\u00fdt opravy vozidla, pokud n\u011bkoho sraz\u00edte nebo naraz\u00edte na n\u011bco b\u011bhem j\u00edzdy, drobn\u00e9 po\u0161kozen\u00ed n\u00e1bytku v pronajat\u00e9m byt\u011b nebo dokonce obnovu tr\u00e1vn\u00edku souseda, kter\u00fd byl po\u0161kozen va\u0161\u00edm psem.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Tak\u00e9 pojistka ru\u010den\u00ed zahrnuje \u0161kody zp\u016fsoben\u00e9 profesn\u00edmi aktivitami, jako jsou nap\u0159\u00edklad l\u00e9ka\u0159sk\u00e9 chyby, a proto je doporu\u010dov\u00e1na pro v\u0161echny.<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Z\u00e1v\u011bre\u010dn\u00e1 slova<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Pot\u00e9, co podep\u00ed\u0161ete smlouvu (online nebo po p\u0159\u00edjezdu), je va\u0161\u00ed prvn\u00ed prioritou z\u00edsk\u00e1n\u00ed nizozemsk\u00e9ho identifika\u010dn\u00edho \u010d\u00edsla. Person\u00e1ln\u00ed agentura v\u00e1m jedno zajist\u00ed. Tak\u00e9 za v\u00e1s zaplat\u00ed dan\u011b. Nicm\u00e9n\u011b s t\u00edmto \u010d\u00edslem budete pot\u0159ebovat nizozemsk\u00e9 zdravotn\u00ed poji\u0161t\u011bn\u00ed.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Vyberte si jednoho z poskytovatel\u016f ze seznamu a vysv\u011btlete, co pot\u0159ebujete; oni v\u00e1m to za\u0159\u00edd\u00ed. Proces je jednoduch\u00fd a \u010d\u00edm d\u0159\u00edve z\u00edsk\u00e1te zdravotn\u00ed poji\u0161t\u011bn\u00ed, t\u00edm l\u00e9pe pro v\u00e1s.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Douf\u00e1me, \u017ee jsme zodpov\u011bd\u011bli v\u0161echny va\u0161e ot\u00e1zky ohledn\u011b nizozemsk\u00e9ho zdravotn\u00edho poji\u0161t\u011bn\u00ed. Nev\u00e1hejte n\u00e1m napsat, m\u00e1te-li n\u011bjak\u00e9 dotazy, a n\u00e1\u0161 person\u00e1l v\u00e1m poskytne podrobnosti. Pokud jste ji\u017e v Nizozemsku, obra\u0165te se na sv\u00e9ho zam\u011bstnavatele, aby v\u00e1m s poji\u0161t\u011bn\u00edm pomohl.<\/span><\/p>\n<p><a href=\"https:\/\/robin.jobs\/job-offers-abroad\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">Objevte pracovn\u00ed p\u0159\u00edle\u017eitosti v Nizozemsku<\/span><\/a><span style=\"font-weight: 400;\"> a pod\u00e1vejte \u017e\u00e1dosti je\u0161t\u011b dnes!<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>BSN je holandsk\u00e9 identifika\u010dn\u00ed \u010d\u00edslo, kter\u00e9 v\u00e1m umo\u017e\u0148uje pracovat, platit dan\u011b a z\u00edskat zdravotn\u00ed poji\u0161t\u011bn\u00ed v Nizozemsku. To je jedna z prvn\u00edch v\u011bc\u00ed, kterou pot\u0159ebujete z\u00edskat po p\u0159\u00edjezdu do zem\u011b. Holandsk\u00e9 identifika\u010dn\u00ed \u010d\u00edslo je tak\u00e9 zn\u00e1m\u00e9 jako Burgerservicenummer nebo Sofi Number a abyste ho z\u00edskali, mus\u00edte se zaregistrovat u Holandsk\u00e9 da\u0148ov\u00e9 spr\u00e1vy (Belastingdienst). Nemus\u00edte se&#8230;<\/p>\n","protected":false},"author":25,"featured_media":1228219,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1225208","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"acf":[],"_links":{"self":[{"href":"https:\/\/robin.jobs\/cz\/wp-json\/wp\/v2\/posts\/1225208","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/robin.jobs\/cz\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/robin.jobs\/cz\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/robin.jobs\/cz\/wp-json\/wp\/v2\/users\/25"}],"replies":[{"embeddable":true,"href":"https:\/\/robin.jobs\/cz\/wp-json\/wp\/v2\/comments?post=1225208"}],"version-history":[{"count":2,"href":"https:\/\/robin.jobs\/cz\/wp-json\/wp\/v2\/posts\/1225208\/revisions"}],"predecessor-version":[{"id":1228188,"href":"https:\/\/robin.jobs\/cz\/wp-json\/wp\/v2\/posts\/1225208\/revisions\/1228188"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/robin.jobs\/cz\/wp-json\/wp\/v2\/media\/1228219"}],"wp:attachment":[{"href":"https:\/\/robin.jobs\/cz\/wp-json\/wp\/v2\/media?parent=1225208"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/robin.jobs\/cz\/wp-json\/wp\/v2\/categories?post=1225208"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/robin.jobs\/cz\/wp-json\/wp\/v2\/tags?post=1225208"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}